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Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering

The Millionaire Tax Explained

Published Thursday, February 9, 2012 - 15:30 by Bargaineering

Obama has spent the latter half of his first term with a more populist tone. Some believe that Tea Party pressure as well as the Occupy Wall Street movement have brought the country’s attention to the reported 1%, the country’s wealthiest people. […]

Four Local Currencies You’ve Probably Never Heard Of

Published Thursday, February 9, 2012 - 15:15 by Bargaineering

You know about the Dollar and the Euro. You may even know about the Peso, the Yuan, and the Pound but you have probably never heard of the Bay Bucks or Ithaca Hours. These two strange sounding names are examples of the local currencies that some communities are printing in order to revitalize their local economies. Most local currencies are based on service. […]

Current Stamp Price – 45 Cents

Published Thursday, February 9, 2012 - 13:37 by Bargaineering

With the United States Postal Service hemorrhaging money, it’s easy to get confused as to the current price of a postage stamp. The current price is 45 cents. This is the price of a first-class letter weighing no more than 1 ounce. If the weight is no more than 2 ounces, the price is 65 cents. No more than 3 ounces and we’re talking eight five cents. Postcards cost 32 cents. […]

What Can Newt Gingrich and Mitt Romney Teach You About Taxes?

Published Thursday, February 9, 2012 - 11:16 by Bargaineering

You don’t have to be rich, like many of the presidential candidates seem to be, in order to find some great tax benefits. […]

Rent Redbox Movies for Free: Referral Programs, Promotion Codes

Published Thursday, February 9, 2012 - 08:03 by Bargaineering

Ever since I signed up Netflix, the number of movies I’ve rented has gone down significantly. When I do, it’s usually from a Redbox kiosk. In fact, I can’t remember the last time I rented a movie that wasn’t from a Redbox (it was probably in high school, when Blockbuster still existed and was charging $4.99 a night!). […]

Basic Rules to Make Your Portfolio More Tax Efficient

Published Wednesday, February 8, 2012 - 15:18 by Bargaineering

If you’re a do it yourself investor, you probably know a thing or two about stock selection but might not have given much thought to the tax implications of your investment actions. You should never pick investment products with the tax advantage as your primary reason. […]

Financial Options for the Unbanked

Published Wednesday, February 8, 2012 - 13:15 by Bargaineering

One of the issues that has been coming up lately in the world of finances is that of consumers who are “unbanked.” The unbanked are those who do not use banking services. […]

Soft Credit Check vs. Hard Credit Check

Published Wednesday, February 8, 2012 - 08:10 by Bargaineering

If you’ve done enough research about credit scores, you’ve probably heard the term “soft credit check” and “hard credit check.” They’re sometimes referred to as “soft pulls” or “hard pulls,” but the terms mean the same thing. A soft credit check is any check of your credit score or report that doesn’t affect your score. It’s soft because it doesn’t hurt, things that hurt are hard. […]

Why Your Portfolio Needs Bond ETFs

Published Tuesday, February 7, 2012 - 15:18 by Bargaineering

Exchange traded funds or ETFs are to the investment market what the IPhone may be to the cell phone market. It’s one of the fastest growing, game changing products to hit the investment markets since the 401(k). There is an ETF for just about everything and what makes them so popular is their relative low cost. […]

Kids & Money: When to Look for Scholarships

Published Tuesday, February 7, 2012 - 13:15 by Bargaineering

If you plan on sending your child to college, you know that it’s expensive. The cost of an education rises each year. And, while you are hopefully saving up for college with the help of a savings account or a 529 plan, it doesn’t hurt to look for other ways of paying for school. Scholarships can provide a way for your child to get free money for college. […]