Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 240)

How to Adjust Your Tax Withholding

Every year, millions of American taxpayers get a tax rebate in the Spring. For some, it’s a planning tool – you can’t spend money if you don’t have it in your bank account. For others, it’s just something that has always happened. It isn’t a benefit, it isn’t a drawback, you’ve just always gotten a rebate in the Spring and it’s been a night surprise. What if it didn’t have to be that way? […]

How to Determine Your Asset Allocation

Asset allocation is probably one of the hardest parts about investing because while we all know it’s important, we don’t really know what we’re supposed to do. […]

BVC #23: Your Mutual Fund May Be Ripping You Off

When it comes to investing, you can’t predict the future. What you can predict, with 100% certainty, is how much your broker is going to charge to get you there. If you’re like me, the majority of your stock market investments are in mutual funds in retirement accounts like 401(k)s, 403(b)s, and IRAs. […]

9 Year End Tax Moves to Make by Dec. 31st

After last week’s Thursday post on adjusting your tax withholding, I thought that we needed a full blown post on the best year end tax moves. So who better to turn to than prolific tax expert Kay Bell, author of The Truth About Paying Fewer Taxes? […]

Bonus Bucks Newsletter

I’ve been trying to think of ways registered readers could be awarded more Bargaineering Bucks since right now the two main ways are to comment (1BB each) and log in each day (1BB a day). When I think of these ways, I am eager to tell you guys and Jeremy at suggested that I just setup another newsletter just for Bonus Bucks opportunities. […]

Annual Credit Report Reminder

This morning, I wrote about the importance of regularly checking your credit report. The hardest part about the whole process is remembering to request a report every four months! So I decided to leverage the power of the Internet to create a mailing list that will remind you every 122 days (365 days divided by 3) to go to to request your report. […]

Review Your Credit Report Annually

The Fair Credit Reporting Act gives us the right to see our credit reports every twelve months. […]

What is Credit Utilization?

Credit utilization is one of the most important components of your credit score, a three digit number that is increasingly becoming one of the most important numbers in your life. Credit utilization refers to how much you are using your available credit. Take your total credit balances, divide it by your total credit limit, and the percentage is known as your credit utilization. Simple right? […]

Charge Cards: The Forgotten Option

For as long as I’ve been writing about personal finance, there has been an constant argument between credit cards and debit cards. Those who have first hand knowledge of how difficult it is to extricate yourself from credit card debt are right to argue that credit cards are evil. […]

Highest Savings Account Rates

If you have fifteen minutes, you can be earning more interest on your savings account. Many readers are familiar with high yield savings accounts, so for the seasoned veterans you won’t get much out of this post (maybe this one on reward checking accounts is new to you?). […]