Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 223)

2010 Fortune’s 25 Top Paying Companies

Every year, Forbes puts out it’s full list of the Top 100 companies to work for and every year I look for the two employers I’ve ever had… only really expecting to see one of them (and fairness, there aren’t any major defense contractors on the list). This year, my last company, Booz Allen Hamilton, retained the 52nd spot on the list despite going through some huge organizational changes. […]

Budgeting Is About Your System, Not Your Tools

Yesteryday, I wrote a post about zero based budgeting, a type of budget that forces you to assign each dollar of income to an expense category. […]

Four Factors to Consider Before Roth IRA Conversion

Now that the income limitations have been lifted and anyone can convert a tax-deferred Traditional or Rollover IRA into a tax free Roth IRA, a lot of blogs, gurus, and news sites have been celebrating the Roth IRA conversion. I have always held the Roth IRA in high regard because it’s a fantastic retirement investment vehicle that offers a little more predictability. […]

How to Build a Zero-based Budget

A zero based budget is a budget where every dollar you earn is assigned to a category in your budget. Your income minus your expenses equals zero – zero based budget. […]

Your Take: Your Favorite Board Game

This week I wrote about how to maximize your entertainment dollar and all the comments seemed to center around our favorite board games. So it seemed like the perfect Friday Your Take post would be if everyone shared their favorite games! Our latest favorite is Dominion, as I mentioned in that post, because it’s a different game each time. […]

Ally Bank Offers 2-Year Bump Up CDs

Until today, I don’t believe I’ve ever seen any online bank offer a bump up CD. A bump up CD is a certificate of deposit that gives you the option to increase the current rate of your CD to the published rate, “bumping” it up. If you remember my attempt at being cute with the Certificate of Deposit Zoo, it was the giraffe. The biggest risk with long term CDs is inflation risk. […]

How Does the IRS Pick Tax Returns to Audit?

Doing your taxes is never fun. Even if you ignore how you must spend a couple hours filling out boring forms, finding documents, researching deductions, blah blah, there’s always the fear that you’ll be audited. […]

Ten Largest Banks in the U.S.

The Move Your Money campaign peaked a few weeks ago but in our household we still haven’t yet made the change from a large bank to a local community bank or credit union. Part of the reason is inertia, the center spoke in our financial network map if our Bank of America account, but we’re working on it! […]

The New Frugality by Chris Farrell

The New Frugality by Chris Farrell is a new personal finance book that discusses a growing trend in America towards frugality. As we claw our way out of the Great Recession, American families are going back to smarter and safer spending after a near decade at the buffet table of cheap credit. […]

Citi Introduces Credit Card & Banking iPhone App

Citi is one of the first credit card companies to produce their own branded iPhone app – called Citi Mobile. It’s pretty much what you’d expect, all of the functionality of the Citi website packaged up in a nice little iPhone app. […]