Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 210)

How Do You Count Cash?

Grab a few dollars out of your wallet and start counting them. Pay close attention to how you counted them because it may be a good indication of where you are from! People from different areas of the world count money differently. […]

Why Does Amazon.com Hide Some Prices?

Why does Amazon.com hide some of the prices on their product pages? I saw it a lot when I was putting together my home theater a few years ago. It’s remarkably easy to buy electronics online because it’s everything is a commodity. […]

How to Close a Revolution Money Exchange Account

A few years ago, I opened a Revolution Money Exchange account because they were offering a $25 promotion for very little work. Revolution Money Exchange is a PayPal-like payment system clone minus all the fees. […]

Cashback vs. Points Reward Credit Cards

When it comes to reward credit cards, there are two major flavors – cash back and points rewards (there’s also miles for travel cards but we put those in the points category). […]

How to Analyze Credit Cards Reward Programs

Credit card companies are always competing for “share of wallet,” that is a piece of your spending pie. They will offer new account bonuses to entice you to sign up. They will give you reward points of cashback to entice you to keep using their card. […]

American Jobs and Closing Tax Loopholes Act

The Senate Finance Committee and the House Ways and Means Committee have released the legislative text of the American Jobs and Closing Tax Loopholes Act that, among other things, introduces tax cuts, expands career training, and extends eligibility for unemployment benefits. […]

FDIC $250,000 Insurance Limit May Become Permanent

You may have read some recent news reports about how the financial reform bill (which the Senate passed last week) has become bloated with unnecessary and irrelevant amendments. Fortunately there are a few necessary and relevant amendments, such free credit scores for those rejected for credit. Another amendment included in the bill has to do with FDIC insurance. […]

How to Move Your CD Ladder

After learning about Ally Bank’s most recent 0.25% CD renewal bonus, I decided I wanted to move my CD ladder from ING Direct to Ally Bank. Ally Bank offers some of the best CD rates and with ING Direct lagging behind, I’m almost compelled to move the funds even without the renewal bonus. As I thought about the move some more, I had a few more options than I realized. […]

Ally Bank Offers 0.25% CD Renewal Bonus

It seems that CD renewal bonuses are all the rage these days! Just the other day, I received an email from Ally Bank now that one of my CDs was nearing its expiration. […]

Five Biggest Legal Ripoffs Ever

My wife and I bought our house five years ago. I remember looking over the list of closing costs and seeing a line for title insurance. Title insurance, which costs in the neighborhood of a few thousand dollars, is something that boggles my mind even to this day. It’s an example of something that is a 100% legal and 99% rip off. […]