Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 215)

Your Take: Name Your Favorite Bank or Credit Union

The recent economy woes have not been kind to banks. It seems like every weekend a bank is failing (over 60 so far this year) and mainstream media is piling on. Four of the thirty two companies in Consumerist Worst Company in America 2010 bracket are financial services companies. […]

New Yorkers Are The Dumbest Drivers

Don’t shoot the messenger! According to a survey by GMAC, their GMAC Insurance National Drivers test, the dumbest drivers are in New York where the average driving test score was a mere 70.0%. New Jersey wasn’t that far behind with an average test score of 70.5%. The “smartest” drivers were in Kansas (82.3%) and Oregon (82.1%). […]

Everbank Offers Diversified Metals CDs

When it comes to interesting and innovative banking products, Everbank has always led the pack. With some banks you get the same vanilla options – checking, money market, savings, CDs. Reward checking is rare and “exotic” CDs are even rarer (how many banks offer one of the non-standard CDs?). Recently I received an email from them about a 5-year diversified metals CD. […]

How Do You Count Cash?

Grab a few dollars out of your wallet and start counting them. Pay close attention to how you counted them because it may be a good indication of where you are from! People from different areas of the world count money differently. […]

Why Does Amazon.com Hide Some Prices?

Why does Amazon.com hide some of the prices on their product pages? I saw it a lot when I was putting together my home theater a few years ago. It’s remarkably easy to buy electronics online because it’s everything is a commodity. […]

How to Close a Revolution Money Exchange Account

A few years ago, I opened a Revolution Money Exchange account because they were offering a $25 promotion for very little work. Revolution Money Exchange is a PayPal-like payment system clone minus all the fees. […]

Cashback vs. Points Reward Credit Cards

When it comes to reward credit cards, there are two major flavors – cash back and points rewards (there’s also miles for travel cards but we put those in the points category). […]

How to Analyze Credit Cards Reward Programs

Credit card companies are always competing for “share of wallet,” that is a piece of your spending pie. They will offer new account bonuses to entice you to sign up. They will give you reward points of cashback to entice you to keep using their card. […]

American Jobs and Closing Tax Loopholes Act

The Senate Finance Committee and the House Ways and Means Committee have released the legislative text of the American Jobs and Closing Tax Loopholes Act that, among other things, introduces tax cuts, expands career training, and extends eligibility for unemployment benefits. […]

FDIC $250,000 Insurance Limit May Become Permanent

You may have read some recent news reports about how the financial reform bill (which the Senate passed last week) has become bloated with unnecessary and irrelevant amendments. Fortunately there are a few necessary and relevant amendments, such free credit scores for those rejected for credit. Another amendment included in the bill has to do with FDIC insurance. […]