Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 211)

How to Donate Old Cell Phones

If you have a really old cell phone, it has no value on the secondary market. That doesn’t mean it’s worthless. There are ways you can put a smile on someone’s face even though cell phone resellers won’t take your junk back. I recently started having some minor problems with my Palm Treo 755p, mostly dust particles being trapped behind the screen. […]

TradeKing $50 New Account and National Friendship Day Promotion

It seems every summer TradeKing runs a promotion where you can get $50 for opening a new account (if you didn’t have one already). Well if you didn’t notice it based on the temperatures outside, it’s summer and TradeKing has brought back their $50 new account promotion this month. […]

Cash Only Consumers Pay For Credit Card Rewards

I’ve been fortunate never to have fallen down the hole of credit card debt. For those that have, it’s a very difficult situation since lenders, of all types, make more money the longer you’re in debt. Credit card debt is especially dangerous because it’s so easy to accumulate and the interest rates are so high. […]

Your Take: Do You Use Online Personal Finance Tools?

There are a lot of online personal finance tools out there that will help make your personal finance life a little more efficient. You have, of course, the headliner in Mint.com, now owned by Intuit, to help track all of your spending. […]

Everbank $75 Money Market & Checking Promotion Bonus

I’ve written about Everbank in the past because of their high rates and their unique CDs, especially the market-safe CDs. […]

New ING Direct Electric Orange Checking Promo Code

ING Direct has been working hard to promote their checking accounts and their sweet $50 checking account bonus has returned once again. The promotion is very simple, just go to the Electric Orange information page and click the orange “Apply Now” button. On the next page, click on “Continue” and put in E7NSTND into the reference code box. […]

$250,000 FDIC and NCUA Insurance Limits Permanent

The Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 4173) has gotten a lot of press lately because it represents the biggest reform of Wall Street in quite some time. […]

Beware the Rules of Thumb

The other day, I was explaining the Rule of 72 to my lovely wife. It’s a simple little mathematical trick that almost epitomizes the advantages and disadvantages of rules of thumb. If you want to know how long it takes to double a sum of money, divide 72 by its interest rate. At 10% a year, the rule says a balance doubles ever 7.2 years. It’s really closer slightly less than 7.275 years. […]

How to Save Money on Amazon.com

Amazon is already a great place to shop that can save you a ton of money, but there are even more ways to save. Like any store, Amazon often runs promotions, sales, and specials that can provide even bigger savings, but you have to know how to find them. Some offers are predictable while others are more or less random, but if you know where and when to look you can save big. […]

Where to Spend $1 Coins

The US Mint’s $1 Direct Ship program is back with several options (Native American, Golden Dollars with Sacagawea, John Adams, Thomas Jefferson, James Madison, George Washington and Andrew Jackson), meaning you can bust through some of those cash back tiers by purchasing money. […]