Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 230)

PenFed Visa: Best 5% Cash Back Rewards on Gas Credit Card

Years ago, when both credit and champagne flowed freely down Wall Street, the fabled 5% cash back reward credit card freely frolicked among elm and oak trees of Central Park. Nowadays, finding a decent 5% cash back reward credit card is rarer than seeing a unicorn… but today I saw one. […]

Automating Your Finances is an Expensive Mistake

The allure of automation is obvious. Look at the famous Ronco Rotisserie catchphrase – “Set it and forget it!” Automation is appealing because it lets computers do the work and lets you do something else more interesting. Set your 401(k) contribution each month, set the allocation, and then go spend time with your family. […]

Your Take: Favorite Year End Deduction?

With the year drawing to a close, a lot of people are thinking about year end tax moves, including myself. In general, there aren’t many year end tax moves you can make on December 18th. If you’re going to buy a house and take advantage of the home buyer tax credit, you would’ve started the process by now. […]

Restaurant.com Gift Certificate Coupon Codes & Tips

I remember when I first heard about Restaurant.com a few years ago. Their offer back then is the same as it is now, you can buy a $25 Restaurant gift certificate for $10. Every few weeks, they run a 70% or 80% off promotion where you end up getting a $25 Restaurant gift certificate for two bucks. Two freaking dollars… three if you only use 70% off. A few years ago, hardly anyone took them. […]

How to Remove Unauthorized Hard Inquiries

Reader Christine recently left a comment on the What is a good credit score? post in which she asked how she could get unauthorized hard inquiries removed. For her particular case, it’s likely that she agreed to the hard inquiries when she “clicked on a link on some website that I do not even remember now and got phone calls from about 5 lenders. […]

Is YMax magicJack a Scam?

In a recent issue of the Retirement Millionaire, a retirement newsletter I’ve been checking out, they mentioned some frugal VOIP option I hadn’t heard of before. MagicJack is a USB based device that lets you make phone calls using your PC’s internet connection for $19.95 a year, or $1.66 a month. […]

Beware Wine Expert Ratings & Rankings

Since we’ve been doing a lot of “cooking as entertainment,” my wife and I have started drinking a bit of wine to help make cooking more entertaining. Always price conscious, we set out to buy wines that we enjoyed but didn’t bust the bank. As twenty-somethings, we really don’t need our palates reaching beyond our pocketbooks, if I may be so bold in my use of alliteration. […]

How to Request Your ChexSystems Consumer Report

The Fair and Accurate Credit Transaction Act (FACTA) and the Fair Credit Reporting Act (FCRA) give you the right to review your credit reports every twelve months. Most people are aware of the three credit bureaus (Equifax, Experian, and TransUnion) but did you know that the rule applies to all consumer reporting agencies, which includes several other types of reporting systems. […]

American Express Flip Mino Video Camera Giveaway

American Express wants to give away ten Flip Mino video cameras to ten Bargaineering.com readers. The giveaway is in conjunction with a big promotional push they’ve been doing for their American Express Charge Cards and the Membership Rewards program, AMEX’s reward points catalog. […]

Introduction to FOREX Investing

Foreign exchange has been a hot topic lately with the weakness of the US Dollar and has always been an area rife with scams and rip-off artists (even the SEC warns about it on their website for forex transactions). Trading in foreign currencies works off the same principles are trading anything else, you want to buy low and sell high. […]