Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 243)

When Debt Collectors Violate the FDCPA

As we learned in this classic abusive debt collection story, and Craig’s awesome response, debt collectors are often unfamiliar with the law. Not only are they unfamiliar with it, they routine violate it… which means you get to collect from them. Want an example? Let’s say you call a collector to check on the status of your dispute. […]

First Time Homebuyer Tax Credit Extension (HR 3842)

Representative Kurt Schrader, Democrat from Oregon, and Representative Steve Driehaus, Democrat from Ohio, have co-sponsored a bill, H.R. 3842, that would amend the Internal Revenue Code of 1986 to extend the first time homebuyer tax credit. The current first time homebuyer credit is set to expire on December 1st, 2009. […]

How to Save on Halloween Candy

As the sugar-fueled, much anticipated mischievous holiday of Halloween draws near, frugal families are trying to figure out how they can save money on Halloween candy. Unfortunately for the money conscious, this year’s Halloween falls on the worst possible day, a Saturday. […]

BVC #21: True Power of Compound Interest

It doesn’t take a genius to know that compound interest is a pretty remarkable thing. When your interest earns interest… and then earns some more, it can make for some large numbers over a long period of time. That part isn’t so difficult to understand even though plenty of people have written about it. So why did I make a video about the “true power” of compound interest? Watch. […]

PFHour #24: Discussing Retirement Issues

This week’s Personal Finance Hour will feature a chat with Jeremy from GenXFinance.com. In his day job, he’s a retirement planning specialist for a large 401(k) provider. […]

What is the Average Household Credit Card Debt?

When it comes to credit card debt, especially with the passing of the CARD Act, there have been a lot of statistics flying around. I wanted to find a authoritative source, in this case the Federal Reserve, and see what the real numbers are. One of the tricky things about averages is that it’s hard to make an apples to apples comparison. […]

YNAB Coupon Promotion Code

This morning I published a You Need A Budget (YNAB) review explaining the YNAB methodology as well as a look inside the tool. If you’re thinking about buying it, I recommend that you download it and do the 7-day trial first. […]

You Need A Budget (YNAB) Pro Review

For years, my budget consisted of an Excel spreadsheet that documented every purchase I made every single day of the year. As a numbers guy, this wealth of data was amazing and helped me tweak my spending, find my financial leaks, and reach financial goals much sooner than I would have without budgeting. […]

Dunhill Vacations Travel Deals Newsletter

As you might remember from a few days ago, my money vice is vacations. So I’m always on the lookout for things that will make our travel cheaper, which included signing up for the Travelzoo Top 20 deals email newsletter. I’ve been getting the weekly emails, plus some unscheduled last-minute offers or promotions, for the last few months and the deals have been pretty astounding. […]

Money Tips I Learned from Poker

This was a guest post written by my friend John H. about the some money tips he took from the felt and put into his wallet. When you think of your bankroll, you probably think about how much cash you have in your wallet or how much money you have access to via your debit card that’s not already spoken for by bills. […]