Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 251)

How to Research Debt Collectors & Understand the Law

This is the first guest post in a special How to Fight Debt Collectors series on Bargaineering.com. So you’ve received a debt collection call or letter… In this day and age where you have rampant foreclosures, layoffs and job losses, it is simply inevitable that an individual may come across a debt collector, and frankly even without these external factors, it may just happen by a chance wrong num […]

Secrets of a Stingy Scoundrel Review

By his own admission, Phil Villarreal is a stingy scoundrel. I didn’t know much about him before I received his book, other than how he also wrote articles for The Consumerist from time to time, but his book – Secrets of a Stingy Scoundrel is an awesome and educational read. The book contains a hundred little tricks and hacks that will save, or earn, you some serious money. […]

Financial Companies on Twitter

Twitter is quickly becoming one of the hottest new communication mediums online. The ability to quickly broadcast out your thoughts, questions, and comments (and get responses back just as quickly) is a powerful and useful tool. If you start using it (as I have @bargainr), it’s very important to include others in the conversation if you want them to respond. […]

How to Fight Debt Collectors Series

Starting next week, we will be publishing a series of articles in a new feature series called How to Fight Debt Collectors. I’ve tapped the expertise of Craig Cunningham, known as Codename47 on the Fatwallet Forums, who has been a citizen warrior in the fight against debt collectors. […]

Your Take: How Long Is Your Commute?

CNN Money played with the 2008 Census data released on Monday and discovered that the nationwide average commute is 25.5 minutes. If you work five days a week and fifty weeks a year, that’s 12,750 minutes spent in the car. For the math whizzes out there, that’s 212.5 hours or 8.85 days. The average American spend over a week sitting in his or her car driving to or from work. […]

7 Steps to Improve Your Credit Score

Whether you think we’re out of the recession or not (I would bet “no” based on the responses last week), it’s always important to play a little personal finance defense. Today, the topic is on credit scores and how to improve your score by taking a few small steps. These aren’t steps you can use to boost your score 100 points overnight… those don’t exist. […]

FHA Mortgage Loan Requirements Guide

When I was reading Dale Siegel’s The New Rules of Mortgages, was struck by the sheer number of available mortgage options available to Americans. […]

Chase, Bank of America Overhaul Overdraft Programs

Since it’s passing, the CARD Act has drawn both criticism and praise from just about everyone. Some were upset about the tightening of credit card approval requirements for college students. Others celebrated rule changes that required companies to apply payments to the highest interest rate balances. […]

Chase, Bank of America Overhaul Overdraft Programs

Since it’s passing, the CARD Act has drawn both criticism and praise from just about everyone. Some were upset about the tightening of credit card approval requirements for college students. Others celebrated rule changes that required companies to apply payments to the highest interest rate balances. […]

Best Car for Students: A Beater

When I read this latest Bankrate article on the best car to buy for students, I was a little surprised at the very first criteria – less than $20,000. I’m twenty nine, nearly six years after graduation, and have yet to own a car that is even close to $20,000! My current car is a used Toyota Celica I bought off eBay for $16,000, 20% less than the $20,000. Anyway, so what’s my point? […]