Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 214)

120 Rule vs. Target Retirement Funds

Have you ever heard of the 120 Rule? The 120 Rule is a basic asset allocation rule. Take your age and subtract it from 120. That is the percentage you should be invested in stocks and the balance should be in bonds. If you’re 40, then you should have 80% in stocks and 20% in bonds. If you’re 50, then 70% stocks and 30% bonds. […]

Your Take: Does a Gold Card Really Mean Anything?

I was watching a Frontline program, The Card Game, which talked about the recently passed CARD Act. It was broadcast in November 2009 but by then the regulations and rules that would take effect in March had already been written in stone. […]

Hottest New Money Maker: The Plunder Funnel

What happens when you take a pyramid and turn it upside down? That’s right… you have a funnel. A plunder funnel. […]

Reverse ABA Routing Number Lookup

The ABA routing number, also known as the routing transit number, is a nine digit number associated with a financial institution. If you look at a personal check, it’s one of the three numbers at the bottom of the check (the others are the check number and your account number). […]

2009 Richest Counties in America

I was a little surprised to learn that my home county, Howard County, MD, was the third richest county by median income based on 2008 data released by the American Community Survey. […]

Gartenberg Standard and Mutual Fund Fees

It’s not often that the Supreme Court takes on a case with such a key personal finance subject, mutual fund fees, so when the highest court in the land made a ruling last week, I perked up. The case was Jones v. Harris Associates and it concerned Harris Associates’s Oakmark funds. […]

What is a Callable CD?

As I was reviewing the CD rates of PNC Bank, after learning of PNC’s $100 checking account promotion, I saw that they offered a 36 and 60 month callable CD on their promotional rates page. A callable CD is a CD where the bank has the option of closing it after the fixed period. The CD is usually “sold” as a fixed month CD with call protection, so a 60 month CD with 12 months of call protection. […]

PNC Checking Account $100 Bonus Promotion

If you’re looking for a new checking account and live in DC, DE, FL, IN, KY, MD, NJ, OH, PA or VA, they are running a $100 promotion for new PNC personal checking accounts. The requirements are slightly higher than your average checking account bonus promotion but not onerus. […]

Do Resume Blasting, Resume Distribution Services Work?

For a hundred bucks, you can pay a company like ResumeBlaster to send your resume and cover letter to 3000+ recruiters in up to 6 of “your disciplines.” I know nothing about their particular service but I know that they are one of several out there that will bulk mail out your resume and cover letter to recruiters in their database. […]

Five Free Sharebuilder Trades Promotion Code HVC09NY

A few years ago I took advantage of a Sharebuilder promotion code that offered $50 to new accounts after your first trade. I opened an account, deposited $50, and purchased $50 worth of IYT, which is the iShares Dow Jones Transport. Average ETF. When I received the $50, I withdrew it, netting me $50 for a little bit of work. […]