Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 237)

How to Minimize Bank Account Fees

Banks used to make their money by taking customer deposits and lending it out at a higher interest rate. Along the way, they discovered they could siphon off a little bit here or there in the form of “fees” cleverly disguised as “convenience” charges. Bankrate does annual fee surveys of what banks charge and the fee amounts are absolutely astounding. […]

10 Reasons Why Credit Unions Kick Ass

Credit unions exist to help its members. Commercial banks exist to enrich their shareholders. You read that right. Credit unions are unions that exist to help its members. That’s why they often have better interest rates on both loans and deposits. Commercial banks are businesses. Their sole purpose is to figure out how to make more money from its customers (you!). […]

Bargaineering 2009 Annual Financial Review Week

Since Career Week was so successful, mostly because of all of your insightful comments, I thought I’d bring you another “week” of focused posts. This time, since we are so near the end of the year, we’ll be focusing on an annual financial review. […]

Happy Turkey Day!

To those who are celebrating Thanksgiving today, I hope you and yours have a festive Thanksgiving day and weekend. I hope you celebrate the merriment and cheer that is Thanksgiving, enjoy the time with loved ones, and stuff yourself full of food prepared with loving care. To those who aren’t celebrating Thanksgiving, eat something decadent. […]

How To Get A Low Interest Rate APR on Credit Card Debt

I’ve been getting a lot of stories of people struggling to get out of debt because of the recent How to Fight a Debt Collector series. They haven’t reached the point of fighting debt collectors yet and they want to keep it that way. […]

Federal & State Telephone Recording Laws

In the last post about suing debt collectors that violate the law, one of Craig’s recommendations was to record your conversations with debt collectors as evidence they violated the FDCPA. In the comments, there was discussion about whether recording or taping telephone conversations was legal. […]

Don’t Write Personal Checks

Last weekend, the Consumerist mentioned a story that fewer retailers were accepting personal checks this holiday season. They cited check fraud as the big reason for not accepting checks and I argue that check fraud is the big reason why many consumers should not write checks. […]

Homemade Dumpling Wrapper Skins

Last weekend, my lovely wife had a few of her classmates over for dinner and a movie. For dinner, we made homemade dumplings from “scratch,” except for the skins which were store bought. We must have made close to two hundred dumplings, evenly split between a shrimp and pork filling and a pork and cabbage filling. […]

How to Kick 11 Fearful Financial Situations in the Face

This post is part of the one day blog event “The Spectrum of Personal Finance.” In this event, comic book nerd Brian of My Next Buck, will discuss 8 different emotions (taken from the Green Lantern comic series) and relate them to personal finance. Here at Bargaineering we will be looking at Fear. […]

You Need A Budget Pro November Giveaway

Are you tired of giveaways yet? We gave away some Crest Whitestrips and a gift certificate to the Bonefish Grill, but we’re not done yet because this giveaway will the best giveaway so far. […]