Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 227)

United First Financial For Sale?

One of the most commented posts on Bargaineering is my take on the legitimacy of United First Financial’s Money Merge Accounts (it’s legit in that it works but you’re overpaying for no apparent reason), so I’ve always taken a keen interest in UFF and the state of their programs. […]

Calculate Your Monthly Freedom Day

Every year, the Tax Foundation points to a day in April and proclaims it Tax Freedom Day. It’s the day after which you have effectively earned enough to cover your tax liabilities for the year. For 2010, that day was April 9th. In 2009, it was April 8th. The idea is that, based on what you are projected to owe in taxes, every hour you work until that day goes towards funding that liability. […]

Ten Ways to Greenify Your Home Right Now

When you look at the U.S. Green Building Council’s checklist for what makes a Green Home, you see a lot of things you can’t change after you’ve bought a home. Location? Can’t really move your house very easily, now can you? Size? Sorry, that’s pretty much set for us. And building design? […]

How to Prepare for Losing Your Job

One of the most traumatic financial disasters you can face, and millions of Americans have in the last two years, is losing your job. The key to bouncing back on your feet is to prepare for it ahead of time. […]

Your Take: How Is Your Emergency Fund?

20% of Americans “suffered a significant economic loss” last year, according to a report two weeks ago, the highest level in the last 25 years. The Economic Security Index has been tracking data on income loss, medical expenses, and debt since 1985 and it has shown economic insecurity has risen across all groups. What’s economic insecurity? […]

Shop Sam’s Club Free: August 6-8

This weekend, Sam’s Club is hosting an “open house” from Friday through Sunday where non-members can shop without paying the standard 10% service fee on purchases. Typically, when a non-member shops at a warehouse store, like Sam’s Club or Costco, there is a “service fee” tacked onto the purchase. […]

Convert Purchases from Dollars into Time

One strategy that seems to work well for people looking to conquer bad spending habits is to convert purchases into hours of work. A $4 latte, the classic enemy of frugalists everywhere, doesn’t seem too expensive because it’s only four dollars. If you only earn minimum wage of $7.25 an hour, that’s nearly half an hour of work before you take taxes into consideration. […]

Why Inflation Is Good For You

Inflation is the invisible erosion of our money’s purchasing power. It doesn’t sound like it’s good for you, right? Economists have said for quite some time now that inflation is good for you, it’s good for the economy, and part of a healthy market. […]

Don’t Change Yourself, Change Your Financial System

How old are you? Unless you’re under the age of 20 or 25, chances are you will not change. I don’t care how much willpower you think you have, the vast majority of people will not change their habits once they’ve become an adult. […]