Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 223)

When Does Renting Beat Buying?

If experiences appreciate and things depreciate, is there a way for us to separate the experience of a thing away from the thing itself? Of course there is – rent it. If we’re going on vacation, it makes perfect sense for us to rent a car rather than buy it (though in places in Europe, for long “rental periods,” you actually buy the car and sell it back) and we don’t think anything of it. […]

Reminiscences of a Stock Operator by Edin Lefevre

Reminiscences of a Stock Operator by Edin Lefevre was first published many many years ago and tells the first person fictional tale of Larry Livingston, a stock speculator in the early 1900s. […]

How to Buy a Single Share of Stock Certificate

When GM was knocking on the doorstep of bankruptcy (who answered soon after), I thought it would be fun to try to buy a single share as a collectors item. It was under a dollar a share and I really only needed one, so I assumed it probably wasn’t going to cost all that much. […]

What’s My Tax Bracket?

In personal finance, you have to make a lot of decisions with imperfect information. You contribute to a Roth IRA because you like the tax free growth and you believe that you will be taxed at a greater rate in retirement (otherwise it may be better to contribute to a Traditional IRA). […]

Why You Should Be Reinvesting Dividends

I’ve been investing in a few dividend stocks lately because savings account rates have been pretty abysmal. The prospect of earning a percent or two on my money is great for an emergency fund but lousy for anything long term. One of the important ideas behind dividend investing is that you should reinvest the dividends if you don’t need the income. […]

Fixed Income Strategies to Help Boost Savings Interest Rates

If you take the 120 minus your age investment allocation rule to towards retirement, the conclusion is that your investments should mostly be in safe “bond” investments and out of risky “stock” investments. […]

Your Take: Common Sense vs. FreeCreditReport.com

If you’ve ever watched a television in the last few years, you’ve undoubtedly seen the FreeCreditReport.com commercials with the guy playing the banjo. […]

Sallie Mae Bank Review

Sallie Mae, normally known for their federal and private student loans, is entering the savings account area with a high yield savings account currently offering 1.35% APY with no monthly fees and no minimums. It’s your standard online bank offering with a pretty standard savings account rates. […]

American Express Purchase Protection Perk

Did you know that if you buy something with an American Express card and it’s lost, damaged, or stolen within the first 90 days, American Express will replace the item or reimburse you up to the amount of the purchase price? My friend Michelle just came back from a skiing trip with her family in which she managed to get an oil stain on her brand new ski jacket. […]

How to Survive a Tax Audit

Now that we know how the IRS picks who to audit, we need to know what we can do to prepare for it. […]