Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 249)

MyFICO 25% Off Promotional Code: FinancialHelp25

Every so often MyFICO, the consumer arm of credit score equation creator Fair Isaac Corporation, offers discount codes to some of their products. […]

Zecco Affiliates Can’t Criticize Zecco

Bargaineering.com relies on a mixture of advertising and affiliate marketing to generate income. Part of the affiliate marketing piece is that we get paid when someone signs up for accounts, such as a trading account with Zecco.com (not everything, just some things). A lot of personal finance bloggers pay the bills and generate income this way. […]

Daycare vs. Stay At Home: A Mom’s Perspective

Editor’s Note: Last week, I wrote a brief post about the financial tradeoffs of daycare versus being a stay at home parent. Kelly of The Centsible Life offered to write a more detailed guest post on the subject because, as a mother of four, she is clearly way more qualified to speak on the tradeoffs than I am. […]

How to Research Debt Collectors & Understand the Law

This is the first guest post in a special How to Fight Debt Collectors series on Bargaineering.com. So you’ve received a debt collection call or letter… In this day and age where you have rampant foreclosures, layoffs and job losses, it is simply inevitable that an individual may come across a debt collector, and frankly even without these external factors, it may just happen by a chance wrong num […]

Secrets of a Stingy Scoundrel Review

By his own admission, Phil Villarreal is a stingy scoundrel. I didn’t know much about him before I received his book, other than how he also wrote articles for The Consumerist from time to time, but his book – Secrets of a Stingy Scoundrel is an awesome and educational read. The book contains a hundred little tricks and hacks that will save, or earn, you some serious money. […]

Financial Companies on Twitter

Twitter is quickly becoming one of the hottest new communication mediums online. The ability to quickly broadcast out your thoughts, questions, and comments (and get responses back just as quickly) is a powerful and useful tool. If you start using it (as I have @bargainr), it’s very important to include others in the conversation if you want them to respond. […]

How to Fight Debt Collectors Series

Starting next week, we will be publishing a series of articles in a new feature series called How to Fight Debt Collectors. I’ve tapped the expertise of Craig Cunningham, known as Codename47 on the Fatwallet Forums, who has been a citizen warrior in the fight against debt collectors. […]

Your Take: How Long Is Your Commute?

CNN Money played with the 2008 Census data released on Monday and discovered that the nationwide average commute is 25.5 minutes. If you work five days a week and fifty weeks a year, that’s 12,750 minutes spent in the car. For the math whizzes out there, that’s 212.5 hours or 8.85 days. The average American spend over a week sitting in his or her car driving to or from work. […]

7 Steps to Improve Your Credit Score

Whether you think we’re out of the recession or not (I would bet “no” based on the responses last week), it’s always important to play a little personal finance defense. Today, the topic is on credit scores and how to improve your score by taking a few small steps. These aren’t steps you can use to boost your score 100 points overnight… those don’t exist. […]

FHA Mortgage Loan Requirements Guide

When I was reading Dale Siegel’s The New Rules of Mortgages, was struck by the sheer number of available mortgage options available to Americans. […]