Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 223)

Your Take: Boost Savings Rate by Cutting Taxes

Actions speak louder than words right? So why is the interest you earn from a savings account taxed at your marginal income tax rate while the dividend income you earn from investments is taxed at the long term capital gains rate? When we put our money in a high interest savings account, the interest we earn is taxed at 25%. […]

Transferring Brokerage Assets from E*Trade to TradeKing

When I learned about E*Trade selling their banking business to Discover, I knew my days with them were numbered (I later learned that only bank accounts with no brokerage relationships were moving… but alas the ball was already rolling). […]

List of Free Specialty Consumer Reports

After my post on requesting your CLUE reports, Reader Bob sent me an exceptionally long and comprehensive list of all the specialty consumer reports that you are entitled to every year. When I wrote my first request your specialty report post, I had about half a dozen… this expands the list by a lot. I was amazed by the sheer number of companies that collect information about me. […]

Closing E*Trade Bank Savings Account

You may have read on the interwebs that E*Trade is shutting down bank operations to focus more on the brokerage. As part of that process, all accounts are being sold to Discover Bank in what seems like the first bank sale that didn’t involve the FDIC. Unfortunately for E*Trade and the hilarious E*Trade baby, taking away the bank account takes away their last differentiator. […]

Roth and Traditional IRA Contribution Limits

I, like many other personal finance bloggers, am a huge fan of IRAs because they give you a tax-advantaged opportunity to save for your retirement. Both types, the Roth and the Traditional, offer tax benefits that are hard to find anywhere else. […]

Mortgage Interest Deduction Myth

The mortgage interest deduction is one of the most celebrated tax deductions in all of tax deduction-dom. It’s cited as one of the benefits of homeownership, right behind “you’re not throwing your money away,” and that fact is repeated over and over again. Unfortunately, I believe it’s misrepresented. […]

How to Get Rid of Roaches (or) How to Kill a Cockroach Invasion

Cockroaches are gross. I don’t know if it’s their relatively large size, their long antennae, those creepy looking legs, or the fact that their backs so disgustingly shiny. Oh… and they’re almost indestructible. It’s like you kill one and three more appear within days, each one having been grown from the pieces of the one you smashed with your shoe! […]

Being Frugal is Foolish

I bet this Devil’s Advocate is going to ruffle a lot of feathers! Frugality is a pretty big topic in the personal finance blog community because there are so many things you can do to trim a few cents or dollars off here or there. You can buy gadgets like a Kill-A-Watt to find out how much energy your appliances are using and disconnect them when they’re not in use. […]

Your Take: Your Cleverest Money Hacks

Throughout the years, I’ve seen some clever “money hacks” as a result of just keeping myself aware of the latest trends and tricks in personal finance. I’ve also had the great pleasure of reading all of your comments through the years and I know you guys are a very clever bunch, so I was curious what money hacks you use to get a little extra. […]

Lemonade: It’s Not A Pink Slip, It’s a Blank Page

The first thing I thought of when I watched Lemonade was – “Wow, I’m surprised no one else has made a movie like this before.” The economy is slowly recovering, job losses are slowing, but we’re living in a world where 10%+ of the people who want to have a job, can’t get one and it was only until today, this morning actually, that I saw an uplifting and powerful movie about how being fired isn’t a […]