June 30, 2014

Time Crunch; Money Crunch

I am a blur in a financial relay race. In the first leg of the race, a shortage of time led to the second leg of the race: a shortage of dollars. […]

Best Money Tips: Secrets to Saving at the Super Market

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on secrets to saving at the super market, affordable beach weddings, and things you should check before buying a used car. Top 5 Articles 10 Secrets to Saving at the Super Market — Downloading store apps and learning how to recognize the best sales can help you save at the super market. […]

10 Simple All Natural Bug and Mosquito Repellents

Bugs. Can't live with them, but can't live without them. Despite all the good flies, mosquitoes, bees, and other insects do for our ecosystem, they can sure seem like pests during that backyard BBQ or annual camping extravaganza. With a little foresight, common sense, and maybe a few essential oils, however, you can battle with these creatures and win. Better yet? […]

Summertime Reading

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Moving in together 2. Paying no-interest bills ahead 3. Extra car keys? 4. Retirement basics 5. Do I need financial advice? 6. Home ownership questions 7. Home with expensive maintenance 8. Personal car use at work 9. […]

23 Money-Saving Items Everyone Should Own

Can I get this cheaper? This is a question that all thrifty shoppers ask themselves before opening their wallets. And well they should: Less expensive is good. But what about items that actually save you money over time? (See also: 101 Ways to Save Money Around the House) It's time to pile savings on top of savings with these 23 money-saving items that everyone should own. 1. […]

How To Stay Motivated While Getting Out Of Debt

Let’s be real.  The idea of getting out of debt sounds awesome.  The day-to-day grind of getting out of debt… not so much. Here’s how to stay motivated while getting out of debt - Celebrate Your Progress – Check those numbers and get excited about the amount of debt you have already paid off!  For our family, we are working to pay off our mortgage (update this week!) – and while our progress has b […]

Dissecting retirement savings

This article is by staff writer Lisa Aberle. When I finally and completely quit my once-full-time job in May, something changed: Neither my husband nor I have access to an employer-sponsored retirement plan. With a significant drop in income, we’re looking at maximizing our now small retirement account contributions. So, how can we get the biggest bang for our buck? […]

I'm Eating What? 12 Gross Things in Your Food

You are what you eat. Vitamins, minerals, protein, fat… and you might also be eating bugs, clones, breast implants, and viruses. If you want to avoid the last half of that list, it's time to learn about all the gross stuff you're eating — and how to avoid it in the future. Good health requires relatively healthy eating habits. […]

The Power of Working Your Career

On a recent post, one reader left the following comment: As an aside, in reference to your comment on the link you posted, I want to thank you for the emphasis on working to raise your salary level. It was largely your writings on the subject that have led me to ask for raises, negotiate my salary upfront, and just generally actively work to grow my career. […]

If You Want Your 401K to Grow, Stop Doing These 6 Things

Are you counting on your 401(k) to fund your dream retirement? If so, make sure you're not making the following common mistakes. By avoiding these pitfalls, you'll ensure that you end up with the most money possible. (See also: Optimize Your IRA and Your 401(k)) Stick to the Default Contribution Percentage If your employer automatically enrolls you in your 401(k), that's a great thing. […]

Essential money tips for new college grads

Graduation is the theme all around my neighborhood. It is a time of excitement and big dreams. Unfortunately in most cases, personal financial sense is not a taught at college. Once out of college, going from living broke to a big paycheck every month can easily encourage lifestyle inflation and a downward spiral of bad financial habits. […]

Be ready for insurers to ask your car what really happened in an accident

Russ HeapsThe next time you file an accident claim don’t be surprised if your insurance company wants to download data from your car or truck to make sure you’re telling the truth. No one knows exactly how much auto-insurance fraud goes on, but experts peg the losses at up to $30 billion. […]