Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 254)

Your Take: Is The Recession Over?

Earlier this week, Ben Bernanke, Chairman of the Federal Reserve, said the recession was “very likely over” but that the unemployment rate would likely still go up. There’s a lot of talk about a “jobless” recovery, that is a recovery in which new jobs aren’t created, with the unemployment rate not falling back to the normal 5% for at least another four years. […]

What is a Triple Option CD?

When I read a Bank Deals’s article about a “triple option CD” from Southern State Bank in Arkansas, I was perplexed. I thought I knew what all the various certificate of deposit types were whenever I wrote that Certificate of Deposit Zoo post… but I was wrong. What is a triple option CD? A triple option CD is a CD that combines the features of a bump up CD with a no-penalty CD. […]

Don’t Be Afraid To Fail

One of the best lessons I ever learned was that it was OK to fail. It is OK to make mistakes. Failure has a wonderful way of teaching you lessons, sometimes very painful lessons, that you can use the next time you tackle a problem. […]

Official 2013 IRS Tax Brackets Prediction (Marginal Tax Brackets)

When the leaves start turning and there’s a brisk coolness in the air, you know that October is upon us. Another way us personal finances people know is because everyone starts predicting the next year’s tax brackets and this year the season is upon us! Unlike in past years, when all we needed were the inflation figures, the 2013 tax brackets are in a state of constant flux. […]

Community Property States & What It Means

You know those common misconceptions people have about money that are just obscure enough to escape further investigation? In other words, things you hear that you probably will never encounter and so you never look into to find out the truth? […]

Do CD Rates Rise Before Bank Failures?

When Washington Mutual collapsed about a year ago, it was offering an eye-popping 5% interest rate on certificate of deposits when its competitors were offering half that. Everyone knew that WaMu was in trouble and we all ran into the open arms of the 5% CD because it was FDIC insured. Were we right in thinking the higher rate a good indicator of a bank’s weakness? Perhaps. […]

Tax Return Filing Deadline

It’s September 15th, do you know where your tax return is? (please laugh or it’ll be uncomfortably quiet in here) If you filed your taxes on April 15th, you can ignore this post. If you requested a tax filing extension, let this be a reminder that your tax return will be due in exactly one month. […]

10 Tips to a Kick Ass Resume

A few years ago, when unemployment was low and the economy was rosy, all you needed to do to get a job was get your resume in front of as many people as possible. You had to carpet bomb, stuff electronic resume boxes, and simply wait. […]

The New Rules for Mortgages by Dale Robyn Siegel

When I was first approached to do a review of The New Rules for Mortgages by Dale Robyn Siegel, I was eager to get my hands on the book because of all the stories I had heard about how getting a mortgage today was much harder than it was a few years ago. Three years ago, you could get a loan based on thin air because the mortgage company could sell it to an even bigger sucker down the road. […]

Keep & Update Your Home Inventory

Do you keep a home inventory? When was the last time you update it? If the answer was “no” or “last year,” it’s time you thought about keeping or updating your home inventory. […]