Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 229)

Opt Out of Credit Card Internal Marketing

We recently received a new Privacy Notice from Citi for 2009, which looked a lot like this online form, and never really appreciated how marketing happens behind the scenes. […]

Career Comeback by Lisa Johnson Mandell

Career Comeback by Lisa Johnson Mandell is a career book designed to help the older job seeker freshen up their resume and avoid age discrimination. If the same sounds a little familiar, it’s because Mandell was the subject of a very popular WSJ article on Botoxing Your Resume back in mid 2008. […]

Your Take: Your New Year’s Resolution?

Two days ago I wrote a post about how to set a New Year’s Resolution you can keep and today I want to know what your resolution for 2010 is going to be! Mine? I plan on taking half of our emergency fund and committing it to the stock market in individual company holdings. […]

Consider Moving Your Money to Local Banks

This past weekend my wife and I went home to New York to visit my parents and my visiting relatives for the holidays. My parents recently moved within spitting distance of Port Jefferson, a cute little “village” that features a ferry and lots of restaurants and small boutique shops. My parents have been saying that the recession has really hurt the area and it’s most visible in the shops. […]

Review Your State’s Gift Card Rules

It’s estimated that people purchased $87 billion in gift cards this holiday season, according to The Tower Group in a recent CNN Money article. Of all those cards, Marketing Workshop, another research firm, it’s estimated that 40% of recipients don’t use up all of their cards’ value, leaving an average of $2.30 on the card. […]

Setting SMART New Years Resolutions

As we near the eve of the New Year, many people’s minds start to wander towards setting some New Year’s Resolutions. You plan to save a little more out of your paycheck or lose a few of the pounds you gained the last few weeks. This might be the year to quit smoking or drink less. Or perhaps you just want to work less, enjoy more life and spend more time with family and friends. […]

Snag Post-Holiday Goodies Cheap!

I love the week after Christmas but before New Years because the sales are all going to be bananas, especially this year. Stores realize that all their holiday inventory isn’t even worth the shipping costs of sending it back to the warehouse. […]

Buying the Dividend and Dividend Dates

One once popular way of dividend investing was called “buying the dividend,” where you buy a stock just before the ex-dividend date. The argument was that you could buy a stock just before it would record who it’ll pay a dividend to, pick up the “free” cash, and then sell the stock afterwards. […]

What is the Earned Income Tax Credit?

The Earned Income Tax Credit is a refundable tax credit that is designed to help low income workers. It was created in 1975 and has been expanded on several occasions, unlike some other tax laws, to continue to help low income taxpayers. How does it work? […]

New Credit Card Costs ±14 FICO Points

We recently purchased a Fujitsu ScanSnap S300 and have been scanning a lot of our documents to reduce the number of documents we retain. One of the documents we came upon were two printouts of my wife’s FICO credit score and credit reports from Equifax, through myFICO. […]