Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 227)

How Does the IRS Pick Tax Returns to Audit?

Doing your taxes is never fun. Even if you ignore how you must spend a couple hours filling out boring forms, finding documents, researching deductions, blah blah, there’s always the fear that you’ll be audited. […]

Ten Largest Banks in the U.S.

The Move Your Money campaign peaked a few weeks ago but in our household we still haven’t yet made the change from a large bank to a local community bank or credit union. Part of the reason is inertia, the center spoke in our financial network map if our Bank of America account, but we’re working on it! […]

The New Frugality by Chris Farrell

The New Frugality by Chris Farrell is a new personal finance book that discusses a growing trend in America towards frugality. As we claw our way out of the Great Recession, American families are going back to smarter and safer spending after a near decade at the buffet table of cheap credit. […]

Citi Introduces Credit Card & Banking iPhone App

Citi is one of the first credit card companies to produce their own branded iPhone app – called Citi Mobile. It’s pretty much what you’d expect, all of the functionality of the Citi website packaged up in a nice little iPhone app. […]

Debt Collector Crusader Craig Cunningham in Dallas Observer

When I wanted to run a series on fighting debt collectors, I knew I wanted an expert. I was fortunate to have little in the way of debt (just a mortgage and student loans) so I had no personal experience with combating with debt collectors, but I knew someone on Fatwallet, Codename47, was a debt collector ninja. […]

How to Maximize Your Entertainment Dollar

Over the last few months, my wife and I have been doing a lot of traveling by car. To help pass the time on the road, we’ve been borrowing a lot of books on tape from our local library. On our most recent trip, we finished Dan Brown’s The Lost Symbol (we weren’t big fans) and have started on Ender’s Shadow (so far it’s been good). […]

Overdraft Protection Is A Good Thing

The NYT Bucks blog published a post today warning us that banks will start direct mail promotions to get customers to opt into their overdraft protection. While they don’t explicitly say overdraft protection is a bad thing, they do want to help protect against some fear mongering on the part of banks. […]

Claim Haiti Relief Donations on Your 2009 Tax Return

This week, President Obama signed into law a bill that lets taxpayers claim donations made to earthquake relief in Haiti on their 2009 tax returns. If you make a cash contribution between January 11th, 2010 and March 1st, 2010 towards relief aid for earthquake victims in Haiti, you can claim it on your 2009 tax return. […]

Roth IRA Contribution Limit Phaseout Calculator

If you’re confused about how much you can contribute to your Roth IRA this year, this calculator can help! As you probably know, you have until tax day, April 15th, to make a contribution to your Roth IRA for 2009. What you might not know is how much you are able to contribute, if your income (modified adjusted gross income) happens to be within the phaseout range for your filing status. […]