Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 215)

2010 Tax Credits for Hybrids and Electric Vehicles

This latest CNN article on the tax breaks California residents can get on plug-in hybrids surprised the heck out of me – you could get a Nissan Leaf ($32,5000) for only $17,000 after federal, state, and local tax credits. […]

Where to Find Free Checking Now

I just watched a short Bankrate video on the decline of free checking and how many banks are pulling their “free” no interest checking accounts off their menu of options. It’s becoming pretty clear that “free checking” was, at least in the banking industry, code for “free checking paid for by enormous fees.” Now that the rules for fees like overdraft/NSF fees have been overhauled, banks can no lon […]

Citi 2G Credit Cards

Back in September I wrote about Dynamics Inc’s Card 2.0 and their newest credit card technologies. It turns out that Citi will begin rolling out some of these cards in what they call Citi 2G credit cards. […]

How Homeowners Beat Renters in a Down Housing Market

I’ve been talking to a lot of people lately about home values. Many homeowners have seen their homes fall in value and they talk about how much money they’ve lost, how they can’t leave the house to seize other opportunities, how they won’t be able to sell for decades. In all the discussions, it seems there’s one thing that people focus on – purchase price. […]

Be Careful Who You Co-Sign With

When I first moved to Maryland for work, I rented an apartment with a friend of mine. He was a good roommate and a great friend, so much so that we even discussed buying a house together. We never got past the discussion phase because my parents recommended against it when I brought it up. His did as well. […]

Use Charity Navigator to Research Charities

As we near the end of the year, you’ll inevitably start seeing year end tax tips type of posts (I promise you at least one before we close out 2010). Those year end tax tips will certainly recommend that you make some charitable contributions before the end of the year so that you can take advantage of the tax deduction for this year. […]

Your Take: Was Lasik Surgery Worth It?

Today the Your Take is a bit of a selfish question about Lasik, something I’m starting to consider more seriously again. […]

Five Ways to Save Money on Food

Inspired by this post by Eating Well on The Huffington Post, I thought I’d share a few ideas on what we do to save money on food without even noticing. The number one way to save money is by learning how to cook. You might have a hectic schedule and be exhausted at the end of the day but push yourself to prepare a nice meal. […]

2010 Roth IRA Conversion Mini-Roundup

As 2010 winds down, you might be considering a Roth IRA conversion. 2010 is different than other years because the income restriction on conversions has been lifted. Last year, if you had an adjusted gross income over $100,000 then you couldn’t convert a Traditional IRA to a Roth IRA. While this limit may seem high, remember that the limit applies to both singles and married couples. […]