Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 224)

Hot (broke) Messes by Nancy Trejos

Hot (broke) Messes by Nancy Trejos is part memoir and part personal finance advice book written by a personal finance writer and staff editor at The Washington Post. The book follows her journey from a young college student, already in debt, to getting onto financial track years later. […]

Your Take: What Are You Saving For?

Last week everyone got fired up discussing the health care bill, which is good because open discussion is the soul of a democracy, but this week we’re going to go in a different direction. This week I want to know what you’re saving goals are for this year, a year after one of the worst recessions we’ve seen in a long time, and how you hope to accomplish it. […]

TurboTax Deluxe and Premier Giveaway

For those of you who didn’t believe I bought a watch for ninety grand (even if it could deflect cruise missiles) or a sixteen hundred dollar ripped t-shirt, I salute you for recognizing it’s the first of April. For those who didn’t, if you exist, I apologize for so deftly deceiving you on the most frivolous of days. […]

I Bought a Zenith Men’s Defy Xtreme Tourbillon Titanium Chronograph Watch

Like many folks who spend a lot of time at a computer, I’m not a big fan of watches until I laid my eyes on the Zenith Men’s Defy Xtreme Tourbillon Titanium Chronograph Watch. The first thing most people jump to is the price, which I think is a mistake. It’s hard to justify paying $87,714.97 on a timepiece, even if it defies extreme, but remember that you’re getting $145,000 of value. […]

What is a Highly Compensated Employee?

Are you a highly compensated employee? No matter what you make, you probably don’t feel like a highly compensated employee (what’s that old saying – happiness is making a dollar more than you’re wife’s sister’s husband? ), but you might just be one. Whether or not you’re a highly compensated employee has an impact on your employer’s retirement benefits package. […]

Six Ways to Kill Your Credit Score

Somewhere out there in the wild is a credit score with your name on it. It’s wandering the plains, being scoped by employers and lenders, seeing if it makes you worthy of a job or a loan. Perhaps you’ve even seen it, maybe once a year as the government would prefer, or perhaps you’ve just lived blissfully ignorant of what your little score has been doing all by itself. […]

Millionaire States in the United States

Did you know that in 2009 there were over five million millionaire households (5,129,385) in the United States? That’s 4.46% of all households and a number that is probably a lot higher than you expected, and a drop from the previous two years. In 2009 there were 5.6 million and nearly 6 million in 2007. […]

What To Do With Old Stock & Bond Certificates

Between buying single shares of stock and money trivia about the $500 bill, I’ve been on a “fun money” kick lately. […]

New Car Sales & Excise Tax Deduction

If you bought a car between February 16, 2009 and January 1, 2010 (non-inclusive), and you paid a sales tax or excise tax, you may be able to deduct it from your income taxes. This was one of the provisions of the 2009 American Recovery and Reinvestment Act. The car, light truck, or motorcycle has to weigh less than 8,500 pounds and you must have purchased it new. […]

Tax Audit Red Flags

Last month I had the pleasure of talking to Rich Preece, Director of Product Management for TurboTax, about the improvements they’ve made to this year’s version of the tax preparation software. One area that they’ve improved is in their Audit Risk Results section, which identifies parts of your return that might trigger an audit. […]