Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 230)

The 10-Second Credit Limit Increase

I logged into my Citi credit card account online today to make some changes to my profile when I decided to try to get an automatic credit line increase. I figured I was already logged in doing other things, a few button clicks to see if I could increase the limit certainly wasn’t going to cost me much time. I swung up to Tools & Services and click on Request a Credit Line Increase. […]

10 Quick Ecofriendly Things You Can Do Right Now

About a year and a half ago, did you know how much a barrel of oil cost? I bet you did a year and a half ago… that’s because it was big news. Around June 2008, it was over $125 a barrel. Today, a barrel is in the high seventies. […]

Borrow Money With Prosper & Lending Club

Earlier this year, I hosted a guest post by Jonathan sharing his experiences with borrowing money from peer to peer lending network Prosper. Just recently, I received the following email from a reader singing their praises: I’ve borrowed twice now from Prosper and I love it. The first loan was $7000 at 8.65% for three years and the most recent was $8000 at 9.65% for three years. […]

Where Dividend Stocks Fit in Your Portfolio

“The only thing that gives me pleasure is to see my dividend coming in.” –John D. Rockefeller. I’ve been taking a look at dividend stocks lately, if recent post about how dividend stocks rock is any indication, because of how dividends are taxed. […]

PenFed Visa: Best 5% Cash Back Rewards on Gas Credit Card

Years ago, when both credit and champagne flowed freely down Wall Street, the fabled 5% cash back reward credit card freely frolicked among elm and oak trees of Central Park. Nowadays, finding a decent 5% cash back reward credit card is rarer than seeing a unicorn… but today I saw one. […]

Automating Your Finances is an Expensive Mistake

The allure of automation is obvious. Look at the famous Ronco Rotisserie catchphrase – “Set it and forget it!” Automation is appealing because it lets computers do the work and lets you do something else more interesting. Set your 401(k) contribution each month, set the allocation, and then go spend time with your family. […]

Your Take: Favorite Year End Deduction?

With the year drawing to a close, a lot of people are thinking about year end tax moves, including myself. In general, there aren’t many year end tax moves you can make on December 18th. If you’re going to buy a house and take advantage of the home buyer tax credit, you would’ve started the process by now. […]

Restaurant.com Gift Certificate Coupon Codes & Tips

I remember when I first heard about Restaurant.com a few years ago. Their offer back then is the same as it is now, you can buy a $25 Restaurant gift certificate for $10. Every few weeks, they run a 70% or 80% off promotion where you end up getting a $25 Restaurant gift certificate for two bucks. Two freaking dollars… three if you only use 70% off. A few years ago, hardly anyone took them. […]

How to Remove Unauthorized Hard Inquiries

Reader Christine recently left a comment on the What is a good credit score? post in which she asked how she could get unauthorized hard inquiries removed. For her particular case, it’s likely that she agreed to the hard inquiries when she “clicked on a link on some website that I do not even remember now and got phone calls from about 5 lenders. […]

Is YMax magicJack a Scam?

In a recent issue of the Retirement Millionaire, a retirement newsletter I’ve been checking out, they mentioned some frugal VOIP option I hadn’t heard of before. MagicJack is a USB based device that lets you make phone calls using your PC’s internet connection for $19.95 a year, or $1.66 a month. […]