May 5, 2014

The Little Perks You Pay Big For (That New Car Smell, For Example)

Several years ago, Car and Driver had an excellent article about how car companies put in a lot of extra effort to engineer the right “new car smell.” The goal? They want that smell to feel both exciting and comforting, encouraging the car buyer to both desire the smell when they’re shopping and to enjoy it while it lasts after the purchase. That “new car smell” is carefully engineered. […]

Anatomy of a credit-based insurance score

If you drive a motor vehicle in the United States, it is compulsory in most states to carry insurance. Auto insurance is one of the “big wins,” where a little effort provides a big payoff, not just once, but again and again. There are several well-known ways to save on auto insurance ranging from keeping a clean driving record to shopping around. […]

Four Fundamental States of Personal Finance

Students of chemistry are likely aware of the four fundamental states of matter. The most advanced chemistry course I’ve taken was in high school, although I must have learned about this basic concept earlier than that. Solids have a definitive shape and volume; liquids assume the shape of its container and flow easily; gases also take the shape of the container but can be compressed in volume. […]

Mind-Blowing Tiny Houses With Huge Design Inspiration

Tiny houses are a huge thing. The movement, centered on downsizing homes to live more simply and less expensively, was a fringe campaign just a year or two ago. […]

Reader Mailbag: Fine China

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Mortgage question 2. Old papers 3. Renting from parents and insurance 4. Skill diversification 5. Willpower struggles 6. Space for useful stuff 7. Mortgage recasting 8. Food stamps 9. Why Americans are moving less 10. […]

Giving kids money to manage

This article is by staff writer Lisa Aberle. We’ve slowly started our children’s financial education. I thought the easiest way to start would be opening a savings account. I suppose I was correct, but it was met with more resistance than I expected. When we actually opened a savings account for them, I explained that we would deposit their money into their accounts. […]

Manage your life like a CFO

Mitch StrohmIf you want to save money, you’ve got to manage your life much like the chief financial officer runs the company where you work. J.D. Roth of the personal finance blog “Get Rich Slowly” just launched a course that can help you do just that. […]

Financials of Real Estate Investment #3

Here are the details of my third rental real estate property. I purchased it in the middle of 2013. For reference, here are links to details on property #1 and property #2. And here are the details on my real estate plans. […]

21 Decisions You'll Never Regret Making

"Forget regret. Or life is yours to miss." That famous quote is plucked from the Tony Award-winning musical "Rent," and it's absolutely accurate; spend too much time regretting things you've done or haven't done, and your life will pass you by. Rather, spend your time pursuing things that you'll never regret. Positive aspirations are learning experiences no matter how they turn out. […]

8 Reasons Why It's OK to Eat Meat

These days, it seems like meat doesn't have many friends. Vegetarians hate it. Environmentalists rail against it. And your doctor has probably told you to avoid it. But it may be time to come to meat's defense. […]

Best Money Tips: Celebrate Cinco de Mayo on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on celebrating Cinco de Mayo on a budget, keeping your kids entertained this summer, and tips for success on LinkedIn. Top 5 Articles 5 Ways to Celebrate Cinco de Mayo on a Budget — To celebrate Cinco de Mayo on a budget, host your own fiesta. […]

16 Ways to Use Up Leftover Champagne

I know how the joke ends, so I'm just going to say it now: If you're one of those people who wonder "who has leftover champagne," then you can just stop reading now. For the rest of us who always find half full bottles of (no longer) bubbly left around the house after every party, here are 28 recipes to use up flat champagne. […]

25 Dumb Habits That Are Keeping You in Debt

"A hundred wagon loads of thoughts will not pay a single ounce of debt" goes an Italian proverb. You need to take action to tame your debt monster. Let's put your financial house in order by kicking out these 25 dumb habits that are keeping you in debt. Lack of Strategy Without a strategy, you never know whether or not you are doing things right. Start by assessing how bad the situation is. 1. […]

8 Freelance Gigs Anyone Can Do to Make Extra Money

"This easy money I'm earning on the side is really cramping my style!" — said no one ever. A small, supplemental income that's not too taxing on your time and energy can mean the difference between frugal and comfortable living. Trying to grow your savings? Stuck with a salary freeze? Too pinched to pull the trigger on that weekend getaway? […]

4 Ways Your Brain Screws Up Your Money AND Your Love Life

Believe it or not, your love life can tell you a great deal about your poor financial decisions. According to psychologist Daniel Crosby, a number of the terrible romantic decisions that we've all been guilty of also have financial counterparts. […]