Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 210)

Green Lawn Care Tips and a Secret Lawn Tonic Recipe from a Golf Course Groundskeeper

I’ve been playing a lot of golf lately and it’s amazing how manicured some courses are. It’s also amazing how overrun others can be, considering the cost of your average round of golf! So it makes sense that the perfect person to dispense lawn care advice is the groundskeeper (really they’re called Greenskeepers) of your local golf course. […]

6 Documents You Need But Hate Thinking About

In general, there is only one thing worst than dying… it’s thinking about dying. If there is one thing worse than actually dying and thinking about dying, it’s probably planning on dying. […]

Roundup: Joining Yakezie, Before & After Contests, and Links

It’s been a while since Bargaineering has been in a somewhat active “blog network” but I’m happy to announce that we’ve joined the Yakezie, an informal group of personal finance bloggers looking to help each other out. I sometimes miss the camaraderie of the blog networks in the past so I hope will bring some of that back. […]

Your Take: OK to Lie About Previous Salary in Interviews?

This post about “a little white lie in salary negotiation” sparked a bit of a heated debate in the Daily Worth community (I discovered it through a post on the New York Times Bucks blog). The original post said: I’d found a position I liked and applied for it. The recruiter asked for my current salary. Let’s just say I inflated the figure—and told her I was earning $5,000 more than I was. […]

Free Checking Designed to Generate Fee Income

Nearly three years ago, I talked about how free checking isn’t really free because you are earning 0% interest on your money there. […]

Long Term Capital Gains Tax Rates Increase in 2011

When people talk about the Bush-era tax cuts, they’re usually referring to the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) signed by President Bush in June of 2001. Many of the provisions were set to phase in over 9 years but those were accelerated when the Jobs and Growth Tax Relief Reconciliation Act of 2003 (JGTRRA) was signed just two years later. […]

Bank of America MyAccess Checking $75 Promotion CH75OL1

If you have a Bank of America credit card and are thinking about opening a checking account with Bank of America, then this $75 promotion on their MyAccess Checking account may be help you overcome inertia. […]

Federal Reserve Limits Credit Card Fees

The Federal Research Board approved a final rule today regarding fees for late payment, penalties, inactivity fees, and other similar charges. […]

CD Early Withdrawal Penalties

Not all CD early withdrawal penalties are created equal. I’ve long assumed that the standard penalty schedule of 3-months and 6-months was ubiquitous but with recent news that Ally Bank charges a mere 60 days has thrown by world view into disarray! Fortunately, early withdrawal penalties are disclosed in the Truth in Savings document a bank must publish about its bank products. […]

Review Purchase Categories for Credit Card Rewards

One of the reasons why we put 99.9% of our spending on credit cards are for the rewards. A few percent back in cash or reward points isn’t going to make anyone rich, but it’s a little better than getting nothing back if you are responsible. […]