July 29, 2014

Want a used washer? Budget some time

A washer and dryer are mainstays in many households.  They are in our household, for sure. We bought a used washer and dryer set four and a half years ago.  Over the past couple of weeks, the washer was whining loudly.  First we heard it within the drain cycle, then in the spin cycle.  When it started squealing during the wash cycle, I sensed that its time was almost over, because that sounded lik […]

10 Places to Get Free Personal Finance Classes

Many people don't realize that well-structured personal finance classes are widely available for free. […]

How to Build a Downsized Wardrobe You Love

A massive clothes moth infestation triggered my minimalist wardrobe philosophy. The hard lesson I learned from the bugs that destroyed my favorite coat was this: There's no point in having a surplus of anything if I can't protect it. […]

Best Money Tips: The Debt Edition

Welcome to Wise Bread's Best Money Tips Roundup! Today we are featuring some of the best articles from around the web on debt! Top 5 Articles Six Debt Tips for College Students and Recent Grads — College students and recent grads would be wise to know how much money they can borrow and pay bills on time. [Free Money Finance] You Just Got Out of Debt. Now What? […]

11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)

A phone used to be a phone. Now, many of us live our entire lives through our phones. It's how we check our bank balances, organize our schedules, send emails and texts, and pay our bills. Most of us have hundreds, if not thousands, of photos and videos on our phones. They also house sensitive personal information that an identity thief would just love to get his or her hands on. […]

Ask the Readers: What Is Your Favorite Way to Beat the Heat?

The summer heat can feel unbearable, especially when temperatures rise higher, and higher, and higher. It takes a lot of work to stay cool — or does it? What is your favorite way to beat the heat? Is it a frugal method, or do you think the relief is worth any extra costs? […]

Naked With Cash: Brian, June 2014

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. […]

A Deeper Look at Proportional Budgeting

To people who don’t actively budget, budgeting can seem like a complicated mess involving spreadsheet programs, notebooks, and other materials. […]

Does Your House Suck? Here's How to Sell It Anyway

Read any list of recommendations about how to sell your home and you'll get the same advice about how to bring out the best in your property to get top dollar. But let's face it. A lot of homes have more than just cosmetic issues you can fix with a little spackle, paint, and cleaning. Some homes just, well, suck. […]

13 Ways to Make Money Online That Aren't Scams

Welcome to the gig economy! Thanks to faster and better startups sprouting all around the country, you are now able to make some extra dough on the side. You might even be able to ditch the whole 9 to 5 nonsense and set your own hours by booking gigs online. […]

Money extremes: From spendthrift to tightwad to somewhere in the middle

This article is by staff writer April Dykman. Many years ago, when I was paying off a car loan and some credit card debt, I became really frugal. Almost obsessively frugal. I looked for every possible way to save money, and I dreaded ever having to spend money. Then one morning my husband accidently broke our coffee carafe. […]

The 5 Best Tents

The tent is one of the most important pieces of camping gear you could have. A good tent will allow you to enjoy the wilderness in relative comfort while protecting you from harsh outdoor conditions. You'll need to consider a number of factors when purchasing a new tent including size, level of protection and ease-of-assembly. […]