Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 243)

American Express Membership Rewards Review

Membership Rewards is the name of American Express’ rewards program and this is the second post in my series on reviewing credit card reward networks. […]

Most Valuable Regular U.S. Coin

Every time I get home, I pull out any change I have and throw it into a small container. As I was pulling out quarters to put in my car, I noticed a nickel that looked different from the one beside it. It was a 1941-P (it actually didn’t have a letter, which means it was minted in Philadelphia) and looked more gray than the 2001-P right next to it. […]

Citi ThankYou Network Rewards Review

Today we’ll take a look at the ThankYou Network, the rewards network for Citi credit cards, as part of my series on reviewing credit card reward networks. As is the case with every credit card rewards catalog, the points to dollar ratio changes with the things you redeem. […]

Credit Card Points Reward Catalogs Reviews

Comparing the best reward credit cards is easy. You review the percentage-back rewards on each category, compare it to your own spending, and decide based on which one will give you the greatest rewards. […]

Get 401(k) Rollover Checks Mailed Directly to IRA

A couple weeks ago I received a letter from my former employer’s 401(k) benefits company notifying me that I had $0.83 in my 401(k) account. Despite my best efforts avoid dividends and distributions on funds, I must have missed one in the process. […]

How to Make Your Own “Green” Mouthwash

Every year I make my ritual visit to my local dentist for a routine cleaning, and every year I get the “you should really be using mouth-wash” speech. And every year I get sent home with my bag of dental goodies, including a little bottle of Crest mouthwash. OK, I get it. Mouth-wash is an important part of my teeth-cleaning-routine. […]

PFBlogger Spotlight: GE Miller of 20 Something Finance

GE Miller writes 20 Something Finance, a personal finance blog that is geared towards the twenty-something crowd, and Microfrugality, a new site on lowering your expenses and living the frugal lifestyle. As a twenty-something myself, I stumbled onto 20 Something Finance a few months ago and have been quietly lurking in the background as posts were delivered to my RSS reader. […]

History of Credit Bureaus: Equifax, Experian, TransUnion & Innovis

Did you know that TransUnion started as a parent holding company for a railcar leasing company? Or that Experian is not based in the United States? I started reading about the history of some of the credit bureaus and was fascinated with what I found. […]

Student Loan IBR Income Based Repayment Plans

A few weeks ago I asked newsletter subscribers to email me with the things that concerned them. Many readers told me that the cost of higher education, specifically the college and university level, and their student loans were some of the things on their mind. A few years ago, I wrote about how my sister took advantage of a student loan forgiveness program for teachers. […]

Ally Bank Ten Day CD Rate Guarantee

One of the most annoying things in personal finance is opening a bank account and then seeing the interest rate drop. This happened very often in the falling interest rate environment of the last year and a half. I remember opening an online savings account only to see the rate fall the next day! […]