Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 252)

Fixing Credit Report Errors

A few years ago I had a little credit report error incident. I just started a new job and was going through a background investigation, which included a review of my credit history. In the course of that review, the investigator noticed that there was an address listing on the report that I hadn’t previously disclosed. […]

Citi Removes Automatic Travel Insurance

Credit cards often have little-used perks when you buy something with their card, such as double the manufacturer’s or auto liability insurance. Well, another one of the casualties in the financial meltdown is the reduction of these once overlooked perks. The latest? […]

TradeKing vs. Zecco: Discount Broker Comparison

When Zecco first appeared on the discount broker scene, everyone celebrated their $0 stock trade commissions. I know it caught my attention, there are very few things that beat free. Even when reports of customer service woes rolled in, I still thought their offer was the best of the bunch. […]

How to Win the Lottery

The only time I’ve ever played the lottery is when the Powerball pot gets to be astronomical and my co-workers pool together some money to buy a few tickets together (this was several years ago). […]

Dave Ramsey’s Total Money Makeover Review

Dave Ramsey is a polarizing figure. Some people love him and swear by his advice and others think he’s a hack. Which one is he? Unfortunately that’s a question only you can answer but hopefully I will provide you with enough information about his flagship book to make your own decision. The problem with personal finance is that there are multiple solutions to any one problem. […]

Your Take: Is Five Days of Mail Delivery OK?

Did you know that that the United States Postal Service is slated to lose $6 billion or more this year? It lost $2.8 billion last year. With all the outrage over lending billions to financial institutions, you’d think more people would be fired up about running an operation that lost $2.8 billion last year and could lose $6 billion this year. […]

Regularly Check-In On Your Finances

Eric Ripert is part-owner and executive chef at Le Bernardin, one of four New York City restaurants to have been awarded 3 Michelin stars in the Michelin Guide NYC 2006. I first learned of Ripert after he appeared on one of my favorite shows, Bravo’s Top Chef, and started reading his blog, Avec Eric. […]

How to Minimize the Impact of Canceling A Credit Card

With the passing of the CARD Act, credit card companies have been responding by instituting purchase-based annual fees. Before the CARD Act, many issuers were trimming their books of inactive, low-activity, and risky credit card accounts. […]

Understanding BATNA

BATNA is a well known negotiation acronym that stands for “best alternative to the negotiated agreement.” If you’re familiar with the concept of opportunity cost, then BATNA will sound very familiar. The idea behind opportunity cost is that the price of something isn’t just the number listed on the tag. There’s an opportunity cost involved and that cost is the price of the next best alternative. […]