Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 221)

What is a Qualified Dividend?

One of the things most taxpaying adults realize early on is that tax law is really confusing. Nothing is every straight-forward or simple, which is why most people fear doing their taxes even when it’s a “simple” two-page 1040-EZ form! For the longest time, I didn’t invest outside of my Roth IRA and 401(k) because I didn’t want to deal with the taxes (and I didn’t have much money to invest). […]

Your Take: Any Bargaineering Success Stories?

I received an email from Reader Danny the other day, after my post about Credit Karma catching an error before I did, thanking me for the post. Every few weeks I get an email thanking me because a post I wrote fixed a problem for them or revealed one they didn’t know existed. […]

Review: How Rich People Think by Steve Siebold

I didn’t know much about Steve Siebold before I received his book, How Rich People Think, but he’s a “mental toughness” couch who has written books about mental toughness, weight loss, and other “mind over body” type of subjects. […]

Treat Everyone At Work With Respect

It’s been a while since I’ve written about career, I think we fired off both barrels during Career Week 2009 last year. […]

How to Prepare for a Car Accident

If losing your job is one of the most traumatic financial disasters you can face, a car accident is a close second. […]

Bright Side of Lowered Home Values

A few weeks ago, two homes in my little neighborhood were put up for sale. We knew the owners of one of them, they were moving to Boston because the wife got into a graduate program at Harvard (we were sad to see them go), but the other was a stranger to us. […]

How to Contest a Property Tax Assessment

In Maryland, home property tax assessments work on a three year cycle. Every three years your home is evaluated for property tax purposes and you have that one opportunity to contest the new assessment. The schedule for your area may be different but the process is the same. […]

Ally Bank: No Plans to Change 0.25% APY CD Loyalty Bonus

Last week, Reader Dan emailed me a transcript of a conversation he had with a customer service representative. In the conversation, the CSR said that the 0.25% APY renewal/loyalty bonus may be going away after next month (September). Here’s the chat transcript (edited for formatting but otherwise 100% intact as what Dan sent me): Joshua: Thank you for chatting with me today. […]

No Recession for College Graduates

I’ve been fortunate that most of my local friends have not been affected by the economic downturn. I’m especially fortunate because I have not been affected by the economic downturn. While the companies we work at have downsized, for the most part, we’ve all escaped unscathed in what’s clearly the worse economic decline in our lifetime. […]

Roundup: I Don’t Get 3D Televisions

I was in Costco the other day when I walked by Samsung’s 3D television. They had some computer animated movie playing when I donned the 3D glasses to see how the picture looked. […]