Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 232)

Snag Post-Holiday Goodies Cheap!

I love the week after Christmas but before New Years because the sales are all going to be bananas, especially this year. Stores realize that all their holiday inventory isn’t even worth the shipping costs of sending it back to the warehouse. […]

Buying the Dividend and Dividend Dates

One once popular way of dividend investing was called “buying the dividend,” where you buy a stock just before the ex-dividend date. The argument was that you could buy a stock just before it would record who it’ll pay a dividend to, pick up the “free” cash, and then sell the stock afterwards. […]

What is the Earned Income Tax Credit?

The Earned Income Tax Credit is a refundable tax credit that is designed to help low income workers. It was created in 1975 and has been expanded on several occasions, unlike some other tax laws, to continue to help low income taxpayers. How does it work? […]

New Credit Card Costs ±14 FICO Points

We recently purchased a Fujitsu ScanSnap S300 and have been scanning a lot of our documents to reduce the number of documents we retain. One of the documents we came upon were two printouts of my wife’s FICO credit score and credit reports from Equifax, through myFICO. […]

How to Donate Appreciated Stock

It’s well understood that when you donate $100 to an eligible charity, you get a $100 tax deduction if you itemize your deductions. What happens when you donate $100 in stock to an eligible charity? The exact same thing. You get a $100 deduction to your taxes if you itemize your deductions. If that’s the case, why is donating appreciate stock such a big deal? […]

Happy Holidays!

I wish you and yours a happy and safe holiday season. It’s Christmas Eve today, so we’ll be using it as an excuse for the day off and hopefully you can too! We’ll return with the regularly scheduled programming on Monday, the 28th. Have a safe long weekend and may you be able to spend it (stress-free) with family and friends! (Photo: nez) Happy Holidays! […]

The 10-Second Credit Limit Increase

I logged into my Citi credit card account online today to make some changes to my profile when I decided to try to get an automatic credit line increase. I figured I was already logged in doing other things, a few button clicks to see if I could increase the limit certainly wasn’t going to cost me much time. I swung up to Tools & Services and click on Request a Credit Line Increase. […]

10 Quick Ecofriendly Things You Can Do Right Now

About a year and a half ago, did you know how much a barrel of oil cost? I bet you did a year and a half ago… that’s because it was big news. Around June 2008, it was over $125 a barrel. Today, a barrel is in the high seventies. […]

Borrow Money With Prosper & Lending Club

Earlier this year, I hosted a guest post by Jonathan sharing his experiences with borrowing money from peer to peer lending network Prosper. Just recently, I received the following email from a reader singing their praises: I’ve borrowed twice now from Prosper and I love it. The first loan was $7000 at 8.65% for three years and the most recent was $8000 at 9.65% for three years. […]

Where Dividend Stocks Fit in Your Portfolio

“The only thing that gives me pleasure is to see my dividend coming in.” –John D. Rockefeller. I’ve been taking a look at dividend stocks lately, if recent post about how dividend stocks rock is any indication, because of how dividends are taxed. […]