Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 223)

American Express Purchase Protection Perk

Did you know that if you buy something with an American Express card and it’s lost, damaged, or stolen within the first 90 days, American Express will replace the item or reimburse you up to the amount of the purchase price? My friend Michelle just came back from a skiing trip with her family in which she managed to get an oil stain on her brand new ski jacket. […]

How to Survive a Tax Audit

Now that we know how the IRS picks who to audit, we need to know what we can do to prepare for it. […]

2010 Plutus Awards

My friend Flexo at Consumerism Commentary has created the Plutus Awards, to celebrate the best in personal finance. The awards are broken up into two categories. The first goes to personal finance products and services while the second focuses solely on the best the personal finance blogging world has to offer. […]

3 Easy Steps to a Greener Kitchen

Home sweet home – I’ve always love that saying. There is something wonderful about coming to place where you can feel safe, peaceful and rejuvenated. With all of the known dangers out in the big world, home can be a wonderful respite. Sadly, we are bombarded on a daily basis with the news of things that can harm us. Unfortunately some of those things can be found in our safe haven…our home. […]

Consider Self-Insurance Against Calamities

Last week, as I was research the “catch” on a return of premium life insurance policy, I wondered if it was possible for you to self-insure your life. The idea behind self insuring is that you take a lower level of insurance protection and save the difference into an account. […]

How to Keep Your Skills Fresh When Unemployed

There’s a security out there that tracks the average (mean) length of time someone is employed and that figure broke thirty weeks in January. The average person looking for work will not find it in seven months… seven months of job hunting. Seven months of going to job fairs. […]

Find and Plug Your Money Leaks

How many times have you run into this scenario at work: you start a task that seems ridiculously inefficient or outdated, bring it up to your supervisor only to hear them say “that’s how we’ve always done it.” Sadly, it happens all too often and it’s the product of the “if it ain’t broke, don’t fix it” mentality that permeates almost every aspect of life. […]

Your Take: Does Unemployment Insurance Reward Laziness?

The Huffington Post shared the thoughts of Sen. Jon Kyl (R-AZ) on unemployment this week: Unemployment insurance “doesn’t create new jobs. In fact, if anything, continuing to pay people unemployment compensation is a disincentive for them to seek new work,” The title of the article is a little misleading. […]

Ban Credit Checks for Job Applications

Chris at The Consumerist referenced a story this week about how there are 16 states, including here in Maryland, considering a ban on using credit scores to make hiring decisions. Iv’e never personally experienced this or heard of a friend get denied a job because of their credit score, but this happens enough to warrant 16 states barring the practice. What’s the logic behind credit checks? […]

What is Return of Premium Life Insurance?

Life insurance sucks. If you outlive your policy, you spent a lot of money for not much of anything. If you don’t outlive your policy, well shucks you didn’t waste your money on premiums… but you’re dead. So when my insurance company sent me a package detailing one of their newest offers, a “return of premium life insurance” policy, I was intrigued. […]