May 9, 2014

Friends as Financial Role Models

“You are the average of the five people you spend the most time with.” – Jim Rohn Excluding my children, the four people I spend the most time with are all in their mid-thirties, they all have professional careers in science and/or engineering, they’re all debt-free, and they all have a serious cheap streak. I’m in my mid-thirties, I had a professional career in science (until I made the unorthodo […]

The Cost of Decompression

If you work for a living, you know the feeling. You finish a day of earning money. You’re tired – mentally and/or physically and/or spiritually and/or socially exhausted. You go home, drop your stuff by the door, and just head to the couch for a while. […]

Get the Most Value From Frequent Flyer Miles

Whether you’re the most frequent of frequent flyers or someone who is more likely to have miles expire, understanding the real value of what you’ve earned is the key to making the right choices as a consumer. […]

Ask the Readers: Should you transfer a Class A mutual fund savings account to a Roth IRA?

This article is by editor Linda Vergon. This week, one of our Facebook readers asked the question: “Is it advisable to transfer money from a Class A mutual fund savings account to a Roth IRA in order to maximize my contributions? I saved money in the past in an American Fund mutual fund; but now I don’t make as much money at work, so I thought I should use my saving to add to the Roth.” Like J.D. […]

Should I Roll My IRA into My New Job's 401k?

Here's a question a CNN Money reader asked: I'm 59, and I just got a new job. Should I move my IRA to the 401(k) plan or keep it separate? Here's their response: Are the fees lower in your 401(k) than in your IRA? Would you like all your retirement dollars in one pot? […]

Are YOU on This List of Cushiest Retirement Jobs?

There are so many factors that go into evaluating whether your career is really right for you. But one, undeniably, is the age at which you can stop doing the career that's right for you. So take a look at this list of jobs and industries with early retirement or other great retirement benefits, and consider how yours stack up. […]

11 Freedoms You Gain by Spending Less

Spending less often feels like a chore, but it's actually one of the most freeing tasks we can set our minds to. Learning how to save money through frugal living and smart shopping makes many things easier and can get you that much closer to your long-term life goals. Keep reading to find out how. (See also: Ways to Save $100 or More a Month) 1. […]

Science Proves It: You NEED to Take a Vacation

"All who wander are not lost." — J. R. R. Tolkien Fifty-seven percent of American workers don't take all of the vacation days they're given by their employers. As many as half a billion vacation days go unused, and 92% of people who do take vacation check in at the office at least once during that time. Most developed nations — 20 out of 21 — have mandated vacation benefits. The U.S. […]

Best Money Tips: Eating Healthy on a Slim Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on eating healthy on a slim budget, tips for finding low airfare, and home upgrades to raise your property value. Top 5 Articles Eating healthy on a slim budget — If you want to eat healthy on a small budget, remember it's OK to buy healthy meat and shop sales. […]

Buy or Subscribe: How to Pay the Least for the Media You Love the Most

To buy a subscription or to pay per download: That is the question. Monthly subscriptions provide you unlimited access to a service for a flat fee, but is it truly the right deal for you? […]

This Is How You Decide If Dental Insurance Is Worth It

Despite its limitations, dental insurance may be the most progressive insurance out there, in that it leans heavily on preventative care. Regular cleanings and examinations may prove to be what stands between you and big bills down the line. […]

The Picasso Effect: A Secret to Career Success?

This post comes from Anna Williams at our partner site The secret to climbing the career ladder just might be knitting, taking a ceramics class or refurbishing old cars. […]

One Month to Better, Simpler Living: 30 Small Changes to Make

We're told not to "sweat the small stuff," but sometimes the small stuff adds up and prevents us from being happy. You can drastically — and simply — improve your life by cutting out the small, unnecessary stuff, and making simple changes to your routine and behavior. Call it "living sustainably happy." Ready to give it a go? […]