Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 211)

How to Choose the Right Health Insurance Plan

I bet your head is swimming right now with all the new acronyms you’ve been seeing after the first few days on the job. But as the old adage goes, these are good problems to have, especially in the current economy. One of the biggest decisions you’ll have to make in the first few weeks of starting work is what your health benefits are. […]

Adverse Action Free Credit Score Amendment

If you are denied something because of your credit history (known as an adverse action), whether it’s a credit card, line of credit, or a job (or anything else), you will receive a letter that explains why you were denied. You will also be able to get a copy of the credit report used to reach that decision along with the applicable FICO risk factor reasons. […]

Why You Need A Budget

When I was in college, I never had a budget. I didn’t keep a budget because most of my expenses were paid for in a lump sum at the beginning of the year. My room and board were all integrated into that payment, which made for a pretty simple financial life. […]

Start Retirement Savings Early

You’ve probably heard that your most valuable asset is time. For new graduates, that line actually refers to two different ideas, both of which are critically important to understand. The first idea is that with few entanglements and draws on your time (mainly no kids), you can devote more of it to your career and engineer the largest advancements in your career. […]

How to Build Your Financial Foundation

Pouring the foundation is the first step in building a new house. Ensuring it is level, stable, and on solid ground is more important than any subsequent step in the building process. Your finances are no different. […]

Bargaineering 2010 New Graduate Guide

Welcome to Bargaineering’s 2010 New Graduate Guide! This entire week will be devoted to focusing on financial advice for new graduates. It doesn’t matter if you graduated high school, college, or graduate school, the information we present this week will help you get started on the right foot. When you start working, you will be inundated with a lot of information. […]

Weekly Roundup: Not Enough Taxes

I’m sure you’ve heard about the TEA Party, “Taxed Enough Already,” and how they want change (if you haven’t, turn on the news!). Well, did you also know that, according to a USA Today’s article, we are paying the lowest amount of taxes in 60 years? […]

Your Take: What You’d Like To See (And a Survey!)

Happy Friday! It’s been a while since I’ve done of these types of Your Takes where I ask you what you’d like to see me cover and today seems like a mighty fine day to do it. Next week we’ll have a New Graduate Guide series because you guys seemed to enjoy our Career Week series last year, and we did a couple more Devil’s Advocates posts this year, again because you guys liked them. […]

Shoo, Jimmy Choo! by Catey Hill

Shoo, Jimmy Choo! is a complete personal finance guide focused on guiding women towards making sound financial choices. While the language speaks to women, my feeling is that this book speaks to a lot of people who have just graduated and are considered part of the “young professional” group. […]

How to Get Burglars to Rob Your House

Being robbed is almost never a good thing. The idea of someone breaking into your home, rummaging through your stuff, and taking all the choice bits… it’s unpleasant. Most people who have been robbed will tell you that the worst part isn’t the loss of stuff, that can be replaced, but the loss of their feeling security. But what if you wanted to be robbed? Why would you want to be robbed? […]