Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 212)

$250 Medicare Donut Hole Checks

This week, the first batch of $250 Medicare Donut Hole Checks will be mailed out to the estimated 4 million eligible Medicare recipients. If you’re set to receive a $250 donut hole check, you don’t have to do anything. […]

Overdraft Fees at Online Banks

Last week, I wrote about how ING Direct and Everbank offered overdraft protection by way of a line of credit, rather than socking you with overdraft fees. I commented, off the cuff and without doing much research, about how online banks are better than traditional brick and mortar banks about overdraft fees because they aren’t as much a slave to meeting their revenue expectations. […]

Don’t Pay For Credit Score Monitoring

CNNMoney tackled the question of why you don’t need credit score monitoring. Credit score monitoring is when you pay one of the credit bureaus (Equifax, TransUnion, Experian) a set fee each month to tell you if your score goes up or down. […]

Is Goldline A Scam?

Gold has always been seen as a nice safe store of value. When the world is in crisis, people turn to gold for stability, which is why the price of gold is around $1,200 an ounce these days. I’m not an investor but one important lesson, repeated by savvier investors, is that gold itself may be an investment but it’s true value is as an independent store of value. […]

Almost Perfect Roundup

I don’t follow baseball extremely closely, not until after the All-Star break anyway, but this past week Armando Galarraga was robbed of a Perfect Game. […]

Your Take: Your First Summer Job

Now that summer has unofficially started (officially it won’t be for another few weeks), I thought it would be fun if everyone shared their first summer job and what they learned from it. My first summer job was as an intern at Periphonics, an interactive voice response company that was acquired by Nortel Networks shortly after I left. […]

$100 Chase Checking Account Bonus for June 2010

It’s another month and another promotion from Chase Bank. This time it’s a $100 cash bonus if you open an account, setup a direct deposit or make 5 debit purchases. From the looks of it, it’s the same offer as last month only with a new expiration date. All you need to do is visit the promotion page and request that a coupon be mailed to you. […]

Banking on Multi-Bank CD Ladders

Last week, George commented in my post detailing how to move your CD ladder explaining that there’s “an implied preference that all CDs in a ladder be at a single institution.” George is right, everyone implies that your CD ladder is held at a single institution. That is not a requirement of a CD ladder and it’s a case of the money vs. convenience trade-off. […]

Best Free Anti Virus & Anti Spyware Software

As more and more of our financial transactions move online, it’s critically important for you to secure your computer against intrusion. […]

ING Direct Electric Orange Overdraft Line of Credit

Last year, banks collected nearly $40 billion in overdraft fees, most of it coming from about 10% of its customers. Forty billion. While some of this will be curtailed with the recent CARD Act and its rules regarding opt-in overdraft “protection,” it’s still a staggering sum. Bankrate found that, in 2009, the average overdraft fee was over $30 a piece. […]