Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 224)

Dividend Champions

If being a Dividend Aristocrat wasn’t enough, I recently stumbled upon the idea of a Dividend Champion. The Dividend Champions list was an idea created by George Smyth and published monthly on his DRiP Investing Resource Center site. […]

5 Lessons from the DC/Baltimore Snowpocalypse

Not sure if you heard about the snow in the Baltimore/DC area but we got a slammed with over 40 inches of snow on two different occasions over the course of a week. Schools were closed for the entire week, mail service was spotty, and the area came to a grinding halt for about a week. […]

Credit CARD Act of 2009 Guide: How It Affects Us

Last year, you probably read a lot in the news about the Credit CARD Act of 2009 and how it had credit card companies running for the hills. There were stories about how issuers were going to start implementing annual fees, cut back on reward programs, and how the credit card industry was going to get rocked. […]

How to Avoid Credit Card Minimum Annual Purchases Fees

As we wrote about it last year, credit card issuers are instituting annual fees they are willing to refund if you make enough purchases in a year. The first issuer to start doing this is Citibank and recently sent notices out to cardholders about the $60 fee starting April 1st. If cardholders spend $2400 in a twelve month period, the fee will be waived. […]

Use Your Financial Map to Architect Bank Account Changes

Last November, Citibank announced that anyone without an average balance of at least $1,500, by February 1st, in their combined accounts would have to pay a monthly fee or be subject to per-check charges. That didn’t sit well with people who had just signed up for EZ Checking, which is supposed to be free. […]

What is the Average Tax Refund?

I discovered this slick looking infographic on early filers from TurboTax just this past weekend and was surprised by a few of the statistics they discovered. I was surprised that the average tax refund was $2,869 (seems high doesn’t it?) and that nearly a quarter of them make under $25,000. […]

7 Green Valentine’s Day Gifts Your Girlfriend Will Love

With Valentine’s Day coming up in just a few short days, you’re either all ready or not at all. If you’re in the second camp, don’t rush out and buy a mass produced Valentine’s Day card and a box of chocolates in a heart shaped box. It lacks character, it lacks creativity, and shows that you’ve put only a little bit of thought into the day… which can hurt how Valentine’s night goes. […]

How to Combine ING Direct Accounts

My lovely wife and I both opened individual ING Direct accounts before we were married. In the latest step towards consolidating our financial accounts, we’ve decided to take all of our individual accounts and work towards combining them when it made sense. We’ve left investment and retirement accounts alone but online bank accounts are perfect for combining. […]

Costco/Capital One InterestPlus Online Savings Account

Costco and Capital One have joined forces to offer an InterestPlus Online Savings account that offers a fairly competitive 1.50% APY. It doesn’t appear that a Costco membership is required for this account but there is an incentive for members. If you are an Executive, you can get a $60 bonus. If you’re a Gold Star or Business member, then it’s only a $20 bonus. […]

Making the Most of Your Money Now by Jane Bryant Quinn

Making the Most of Your Money Now by Jane Bryant Quinn is a massive 1,200 page tome of personal finance information. The book starts with a must read introduction to Quinn and her experience with money. […]