Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 216)

The Little Book of Big Dividends Review

If you’ve been interested in dividend investing and unsure where to begin, I recommend reading The Little Book of Big Dividends by Charles B. Carlson. […]

New $100 Bill

If you’ve wondered why Benjamin Franklin’s expression on the $100 bill never changes, it’s because he’s been getting regular botox injections. He would love to show emotion, but unfortunately he can’t. This year, he’ll be getting a little more work done, his first since 1996. […]

SmartyPig Raises Interest Rate, Adds Tiers

If you have a savings account at SmartyPig, you’ll be happy to learn that in a month they’ll be increasing the interest rate on those accounts. It’s a variable interest rate with two tiers that applies to your aggregate goal totals. If your balance is less than $50,000 then the rate will increase from 2.00% APY to 2.15% APY. If your balance is over $50,000, you will earn 0.50% APY. […]

What is the Wealth Effect?

Have you ever heard of the wealth effect? Basically, it’s the idea that you will spend more because you feel richer. You feel richer because you think home prices are up or because your stock portfolio has increased in value. Economists like to talk about the wealth effect whenever they look at consumer confidence and consumer spending numbers, because those are economic figures. […]

How to Close a Sharebuilder Account

As I mentioned in my post about the Sharebuilder five free trades promotion code, I recently sold a small position in IYT in my Sharebuilder account. […]

High Yield IRAs

All throughout tax season, from about mid-February to early-April, I received letters from my banks telling me it that I was running out of time to contribute to an IRA. This happens every year because brokers and banks want your business. They want you to open your IRA with them. […]

Explanation of the SEC Charges against Goldman Sachs

I’m sure you’ve heard the recent news that the SEC has charged Goldman Sachs with fraud for misleading some of its investors. At the core of the complaint is that Goldman structured and marketed a synthetic CDO but failed to disclose key aspects of the product. […]

Consequences of a Large Roth IRA Conversion

You won’t have a bigger fan of a Roth IRA. I’ve been a fan of them every since my dad told me about them over ten years ago. Back then, the appeal was in not having to keep track of capital gains and losses for tax purposes. As a kid with little understanding of personal finances and a healthy appreciation for the law, that seemed paramount. […]

How to Read The Wall Street Journal for Free

If you visit The Wall Street Journal and try to read the articles, you’ll find that you will need to have a subscription to read anything behind the first paragraph or two. Subscriptions are $1.99 a week if you want online access, $2.69 per week if you get both print and online. […]

Your Take: Have You Ever Been Scammed?

Of course you have, we all have. Sometimes they’re small scams, like someone adding a little onto your bar tab, and sometimes they’re big scams, like someone skimming your credit card and going on a spending spree. When I was in college, I would occasionally buy and sell stuff on eBay. I remember the days of scouring Fatwallet Hot Deals forums for deals I could sell on eBay. […]