Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 210)

Ally Bank Offers 0.25% CD Renewal Bonus

It seems that CD renewal bonuses are all the rage these days! Just the other day, I received an email from Ally Bank now that one of my CDs was nearing its expiration. […]

Five Biggest Legal Ripoffs Ever

My wife and I bought our house five years ago. I remember looking over the list of closing costs and seeing a line for title insurance. Title insurance, which costs in the neighborhood of a few thousand dollars, is something that boggles my mind even to this day. It’s an example of something that is a 100% legal and 99% rip off. […]

Roundup: Financial Reform & Financial Tips

The big financial news of this week, besides the correction in the markets, has to be the Senate passing the financial reform bill – Restoring American Financial Stability Act of 2010 (S. 3217). As they work to reconcile this bill with the one passed by the House in December, we’ll discuss some of the more significant amendments that affect us directly. […]

Your Take: Tips for New Graduates

Hopefully you’ve enjoyed this week’s New Graduate Guide series and, even if you aren’t a new graduate, learned a little something that you can use in your daily life. […]

How Tax Withholding Works

In the United States, you pay taxes on your income as you earn it. If you earn $10, you’re expected to kick the taxes to Uncle Sam every quarter in the form of quarterly estimated payments. If you earn $10 from your employer, the company has the pleasure of withholding those taxes and forwarding them to the Treasury on a regular basis. […]

Decode and Understand Your Paycheck

I remember when I received my first real pay stub, it was a mixture of happiness and absolute horror. It was my first summer internship after my freshman year of college. I was earning something like $12 and I was pumped that in my first week I’d earn $480. Then I saw my paycheck. At first glance, your paycheck is a lot of numbers in tables. […]

Furnishing Your New Place

When I moved from Pittsburgh to my new apartment near Baltimore, I had almost no furniture. I had a desk from IKEA that we still use today but very little else. When I made it to Baltimore, I didn’t buy any new furniture because my roommate already had a whole bunch of stuff like couches, dining table and chairs, etc. […]

Don’t Buy A House (Yet)

As you read this, you might be wishing that you graduated just a year earlier and could take advantage of the $8000 first time homebuyuers credit. […]

How to Find Your First Apartment

Why am I writing a post about how to find an apartment? It seems so easy right? Look around in the areas you like, pick a place, sign a lease, and you’re done. […]

How Does Your FICO Credit Score Work

If you thought that graduating meant the end of people grading and assigning you a number, think again. In the real world, it’s not your GPA that matters, but your FICO score. It’s a three digit number that is supposed to give creditors an idea of how credit worthy you are. Technically, it’s a measure of how likely you are to default on your debts. […]