Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 211)

Free Checking Designed to Generate Fee Income

Nearly three years ago, I talked about how free checking isn’t really free because you are earning 0% interest on your money there. […]

Long Term Capital Gains Tax Rates Increase in 2011

When people talk about the Bush-era tax cuts, they’re usually referring to the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) signed by President Bush in June of 2001. Many of the provisions were set to phase in over 9 years but those were accelerated when the Jobs and Growth Tax Relief Reconciliation Act of 2003 (JGTRRA) was signed just two years later. […]

Bank of America MyAccess Checking $75 Promotion CH75OL1

If you have a Bank of America credit card and are thinking about opening a checking account with Bank of America, then this $75 promotion on their MyAccess Checking account may be help you overcome inertia. […]

Federal Reserve Limits Credit Card Fees

The Federal Research Board approved a final rule today regarding fees for late payment, penalties, inactivity fees, and other similar charges. […]

CD Early Withdrawal Penalties

Not all CD early withdrawal penalties are created equal. I’ve long assumed that the standard penalty schedule of 3-months and 6-months was ubiquitous but with recent news that Ally Bank charges a mere 60 days has thrown by world view into disarray! Fortunately, early withdrawal penalties are disclosed in the Truth in Savings document a bank must publish about its bank products. […]

Review Purchase Categories for Credit Card Rewards

One of the reasons why we put 99.9% of our spending on credit cards are for the rewards. A few percent back in cash or reward points isn’t going to make anyone rich, but it’s a little better than getting nothing back if you are responsible. […]

Seven Money Lies from Monopoly

When it comes to games, Monopoly is probably one of the most iconic. While I haven’t played a game of Monopoly is years (the last time was on a cruise to Bermuda many years ago), the game and its rules are still fresh in my mind. […]

Governments Benefits Direct Deposited in 2011

Today, the Obama administration will announce that all benefits payments from the government will be paid electronically, rather than with paper checks. This includes, but is not limited to, Social Security, unemployment, veterans benefits, railroad retirement, and other government benefits. […]

Ally Bank CD 60-Day Early Withdrawal Penalty

At most banks, if you close a CD before it’s maturity period you pay a penalty of 90 or 180 days. 90 days, or three months, is the penalty for shorter CDs, generally less than 12-months. The 180 day penalty is reserved for CDs with maturity periods of 12-months or more. […]

How to Remove Private Personal Information from the Internet

Now that the Facebook privacy firestorm has, for the most part, eased up a bit, people seem to be a little more concerned about internet privacy. The scary thing is that of all the things that should worry you, Facebook probably has the least amount of information about it. […]