Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 237)

Your Take: Favorite Year End Deduction?

With the year drawing to a close, a lot of people are thinking about year end tax moves, including myself. In general, there aren’t many year end tax moves you can make on December 18th. If you’re going to buy a house and take advantage of the home buyer tax credit, you would’ve started the process by now. […] Gift Certificate Coupon Codes & Tips

I remember when I first heard about a few years ago. Their offer back then is the same as it is now, you can buy a $25 Restaurant gift certificate for $10. Every few weeks, they run a 70% or 80% off promotion where you end up getting a $25 Restaurant gift certificate for two bucks. Two freaking dollars… three if you only use 70% off. A few years ago, hardly anyone took them. […]

How to Remove Unauthorized Hard Inquiries

Reader Christine recently left a comment on the What is a good credit score? post in which she asked how she could get unauthorized hard inquiries removed. For her particular case, it’s likely that she agreed to the hard inquiries when she “clicked on a link on some website that I do not even remember now and got phone calls from about 5 lenders. […]

Is YMax magicJack a Scam?

In a recent issue of the Retirement Millionaire, a retirement newsletter I’ve been checking out, they mentioned some frugal VOIP option I hadn’t heard of before. MagicJack is a USB based device that lets you make phone calls using your PC’s internet connection for $19.95 a year, or $1.66 a month. […]

Beware Wine Expert Ratings & Rankings

Since we’ve been doing a lot of “cooking as entertainment,” my wife and I have started drinking a bit of wine to help make cooking more entertaining. Always price conscious, we set out to buy wines that we enjoyed but didn’t bust the bank. As twenty-somethings, we really don’t need our palates reaching beyond our pocketbooks, if I may be so bold in my use of alliteration. […]

How to Request Your ChexSystems Consumer Report

The Fair and Accurate Credit Transaction Act (FACTA) and the Fair Credit Reporting Act (FCRA) give you the right to review your credit reports every twelve months. Most people are aware of the three credit bureaus (Equifax, Experian, and TransUnion) but did you know that the rule applies to all consumer reporting agencies, which includes several other types of reporting systems. […]

American Express Flip Mino Video Camera Giveaway

American Express wants to give away ten Flip Mino video cameras to ten readers. The giveaway is in conjunction with a big promotional push they’ve been doing for their American Express Charge Cards and the Membership Rewards program, AMEX’s reward points catalog. […]

Introduction to FOREX Investing

Foreign exchange has been a hot topic lately with the weakness of the US Dollar and has always been an area rife with scams and rip-off artists (even the SEC warns about it on their website for forex transactions). Trading in foreign currencies works off the same principles are trading anything else, you want to buy low and sell high. […]

Debt Severely Limits Your Options

A couple months ago on the Personal Finance Hour, I had a nice debate with Baker of about whether one should go with credit cards or with a cash-only system. In that episode, I mentioned that I was fan of credit cards because of their rewards and that I have never carried a balance on any card. If I had, my tune about credit card rewards might be a little different. […]

Best Online Checking Accounts

A few years ago, if you told someone that you put your savings into an online bank, people would look at you funny. They ask whether or not your money was safe and secure, as if your dollars were actually locked away in a vault at the local bank. They’d ask whether you could talk to a human being if you needed to or if the banks themselves were safe (”because they’d heard stories”). […]