June 16, 2014

8 Things My Toddler Has Taught Me About Money

Toddlers don’t understand the concept of money. But my two-and-a-half–year-old son, William, has taught me an enormous amount about money through his everyday activities. Here are eight of the best things he has taught me. 1. Negotiate Everything Toddlers are expert negotiators. My son constantly asks for “five more minutes” of playtime outside before dinner and “one more book” before bed. […]

Best Money Tips: Good Morning Habits for a Great Day

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on good morning habits for a great day, what to buy and not buy at Home Depot, and money management lessons for young adults. Top 5 Articles Up and at 'Em! 25 Good Morning Habits for a Great Day — If you want to have a great day, don't press the snooze button on your alarm clock. […]

This Is Why Your Projects Always Take Longer Than You Expect

A contractor friend of mine once told me that no matter how well you plan, any home renovation project will always take longer than you think. In fact, he has come up with a formula for figuring out a more realistic time frame: Double the number and go to the next unit of time for your estimate. […]

6 Ways Angie’s List Saves You Money

Whether you've got a big home improvement project planned or you're just looking to get your A/C unit repaired, you'll need to know how and where to find a service provider that fits the bill and is worth the price. But how do you know that a deal really is a good deal? And how can you be sure that the repairman you're letting in to your house is legit? […]

100 Small Things That Can Bring You Joy

We all want to be happy. It's a desire as universal as our want for water, food, and fresh air. But happiness is a difficult thing to measure. It's a spectrum — not an absolute. […]

Site Changes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Working during downtime 2. Choosing among retirement options 3. Charge card or credit card? 4. Baseball cards 5. Money left over in budget 6. Is being vegetarian expensive? 7. Alcoholism and money 8. […]

Turn Your Home Into a Spa With These 5 Frugal Stress Relievers

You need a break. We all do! You may already know all about the scientific evidence that shows the mental and physical health benefits of taking a vacation. However, you don't need to wait for a full vacation to get some relaxation time. In fact, small doses of relaxation work wonders for your overall health. […]

Saving your sanity (and your budget) this summer vacation

This article is by staff writer Lisa Aberle. I am writing this article in silence, thanks to my kids’ 7 pm bedtime. And tonight is the last early bedtime night because – sob! – tomorrow is the final day of school. While I love my children, I admit to some qualms about summer vacation. How do I keep them entertained (that means out of trouble)? How do I keep the lid on my grocery budget? […]

You'll Be Surprised How Much Sugar These 10 Foods Have

Like many people, I'm an avid food label reader, and I'm always on the lookout for added sugar. I know to look for high-fructose corn syrup along with sugar and honey. But then I discovered via Mayo Clinic that sugar can be disguised as fruit juice concentrates, fruit nectars, malt syrup, molasses, and cane syrup and lots of other less sugary sounding ingredients. […]

How to Save $26,000 in 5 Years or Less

A penny saved is a penny that can be earning investment returns in a well-diversified investment portfolio. At least, that's what I think one of the late, great founders of our nation once said. It's hard to find ways to put money aside, but here are a few creative options that are often overlooked. […]

10 tips most first-time home buyers don’t consider

It’s been exactly one year since my husband and I purchased our first home. As one might expect, we’ve learned a number of valuable lessons this past year. There are plenty of articles full of useful tips for first-time home buyers. I am not going to repeat them. Instead, I will list the lessons I personally learned that I didn’t find covered anywhere else. […]

Whether you’re a novice saver or seasoned investor here’s how to make up to 3% on CDs this summer

Amy FontinelleInterest rates are at record lows, but you’ve got to put your money somewhere. With most savings accounts paying a pathetic 0.10% APY CDs remain a better paying alternative. Believe it or not, you can earn as much as 3% on some local deals and up to 2.30% on nationally available certificates of deposit. […]