Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 240)

American Express Cardmember Gift Offers

If you’re an American Express cardmember, you probably recognize the annual mailings from American Express about their cardmember gifts. They usually send out a couple of these types of offers each year and if you’re like, many of them go into the recycling bin. […]

Are Loyalty Affinity Credit Cards Worth It?

One of my friends absolutely loves his Penn State-branded American Express card (I think it’s a “skinned” AMEX Blue card) because he gets to earn “points” towards various Penn State-related products and services. An example is the annual Alumni Association Annual Membership which is available for 7,100 points. Sometimes I think he gets amped up seeing Joepa on the face of the card. […]

Tips for Buying Used College Textbooks

My wife started her first semester of classes this fall on her way towards a Ph.D. One of the best things about a Ph.D., besides the degree, is that candidates are paid to go to school. […]

Are You Earning Your Bargaineering Bucks?

Are you taking advantage of the only loyalty rewards program in the personal finance blogging world? The Bargaineering Bucks system rewards you for doing things on the site such as visiting daily and commenting on posts. […]

Reviewing Our Electricity Utility Supplier

Every year around this time, my electricity supplier sends me a notice about renewing our electricity supply agreement. Last year, I ignored it because the pricing was competitive and it automatically renews for a year. […]

I Will Teach You To Be Rich 6-Week Boot Camp

When Ramit approached me about writing about his new I Will Teach You To Be Rich Boot Camp, I was a little hesitant. I was hesitant because I didn’t really know much about him, despite writing a few pages in his New York Times bestselling book I Will Teach You To Be Rich, and I didn’t know if it would really be worth it. I think the way he structured it almost ensures it’ll work. […]

The Mints of the United States

If you’ve ever looked at a coin, chances are you’ve been interested in what was on it. There’s the year it was stamped, various Latin sayings, some images of buildings or famous individuals from US history, and there usually is a random letter. You probably know that the letter corresponds to the Mint facility that produced the coin, but what letter stands for what? How Mint facilities are there? […]

Conduct a Financial Fire Drill

Think back to elementary school, can you remember how many times your school had a fire drill? They were never announced ahead of time, the bells just rang, everyone got up, lined up, and left the building in an orderly fashion. Everyone knew what they were supposed to do because it was scripted ahead of time. No one panicked because we always assumed it was a drill, even when it wasn’t. […]

PFHour #26: Financial Rules of Thumb

It’s Monday and that means we have another episode of the Personal Finance Hour where JD of Get Rich Slowly and I will discuss financial rules of thumb. I’ve always believed that rules of thumb are a good way to get a quick handle on a decision but it can’t be your only handle. You need to do a proper analysis of the situation before you make a decision. […]

Consider Prepaid Cell Phones

When you think of prepaid cell phones, what do you think of? If you’ve watched The Wire on HBO, a gritty drama about life in Baltimore, you associate them with drug dealers. If you were a fan of the Sopranos, you knew they were good for avoiding wiretaps. If you haven’t seen either, chances are you don’t associate them with anything. […]