Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 249)

University of Idaho Offers Free Personal Finance Courses

The world has known about free online courses like MIT OpenCourseWare and Open University (for a longer list, check the end of my foundation post about online education). Until today, I wasn’t aware of any university that has offered personal finance courses and certainly not one that has put it all on the web for anyone to use! That’s exactly what the University of Idaho Extension has done. […]

New ING Direct Added Value CD

Yesterday, ING Direct announced a clever new take on CDs – it’s the Added Value CD. The idea is very simple, you can get a 12 month CD with a rate of 2.25% if you open it and fund it with “new money” from a non ING Direct account. According to their terms and conditions, the new money must increase your total deposit balance as of yesterday, October 7th, 2009. […]

HAPPY Act: $3,500 Pet Care Expenses Deduction (Proposed)

Wouldn’t you throw your support behind something called the HAPPY Act? I know I would, it sounds so… cheery! It exists and it’s a bill that has been introduced in the House of Representatives by Representative Thaddeus McCotter (R-MI). The Humanity and Pets Partnered Through the Years (HAPPY) Act, H.R. 3501, would offer a $3,500 tax deduction for qualified pet care expenses. […]

How to Close an FNBO Direct Account

A couple weeks ago I closed my HSBC Direct account and today I closed my FNBO Direct account. As was the case with HSBC Direct, I’m not closing the account because I don’t like FNBO Direct or the online savings account itself. I’m trying to simplify our financial lives, post-marriage, and we have far too many financial accounts. […]

Foreign Exchange (FOREX) Currency CDs

There’s been a lot of talk in the last year about the US dollar being replaced as a reserve currency, in part because of all the bailouts and “quantitative easing” done to jump-start our economy. With all the recent economic forums, such as the G20 in Pittsburgh, it’s no surprise that this has been a topic of conversation. So, we started looking at ways to diversify ourselves off the US dollar. […]

Don’t Act For Action’s Sake

One of the newest sites I’ve been reading has been The Daily Crux, a site that highlights, among other things, the most intriguing investing news of the day. […]

How to Read Your Social Security Statement

If you have a job, you’re paying into the Social Security program. Social Security, or more officially and appropriately, the Old age, survivors, and disability insurance program (OASDI); is more than just a check when you retire or a payroll deduction on your pay stub. […]

Memories Appreciate, Stuff Depreciates

When JD and I had Greg Karp, author of The 1-2-3 Money Plan, on the Personal Finance Hour show a few weeks ago, something that Greg said really resonated with me (and I said so during the show). I paraphrase: Memories appreciate, while stuff depreciates. I suppose I intuitively knew this because I’ve always been an “memories” type of person. […]

Finding Affordable Self Employed Health Insurance

With the downturn and massive loss of jobs (unemployment stands at 9.7%), a lot of people are finding work as independent contractors. Some are finding contract work at fewer than full time. Others are simply seeing employers are now preferring to go with contractors to reduce expenses. […]

How To Win McDonald’s Monopoly Game, 2013 Edition

If you’re like me, you look forward to the McDonald’s Monopoly game every single year. If you thought this year’s game would start in the fall, well you’re in store for a real treat. This year the McDonald’s Monopoly game will be starting a whopping two months earlier than last year. This year’s game started on July 16th and will run until August 12th. […]