Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 224)

Debt Collector Crusader Craig Cunningham in Dallas Observer

When I wanted to run a series on fighting debt collectors, I knew I wanted an expert. I was fortunate to have little in the way of debt (just a mortgage and student loans) so I had no personal experience with combating with debt collectors, but I knew someone on Fatwallet, Codename47, was a debt collector ninja. […]

How to Maximize Your Entertainment Dollar

Over the last few months, my wife and I have been doing a lot of traveling by car. To help pass the time on the road, we’ve been borrowing a lot of books on tape from our local library. On our most recent trip, we finished Dan Brown’s The Lost Symbol (we weren’t big fans) and have started on Ender’s Shadow (so far it’s been good). […]

Overdraft Protection Is A Good Thing

The NYT Bucks blog published a post today warning us that banks will start direct mail promotions to get customers to opt into their overdraft protection. While they don’t explicitly say overdraft protection is a bad thing, they do want to help protect against some fear mongering on the part of banks. […]

Claim Haiti Relief Donations on Your 2009 Tax Return

This week, President Obama signed into law a bill that lets taxpayers claim donations made to earthquake relief in Haiti on their 2009 tax returns. If you make a cash contribution between January 11th, 2010 and March 1st, 2010 towards relief aid for earthquake victims in Haiti, you can claim it on your 2009 tax return. […]

Roth IRA Contribution Limit Phaseout Calculator

If you’re confused about how much you can contribute to your Roth IRA this year, this calculator can help! As you probably know, you have until tax day, April 15th, to make a contribution to your Roth IRA for 2009. What you might not know is how much you are able to contribute, if your income (modified adjusted gross income) happens to be within the phaseout range for your filing status. […]

Five Psychological Money Tricks That Work

For being such a dollars and cents type of issue, personal finance sure has a lot of psychology involved, doesn’t it? If it weren’t for psychology, ideas like Dave Ramsey’s debt snowball method would be dead on arrival. The debt snowball works because it taps into human psychology, not mathematics. Paying off your smallest debt first isn’t mathematically optimal. […]

Your Take: What Do You Look For in a Bank or Credit Union?

This week Liz Weston wrote about how to shop for a new bank and it made me think about how we chose the banks we work with now. For us, the criteria for judging a checking account differed from the criteria for judging a savings account. […]

How to Check the Status of Your Tax Refund

It seems a little early but I’ve been getting a lot of “where is my refund?”-type of emails lately. While I won’t know the answer to that question (and I shouldn’t, the IRS should be that loose with your personal information!), the IRS will. […]

How to Measure and Track Your Net Worth

When you were in school, chances are you knew what you needed on each test to get an A, a B, or a C (or avoid an F!). At work, you have project deadlines to meet and performance criteria to fulfill. When it comes to your finances, there isn’t a convenient, single number you can use to track your progress. In school, there was your GPA. […]