Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 214)

I Bought a Zenith Men’s Defy Xtreme Tourbillon Titanium Chronograph Watch

Like many folks who spend a lot of time at a computer, I’m not a big fan of watches until I laid my eyes on the Zenith Men’s Defy Xtreme Tourbillon Titanium Chronograph Watch. The first thing most people jump to is the price, which I think is a mistake. It’s hard to justify paying $87,714.97 on a timepiece, even if it defies extreme, but remember that you’re getting $145,000 of value. […]

What is a Highly Compensated Employee?

Are you a highly compensated employee? No matter what you make, you probably don’t feel like a highly compensated employee (what’s that old saying – happiness is making a dollar more than you’re wife’s sister’s husband? ), but you might just be one. Whether or not you’re a highly compensated employee has an impact on your employer’s retirement benefits package. […]

Six Ways to Kill Your Credit Score

Somewhere out there in the wild is a credit score with your name on it. It’s wandering the plains, being scoped by employers and lenders, seeing if it makes you worthy of a job or a loan. Perhaps you’ve even seen it, maybe once a year as the government would prefer, or perhaps you’ve just lived blissfully ignorant of what your little score has been doing all by itself. […]

Millionaire States in the United States

Did you know that in 2009 there were over five million millionaire households (5,129,385) in the United States? That’s 4.46% of all households and a number that is probably a lot higher than you expected, and a drop from the previous two years. In 2009 there were 5.6 million and nearly 6 million in 2007. […]

What To Do With Old Stock & Bond Certificates

Between buying single shares of stock and money trivia about the $500 bill, I’ve been on a “fun money” kick lately. […]

New Car Sales & Excise Tax Deduction

If you bought a car between February 16, 2009 and January 1, 2010 (non-inclusive), and you paid a sales tax or excise tax, you may be able to deduct it from your income taxes. This was one of the provisions of the 2009 American Recovery and Reinvestment Act. The car, light truck, or motorcycle has to weigh less than 8,500 pounds and you must have purchased it new. […]

Tax Audit Red Flags

Last month I had the pleasure of talking to Rich Preece, Director of Product Management for TurboTax, about the improvements they’ve made to this year’s version of the tax preparation software. One area that they’ve improved is in their Audit Risk Results section, which identifies parts of your return that might trigger an audit. […]

Your Take: Health Care Reform Bill

You knew this was coming. On Sunday, the House passed H.R. 3590, the Senate version of the health care bill, along with another bill (H.R. 4872 Reconciliation Act of 2010) to reconcile differences. HR 3590 was signed into law on Tuesday and the reconciliation bill, which the Senate passed yesterday. Overall my feelings on the bill are mixed but mostly positive. […]

A Girl’s Fun & Frivolous Ideas on Spending Your Tax Refund

My friend Stephanie asked me why I never wrote about anything fun. All work and no play makes Jack a dull boy. While she enjoys all the investing information and money news, every once and a while I should sprinkle in something fun. The $500 bill trivia was a good start, but not entertaining enough. So I turned the tables on her and asked her for ideas. Since I’m boring, I needed her help. […]

American Express Rewarding Membership Points for Volunteering

It seems like all the credit card related news lately has been really negative, as card companies react to the CARD Act, but today I wanted to mention a positive credit card story. I read it first on the New York Times Bucks blog over a week ago but American Express is now rewarding cardholders, in their Membership Rewards program, who volunteer. […]