Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 214)

American Jobs and Closing Tax Loopholes Act

The Senate Finance Committee and the House Ways and Means Committee have released the legislative text of the American Jobs and Closing Tax Loopholes Act that, among other things, introduces tax cuts, expands career training, and extends eligibility for unemployment benefits. […]

FDIC $250,000 Insurance Limit May Become Permanent

You may have read some recent news reports about how the financial reform bill (which the Senate passed last week) has become bloated with unnecessary and irrelevant amendments. Fortunately there are a few necessary and relevant amendments, such free credit scores for those rejected for credit. Another amendment included in the bill has to do with FDIC insurance. […]

How to Move Your CD Ladder

After learning about Ally Bank’s most recent 0.25% CD renewal bonus, I decided I wanted to move my CD ladder from ING Direct to Ally Bank. Ally Bank offers some of the best CD rates and with ING Direct lagging behind, I’m almost compelled to move the funds even without the renewal bonus. As I thought about the move some more, I had a few more options than I realized. […]

Ally Bank Offers 0.25% CD Renewal Bonus

It seems that CD renewal bonuses are all the rage these days! Just the other day, I received an email from Ally Bank now that one of my CDs was nearing its expiration. […]

Five Biggest Legal Ripoffs Ever

My wife and I bought our house five years ago. I remember looking over the list of closing costs and seeing a line for title insurance. Title insurance, which costs in the neighborhood of a few thousand dollars, is something that boggles my mind even to this day. It’s an example of something that is a 100% legal and 99% rip off. […]

Roundup: Financial Reform & Financial Tips

The big financial news of this week, besides the correction in the markets, has to be the Senate passing the financial reform bill – Restoring American Financial Stability Act of 2010 (S. 3217). As they work to reconcile this bill with the one passed by the House in December, we’ll discuss some of the more significant amendments that affect us directly. […]

Your Take: Tips for New Graduates

Hopefully you’ve enjoyed this week’s New Graduate Guide series and, even if you aren’t a new graduate, learned a little something that you can use in your daily life. […]

How Tax Withholding Works

In the United States, you pay taxes on your income as you earn it. If you earn $10, you’re expected to kick the taxes to Uncle Sam every quarter in the form of quarterly estimated payments. If you earn $10 from your employer, the company has the pleasure of withholding those taxes and forwarding them to the Treasury on a regular basis. […]

Decode and Understand Your Paycheck

I remember when I received my first real pay stub, it was a mixture of happiness and absolute horror. It was my first summer internship after my freshman year of college. I was earning something like $12 and I was pumped that in my first week I’d earn $480. Then I saw my paycheck. At first glance, your paycheck is a lot of numbers in tables. […]

Furnishing Your New Place

When I moved from Pittsburgh to my new apartment near Baltimore, I had almost no furniture. I had a desk from IKEA that we still use today but very little else. When I made it to Baltimore, I didn’t buy any new furniture because my roommate already had a whole bunch of stuff like couches, dining table and chairs, etc. […]