Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 212)

What is the Average Middle Class?

I’m a sucker for statistics, probably why I enjoy looking at numbers like the average retirement savings or the average tax refund, but I never gave the term “middle class” much thought until recently. Fortunately for us, U.S. […]

How to Save Money Every Month

Trying to find a way to save money every month is a lot like playing Whack a Mole. In April you might save some money by brown bagging your lunch to work. In May you might try some hypermiling driving tips, like easing up on the brakes or driving closer to the speed limit. By June, you’ll probably have stopped brown bagging lunch as often but you’ll try going out to bars less after work. […]

Costco New Membership Promotion

If you’ve been waiting for a Costco new member promotion before you join, today is your lucky day because Costco has announced their latest new membership promotion. Between now and June 30th, 2010, you can receive 2 months free when you join Costco. New Executive Members also get a $10 cash card on top of the two extra months. […]

Low Interest Credit Cards

While I’ve never carried a balance on my credit card before, making sure the card offered a low interest rate was always important to me. While I never intend to carry a credit card balance, I’m also a realist. I recognize that sometimes you can’t control what you can or cannot do. Things get out of your control and during those times it’s important to make sure that you’re prepared. […]

Your Take: Would You Accept Cellphone Payments?

There was an article in the New York Times yesterday about a bunch of new startups offering cell phone payment systems. They talked about PayPal, Intuit, VeriFone, and Square and how each of their systems let you collect payments, whether from friends or customers, through systems integrated with your cell phone. For businesses, this is great. […]

New Chase $100 Checking Account Bonus

If you’ve been thinking about opening a checking account at Chase, then they’ve announced a new checking account promotion that is perfect for you. How about $100 to open a checking account with at least $100 in new money to Chase, 5+ debit card transactions in 60 days (or a direct deposit), and keep that account open for 6 months. […]

How to Avoid Tipping Scams & Ripoffs

When I shared how I was taken by a Canadian fake DVD scammer, I asked you all what your worst scam was and the most common response was servers fraudulently putting more tip on the receipt. It’s such an easy scam because what’s an extra dollar or two on your receipt? It’s hard to discover in your credit card bill because the difference is so small. […]

M&T Bank Checking Account $150 Bonus Promotion

With the economy on the road to recovery (we hope!), banks are getting back into the business of banking. What that means is an increase in the number of bank deals floating around, like new account bonuses. This week, the promotion of note is one offered by M&T Bank (MTB). They are offering up to $150 in new account bonuses when you open a new checking account. […]

Growing Your Tax Refund

The average tax refund for 2009 is around $3036, up over 10% on 2008 returns. It’s a pretty sizable sum when you think about it. It’s a really nice vacation, a good bit of a mortgage payment, and your credit card debt’s worst nightmare. […]

What is a Jumbo CD?

Last week I looked at callable CDs, a type of CD that lets the bank “call” it in earlier than the maturity. Today, we’re going to take a look at Jumbo CDs. Jumbo certificates of deposit are just CDs with a very large deposits – usually over $100,000. […]