Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 216)

Do Resume Blasting, Resume Distribution Services Work?

For a hundred bucks, you can pay a company like ResumeBlaster to send your resume and cover letter to 3000+ recruiters in up to 6 of “your disciplines.” I know nothing about their particular service but I know that they are one of several out there that will bulk mail out your resume and cover letter to recruiters in their database. […]

Five Free Sharebuilder Trades Promotion Code HVC09NY

A few years ago I took advantage of a Sharebuilder promotion code that offered $50 to new accounts after your first trade. I opened an account, deposited $50, and purchased $50 worth of IYT, which is the iShares Dow Jones Transport. Average ETF. When I received the $50, I withdrew it, netting me $50 for a little bit of work. […]

How To Organize Electronic Financial Documents

It’s always tricky remembering how long I should keep financial documents so recently I began cheating by electronically scanning all my documents to my hard drive. I was able to save all the documents I really didn’t need, but was apprehensive about shredding forever, and created electronic backups for the documents I knew I should keep. […]

Hot (broke) Messes by Nancy Trejos

Hot (broke) Messes by Nancy Trejos is part memoir and part personal finance advice book written by a personal finance writer and staff editor at The Washington Post. The book follows her journey from a young college student, already in debt, to getting onto financial track years later. […]

Your Take: What Are You Saving For?

Last week everyone got fired up discussing the health care bill, which is good because open discussion is the soul of a democracy, but this week we’re going to go in a different direction. This week I want to know what you’re saving goals are for this year, a year after one of the worst recessions we’ve seen in a long time, and how you hope to accomplish it. […]

TurboTax Deluxe and Premier Giveaway

For those of you who didn’t believe I bought a watch for ninety grand (even if it could deflect cruise missiles) or a sixteen hundred dollar ripped t-shirt, I salute you for recognizing it’s the first of April. For those who didn’t, if you exist, I apologize for so deftly deceiving you on the most frivolous of days. […]

I Bought a Zenith Men’s Defy Xtreme Tourbillon Titanium Chronograph Watch

Like many folks who spend a lot of time at a computer, I’m not a big fan of watches until I laid my eyes on the Zenith Men’s Defy Xtreme Tourbillon Titanium Chronograph Watch. The first thing most people jump to is the price, which I think is a mistake. It’s hard to justify paying $87,714.97 on a timepiece, even if it defies extreme, but remember that you’re getting $145,000 of value. […]

What is a Highly Compensated Employee?

Are you a highly compensated employee? No matter what you make, you probably don’t feel like a highly compensated employee (what’s that old saying – happiness is making a dollar more than you’re wife’s sister’s husband? ), but you might just be one. Whether or not you’re a highly compensated employee has an impact on your employer’s retirement benefits package. […]

Six Ways to Kill Your Credit Score

Somewhere out there in the wild is a credit score with your name on it. It’s wandering the plains, being scoped by employers and lenders, seeing if it makes you worthy of a job or a loan. Perhaps you’ve even seen it, maybe once a year as the government would prefer, or perhaps you’ve just lived blissfully ignorant of what your little score has been doing all by itself. […]

Millionaire States in the United States

Did you know that in 2009 there were over five million millionaire households (5,129,385) in the United States? That’s 4.46% of all households and a number that is probably a lot higher than you expected, and a drop from the previous two years. In 2009 there were 5.6 million and nearly 6 million in 2007. […]