August 29, 2016

Good idea: you should look for a new credit card once in awhile

It’s been a long time since I’ve looked at the credit card market. While I was never once the type to churn a bunch of credit cards, for a period of time during the college years – I was one of those guys that dabbled in 0% balance transfer cards. […]

Questions About Basis Points, Churning, Scentsy, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Will or trust? 2. Basis points? 3. Safe withdrawal rate 4. Replacing work with more work 5. Churning 6. Lacking motivation 7. Term policies waste of money? 8. Want to be single? 9. […]

8 Money-Saving Hacks for Those Who Hate Cooking

Cooking at home is one of the top ways to keep your budget in check. While cooking and eating at home is a wonderful idea, it is also a daunting one for those who hate to cook (and those who hate to clean up afterward). Worry no more. These hacks will save you money on eating out, while also saving... […]

Best Money Tips: Ways to Spend Less on Gas

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on ways to spend less on gas, nearly 100 cheap date ideas, and how to cancel a flight without paying a hefty fee. Top 5 Articles 5 Ways to Slash the Cost of Gas — Use a smartphone app like GasBuddy or GasGuru to find... […]

4 Surprising Things Lenders Check Besides Your Credit Score

You know how important your FICO credit score is to mortgage lenders. They rely on this number to gauge how well you've handled credit and paid your bills in the past. A high credit score means that you'll qualify for a low mortgage interest rate. A low score? You might not qualify for a loan at... […]

The Emergency Food Fund: Why Every Family Should Keep Three Cheap Meals On Hand

If you’re like most people, finding an excuse to skip making dinner is a piece of cake. Perhaps you’re running late from work, or your kid is running late from practice. […]

Best Deals for Monday 08/29

Link for teaser title: 75% off Besiva Stainless Steel Measuring Spoons, 50% off TSA Approved Luggage Locks 2-Pack, 34% off Serta Queen... […]

6 Health Insurance Benefits You're Probably Not Using

Under the Affordable Care Act (ACA), better known as Obamacare, you're required to buy health insurance or face a penalty of 2.5% of your total household adjusted gross income, or $695 per adult and $347.50 per child, to a maximum of $2,085 for tax year 2016. So, take advantage of the full list of... […]

Living Expenses Drop Dramatically During Retirement

I think we all know that costs generally go down during retirement, but a couple sources recently challenged me that they go down a lot more than expected. The first was Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Revised and Updated for the 21st Century where it mentions several costs that should drop dramatically once you s […]

18 Cool Jobs for Fashion Lovers

When most people think about a career in fashion, they think only of being a designer or a model. Fashion, like any creative industry, is hugely competitive. Luckily, for fashionistas and garmentos, there are many different jobs in fashion to fit a variety of personalities and skill sets. It's... […]

Transfer Your Balance to the Best Balance Transfer Cards Available

Link for teaser title: Get out of debt and transfer your balance to one of the best balance... […]