Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 250)

What To Do When Your CD Matures

We put our emergency fund into a CD ladder and every month one of those certificates of deposit matures and is automatically renewed. As an added bonus, ING Direct, where our CDs live, gives us a CD rollover bonus whenever we renew (currently the bonus is 0.15% on CDs of at least 12-months long). For us, the decision is simple. […]

Chase Blueprint Payment Program Review

If you’ve been watching any TV, visiting any financially focused website, or have opened a financial magazine or newspaper, you’ve probably seen a Chase ad and information about their “Blueprint” program. They’ve done a huge media push over a program that, while a little innovative, only helps people who are carrying a balance. […]

What is a Trailing Stop Loss Order?

There are two mistakes that most people routinely make. They let emotions play too big a role in their decision making and they fail to adequately plan for the worst case scenario before the worst case scenario actually happens. These two mistakes aren’t a big deal when you’re planning dinner, but they can be disastrous when it comes to investing in the stock market. […]

Federal Reserve Transparency Act of 2009 (HR 1207)

Representative Ron Paul, Republican from Texas and long-time favorite of the Internets, introduced a bill earlier this year called the Federal Reserve Transparency Act of 2009 (H.R. 1207). […]

When Debt Collectors Violate the FDCPA

As we learned in this classic abusive debt collection story, and Craig’s awesome response, debt collectors are often unfamiliar with the law. Not only are they unfamiliar with it, they routine violate it… which means you get to collect from them. Want an example? Let’s say you call a collector to check on the status of your dispute. […]

First Time Homebuyer Tax Credit Extension (HR 3842)

Representative Kurt Schrader, Democrat from Oregon, and Representative Steve Driehaus, Democrat from Ohio, have co-sponsored a bill, H.R. 3842, that would amend the Internal Revenue Code of 1986 to extend the first time homebuyer tax credit. The current first time homebuyer credit is set to expire on December 1st, 2009. […]

How to Save on Halloween Candy

As the sugar-fueled, much anticipated mischievous holiday of Halloween draws near, frugal families are trying to figure out how they can save money on Halloween candy. Unfortunately for the money conscious, this year’s Halloween falls on the worst possible day, a Saturday. […]

BVC #21: True Power of Compound Interest

It doesn’t take a genius to know that compound interest is a pretty remarkable thing. When your interest earns interest… and then earns some more, it can make for some large numbers over a long period of time. That part isn’t so difficult to understand even though plenty of people have written about it. So why did I make a video about the “true power” of compound interest? Watch. […]

PFHour #24: Discussing Retirement Issues

This week’s Personal Finance Hour will feature a chat with Jeremy from GenXFinance.com. In his day job, he’s a retirement planning specialist for a large 401(k) provider. […]

What is the Average Household Credit Card Debt?

When it comes to credit card debt, especially with the passing of the CARD Act, there have been a lot of statistics flying around. I wanted to find a authoritative source, in this case the Federal Reserve, and see what the real numbers are. One of the tricky things about averages is that it’s hard to make an apples to apples comparison. […]