Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 216)

Your Take: Bush Era Income Tax Cuts

Despite what you feel about President Obama, you have to appreciate the sheer amount of work he’s managed to get Congress to do in the few years he’s been in office. […]

High Interest Alternatives to Savings Accounts

Right now, the best savings account rates aren’t even 2% APY. They’re so low that even those people who are earning nothing, 0%, have very little incentive to move their money! If Bank of America is paying you 0.10% in your savings account, and an online bank is offering 1.50%, do you know how much more money you’d earn if you moved $1,000 over? You wouldn’t even make fifteen bucks more. […]

Reordering Overdrafts to Cost Wells Fargo $203 Million

Remember a few years ago when banks started “reordering” debits from your checking account? They repeatedly said it was for your own good, putting the largest debits first and then dinging you an overdraft fee for every overdraft? Their explanation seemed reasonable. […]

How to Deal with Losing Your Wallet While Traveling

After our inaugural Financial Contingency Plan series post, How to Recover From a Lost Wallet, a lot of you suggested I write an addendum to the post to cover the case where you lose your wallet while traveling. Whenever you’re traveling, one of the biggest headaches you can run into, besides an airline losing your luggage, is losing your wallet or having it stolen. […]

United First Financial For Sale?

One of the most commented posts on Bargaineering is my take on the legitimacy of United First Financial’s Money Merge Accounts (it’s legit in that it works but you’re overpaying for no apparent reason), so I’ve always taken a keen interest in UFF and the state of their programs. […]

Calculate Your Monthly Freedom Day

Every year, the Tax Foundation points to a day in April and proclaims it Tax Freedom Day. It’s the day after which you have effectively earned enough to cover your tax liabilities for the year. For 2010, that day was April 9th. In 2009, it was April 8th. The idea is that, based on what you are projected to owe in taxes, every hour you work until that day goes towards funding that liability. […]

Ten Ways to Greenify Your Home Right Now

When you look at the U.S. Green Building Council’s checklist for what makes a Green Home, you see a lot of things you can’t change after you’ve bought a home. Location? Can’t really move your house very easily, now can you? Size? Sorry, that’s pretty much set for us. And building design? […]

How to Prepare for Losing Your Job

One of the most traumatic financial disasters you can face, and millions of Americans have in the last two years, is losing your job. The key to bouncing back on your feet is to prepare for it ahead of time. […]

Your Take: How Is Your Emergency Fund?

20% of Americans “suffered a significant economic loss” last year, according to a report two weeks ago, the highest level in the last 25 years. The Economic Security Index has been tracking data on income loss, medical expenses, and debt since 1985 and it has shown economic insecurity has risen across all groups. What’s economic insecurity? […]