Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 231)

Costco/Capital One InterestPlus Online Savings Account

Costco and Capital One have joined forces to offer an InterestPlus Online Savings account that offers a fairly competitive 1.50% APY. It doesn’t appear that a Costco membership is required for this account but there is an incentive for members. If you are an Executive, you can get a $60 bonus. If you’re a Gold Star or Business member, then it’s only a $20 bonus. […]

Making the Most of Your Money Now by Jane Bryant Quinn

Making the Most of Your Money Now by Jane Bryant Quinn is a massive 1,200 page tome of personal finance information. The book starts with a must read introduction to Quinn and her experience with money. […]

What is the Marriage Penalty Tax?

When we were married almost two years ago, the last thing on my mind was a little tax concept known as the marriage penalty. We were worried about whether the caterer was going to get our food right, how badly our respective best man or maid of honor were going to embarrass us, and whether the night would go off without a hitch. […]

Best Free Checking Accounts

If you were to build your personal finances from the ground up, the checking account would be the first “product” you’d pick. If you’ve ever drawn your financial network map, you’ll remember that the checking account is the spoke in your primarily hub-and-spoke layout. […]

Your Take: Do You Trust Financial Advisers?

I don’t trust financial advisers. I’m not entirely sure why but I inherently do not trust experts in any non-science field and I have my fraud radar on red alert if it has anything to do with money. I separate financial advisers into two categories – those that help you plan and those that help you invest. I see some value in the ones that help you plan for the future. […]

Your Take: Do You Check Off $3 To The Presidential Fund?

When you go to do your taxes this year, you will have the option to give three of your tax dollars to the Presidential Election Campaign Fund. $3 isn’t deducted from your refund or added to your tax bill, $3 from your taxes is simply allocated for the fund. The money is used to in the party nominating conventions, presidential primaries, and then the general election every four years. […]

Insider’s Look at Drug & Vitamin Expiration Dates

After my last post on drugs, vitamins and expiration dates, I received an anonymous email from someone who claims to work in the pharmaceutical industry. They wanted to share some insider knowledge on how drug and vitamin expiration dates really work. […]

Thousands of “Insider” Tips from Reddit

If you have a few (dozen) hours to kill and want to learn some pretty insightful things, I have to recommend this fantastic thread on Reddit where users share all sorts of tips. […]

Unemployment Benefits Are Taxable

Last year was a year to forget, especially if you were one of the many millions to lose their job. Fortunately, through various stimulus packages and other laws, unemployment benefits were extended to help people through a difficult time. Unfortunately, some of those unemployment benefits are taxable as income. Fortunately, for the 2009 tax year, not every dollar is taxed. […]

Don’t Invest In The Stock Market

We are led to believe that the best place to invest our money is in the stock market. Low barriers to entry, low barriers to exist, plenty of information, high probability of success in the long run and a lot of success stories. […]