Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 210)

CD Early Withdrawal Penalties

Not all CD early withdrawal penalties are created equal. I’ve long assumed that the standard penalty schedule of 3-months and 6-months was ubiquitous but with recent news that Ally Bank charges a mere 60 days has thrown by world view into disarray! Fortunately, early withdrawal penalties are disclosed in the Truth in Savings document a bank must publish about its bank products. […]

Review Purchase Categories for Credit Card Rewards

One of the reasons why we put 99.9% of our spending on credit cards are for the rewards. A few percent back in cash or reward points isn’t going to make anyone rich, but it’s a little better than getting nothing back if you are responsible. […]

Seven Money Lies from Monopoly

When it comes to games, Monopoly is probably one of the most iconic. While I haven’t played a game of Monopoly is years (the last time was on a cruise to Bermuda many years ago), the game and its rules are still fresh in my mind. […]

Governments Benefits Direct Deposited in 2011

Today, the Obama administration will announce that all benefits payments from the government will be paid electronically, rather than with paper checks. This includes, but is not limited to, Social Security, unemployment, veterans benefits, railroad retirement, and other government benefits. […]

Ally Bank CD 60-Day Early Withdrawal Penalty

At most banks, if you close a CD before it’s maturity period you pay a penalty of 90 or 180 days. 90 days, or three months, is the penalty for shorter CDs, generally less than 12-months. The 180 day penalty is reserved for CDs with maturity periods of 12-months or more. […]

How to Remove Private Personal Information from the Internet

Now that the Facebook privacy firestorm has, for the most part, eased up a bit, people seem to be a little more concerned about internet privacy. The scary thing is that of all the things that should worry you, Facebook probably has the least amount of information about it. […]

Roundup: Gardening is Fun & Sustainable

We started gardening a few years ago because we thought it would be fun. We don’t have that much ground space living in a townhouse so our stuff has always been in buckets or planters (one of these days we’ll do square foot gardening). […]

Your Take: Your Best Purchase

I think my best “purchase” in recent memory was adopting our beagle Tobey. We rescued him from a local rescue, Partnership for Animal Welfare (PAW), after meeting him at an event at our local Petco. He was 7 when we adopted him a little more than a year ago and the house is always a little too quiet without him barking (or snoring). […]

Citi Dividend Card Implements Quarterly Bonus Rewards

Late last week, I received a mailing that explained the Citi Dividend Card would be, like a caterpiller after curling into a chrysalis, metamorphosizing into the Citi Dividend World MasterCard. On July 1st, 2010, the benefits of the card as well as the reward program, would be changing. The big change is the introduction of quarterly bonus cashback promotions. […]