Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 240)

Netflix Review: Is It Worth It?

Whenever someone talks about frugal expenses, Netflix always seems to be the popular example held up as the sacrificial lamb to the frugal gods. I think it’s a popular target because it’s so easy to attack. Subscribers pay a flat monthly fee to watch movies, a pure discretionary entertainment expense, and so many times our lives get in the way. […]

OptionsHouse Free Stock Trades Promotion

OptionsHouse is offering 100 commission free trades for new accounts with promotion code FREE100. You must deposit at least $3,000 within 45 days and the 100 free trades expire after 60 days of funding. […]

Prosper $50 New Account Promotion Offer

When peer to peer lending first started, the biggest name in the market was Prosper. I was skeptical about the whole business of peer to peer lending and it showed in my review of Prosper, which was more about peer to peer lending than it was about Prosper itself. […]

Searching For Your Unclaimed Money & Property

I originally published this post in July 2005 but recently updated all the links to the correct state Unclaimed Property division website. If you’ve ever rented an apartment, you’ve left a deposit… but did you get that back before you left? They said they’d mail it… but did you actually get it? How about the utility company, did you get your deposit back from them? […]

pfPicks: Like A Phoenix, Roundups Reborn!

A year or so ago, I’d do weekly roundups highlighting some personal finance articles that I really enjoyed each week. Sometime within the last year, I fell behind and soon abandoned these articles because I felt like they weren’t adding much value. […]

Your Take: Are We Out Of The Recession?

Yesterday, the Department of Commerce reported that the annualized GDP (gross domestic product) grew to 3.5% in third quarter. This is significant because, by definition, a recession is two straight quarters of shrinking GDP. A 3.5% increase in GDP would mean, at least technically, the recession was over. […]

How to Save Money on International Long Distance Phone Calls

Calling family and friends overseas is very affordable and very easy, if done correctly. In this article I am going to reveal three affordable international long distance calling options to the old expensive standby, direct dialing. I’ve been doing a lot of research in this for my own needs so I hope you find this article valuable. […]

Top Long-Term CD (Certificate of Deposit) Rates

Certificates of deposit are an important financial planning tool because they represent the safest investment you can make. You deposit funds, you get a guaranteed interest rate until the CD matures. You have to deal with inflation risk, that the rate of inflation could outpace your return, and the risk that you may need the funds. […]

Understanding 1st Party and 3rd Party Collectors

I have been following the How to Fight Debt Collectors series and noticed that the articles are all geared towards third party collections. For 3 years, I worked as a first party collector in the collections department for a mortgage company. During that time, I learned a lot about debt, people, and collection law. I did some things that may have been considered shady but I never broke the law. […]

Series I Bonds Inflation Rate Update (Nov 2009)

For the last six months, my Series I Savings Bonds have been earning exactly 0.00% APY interest. If you remember from the Savings Bond Foundation post, Series I savings bonds earn interest based on an equation that has both an inflation rate component and a fixed rate component. […]