Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 223)

AT&T Universal: Reinterpreting “No Annual Fee For Life”

Reader Bill has been a gold AT&T Universal Card since they were since introduced in the early 1990s and was annoyed when he learned that he’d be charged a $30 annual fee starting this month, September 2010. Here’s his email to me: AT&T introduced its Universal Card back in 1990, and with the card came the written guarantees ‘no annual fee for life’, and ‘no annual fee–ever.’ Remember that? […]

Five Worst Car Maintenance Scams

Finding a good mechanic or shop that you can trust is very difficult, so when you find one, it pays to stick with them. It’s why I always take my car to the same place every time I have an issue. There have been a couple times when I, or my lovely wife, have brought it in for a minor issue and they sent us on our way without a bill. […]

Roundup: Living Without Money

The last few weeks, the frugal world has been buzzing about how Mark Boyle lived an entire year without cash. It’s was more about sustainability and reducing waste than living without cash, but I think it’s was a pretty valuable social experiment. It reminded me of a more “important” Super Size Me type of experiment. If we grew our own food, we wouldn’t waste a third of it as we do today. […]

Your Take: Your Favorite Credit Card?

Every year, JD Power & Associates puts out a credit card customer satisfaction survey in which all the major credit card companies are listed along with their scores. It’s a 1,000 point scale and this year the “winner” was American Express with 769 out of the possible thousand. […]

What is an Offset Mortgage?

I’ve often looked across the pond at the UK for a few novel, if not simply different, personal finance ideas and am often surprised at some of the things they have that we don’t. For example, you can open an Roth IRA-like instrument known as an Individual Savings Account (ISA) but “invest” it in a regular savings account. […]

Review: Questions and Answers on Life Insurance by Tony Steuer

After writing about personal finance for the better part of six years, I feel like I have a decent handle on many of the major subjects. When it comes to investing, I can hold my own. Banking and credit cards? I understand them enough to write about them confidently. The one subject I know I’m weak in is life insurance. […]

Social Group Savings with SmartyPig

When SmartyPig first debuted, they had a bunch of expensive fees that made me sour on the otherwise good idea. […]

5 Tips For Those Working In A Job They Hate

Twenty-first century folk hero Steven Slater had fed-up employees everywhere cheering when he left the job he hated in a theatrical flourish. […]

How to Lower Your Car Insurance Premiums

When it comes to saving money in this economy, it appears that many people are dropping or lowering their auto insurance policies. It’s a bit of a gamble but adjusting your insurances, whether it’s homeowners or auto or anything else, can be a way to save a few more dollars if things are looking tight. […]