Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 223)

Roth IRA Contribution Limit Phaseout Calculator

If you’re confused about how much you can contribute to your Roth IRA this year, this calculator can help! As you probably know, you have until tax day, April 15th, to make a contribution to your Roth IRA for 2009. What you might not know is how much you are able to contribute, if your income (modified adjusted gross income) happens to be within the phaseout range for your filing status. […]

Five Psychological Money Tricks That Work

For being such a dollars and cents type of issue, personal finance sure has a lot of psychology involved, doesn’t it? If it weren’t for psychology, ideas like Dave Ramsey’s debt snowball method would be dead on arrival. The debt snowball works because it taps into human psychology, not mathematics. Paying off your smallest debt first isn’t mathematically optimal. […]

Your Take: What Do You Look For in a Bank or Credit Union?

This week Liz Weston wrote about how to shop for a new bank and it made me think about how we chose the banks we work with now. For us, the criteria for judging a checking account differed from the criteria for judging a savings account. […]

How to Check the Status of Your Tax Refund

It seems a little early but I’ve been getting a lot of “where is my refund?”-type of emails lately. While I won’t know the answer to that question (and I shouldn’t, the IRS should be that loose with your personal information!), the IRS will. […]

How to Measure and Track Your Net Worth

When you were in school, chances are you knew what you needed on each test to get an A, a B, or a C (or avoid an F!). At work, you have project deadlines to meet and performance criteria to fulfill. When it comes to your finances, there isn’t a convenient, single number you can use to track your progress. In school, there was your GPA. […]

Get Financially Naked by Manisha Thakor and Sharon Kedar

Get Financially Naked by Manisha Thakor and Sharon Kedar is a book that helps couples discuss financial issues before they become Issues. […]

Help Me Represent PF Blogging in the Shorty Awards!

The Shorty Awards is an awards ceremony for the “best producers of short real-time content.” At the moment, in the Finance category, there are investing gurus, forex gurus, and stock trading gurus all over the top 20 list. […]

How to Report Tax Fraud & Tax Cheats

One of the largest tax fraud schemes was blown wide open last year when ex-UBS AG banker Bradley Birkenfeld blew the whistle on a $20 billion tax evasion scheme at UBS. His testimony played a “key role” in showing US investigators how UBS was helping Americans hide assets. As a result, UBS agreed to hand over information on 4,450 accounts and pay $780 million to avoid prosecution. […]

Surprise! Peer to Peer Lending is Risky

Earlier this week, Mark Gimein wrote a great article on TheBigMoney.com detailing, statistically, how risky person-to-person lending really is. […]

Converting Old European Currency to New Euros

Can you believe the euro has been around for almost eight years? I didn’t realize it’s been that long until I read a Bankrate question about options for converting old European currency (there aren’t many). […]