Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 249)

Free Cold Stone Creamery Ice Cream with Donation – Make A Wish Foundation

If you’re a fan of Cold Stone Creamery ice cream, fire up your ride because on Thursday, September 24th, you can get a free 3 oz. Make-A-Wish Creation between 5 PM and 8 PM with a donation. If you dare brave the inevitable lines for your 3 oz. treat, you will be richly rewarded for your trouble. […]

American Express Credit Card Limit Increase Tutorial

Regularly requesting credit limit increases, if done correctly, can increase your credit score and mitigate the effects of canceling credit cards. This post will explain how to navigate the menus of American Express’ online interface so that you can request a credit limit increase without triggering a hard credit inquiry. […]

Fed Says Recession “Likely” Over, Experts Don’t Believe It

On Wednesday, the Federal Reserve will conclude its two day FOMC meeting and announce what they plan to do with the federal interest rate. Most experts expect the rate to stay at the 0% to 0.25% range the Fed set several months ago. […]

Money Lessons from Classic Movies

Movies today can rely on special effects, monster marketing efforts, and a few pretty faces (*cough* Transformers 2 *cough*). In the 80’s and early 90’s, movies had to rely on the story and the acting to achieve success. […]

Your Take: Is The Recession Over?

Earlier this week, Ben Bernanke, Chairman of the Federal Reserve, said the recession was “very likely over” but that the unemployment rate would likely still go up. There’s a lot of talk about a “jobless” recovery, that is a recovery in which new jobs aren’t created, with the unemployment rate not falling back to the normal 5% for at least another four years. […]

What is a Triple Option CD?

When I read a Bank Deals’s article about a “triple option CD” from Southern State Bank in Arkansas, I was perplexed. I thought I knew what all the various certificate of deposit types were whenever I wrote that Certificate of Deposit Zoo post… but I was wrong. What is a triple option CD? A triple option CD is a CD that combines the features of a bump up CD with a no-penalty CD. […]

Don’t Be Afraid To Fail

One of the best lessons I ever learned was that it was OK to fail. It is OK to make mistakes. Failure has a wonderful way of teaching you lessons, sometimes very painful lessons, that you can use the next time you tackle a problem. […]

Official 2013 IRS Tax Brackets Prediction (Marginal Tax Brackets)

When the leaves start turning and there’s a brisk coolness in the air, you know that October is upon us. Another way us personal finances people know is because everyone starts predicting the next year’s tax brackets and this year the season is upon us! Unlike in past years, when all we needed were the inflation figures, the 2013 tax brackets are in a state of constant flux. […]

Community Property States & What It Means

You know those common misconceptions people have about money that are just obscure enough to escape further investigation? In other words, things you hear that you probably will never encounter and so you never look into to find out the truth? […]

Do CD Rates Rise Before Bank Failures?

When Washington Mutual collapsed about a year ago, it was offering an eye-popping 5% interest rate on certificate of deposits when its competitors were offering half that. Everyone knew that WaMu was in trouble and we all ran into the open arms of the 5% CD because it was FDIC insured. Were we right in thinking the higher rate a good indicator of a bank’s weakness? Perhaps. […]