Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 256)

Unlock Your IRA: How to Cash Out an IRA Without Penalty

So, if you are faced with such a decision, I think it's important that we review how you can cash out an IRA and avoid the 10% penalty. […]

How to Compare 0% Balance Transfer Offers

A couple years ago, you could play the balance transfer arbitrage game over and over again. Apply for a credit card, get a 0% balance transfer, and then transfer that right into your 5% APY online savings account. Man, those were the days! Now, balance transfer periods are shorter, transfer fees are higher, and, most insidious of all, the interest rates after the 0% promotion ends are higher. […]

Your Home Is Not An Investment

A few years ago, when the housing market was sizzling hot, everyone and their mother talked about how their home was a fantastic investment. They talked about how a home that sold ten years ago had quadrupled in value over the last five and cursed themselves for not buying more. […]

ProtectMyID Review

A few months ago, I wrote a LifeLock review in which I broke down their services and tried to figure out if the service was worth it. My conclusion was that the service was comprehensive but outside of the $1M guarantee, didn’t offer anything you couldn’t do yourself (do it yourself identity protection covers what you can do). […]

BVC #19: Get Towed Twice A Year

Taking calculated risks and not being afraid to fail is a hallmark of every successful person. You know this, I know this, but it’s difficult to translate that into our every day life. […]

What Tax Bracket Am I In?

A lot of people have been reaching Bargaineering because they asked: “What tax bracket am I in?” So, to solve this problem and to redirect people from other pages to this one, I’ve decided to offer up this simple to use calculator. Enter your pre-tax, post-deduction (after your 401k contributions and medical expenses) salary and click “What bracket am I in?” The calculator will spit out the margin […]

5 Tips for Getting Ahead in College

Jim has covered the fundamentals and offered great tips on what to do before you start working after college. I figured I would chime in with my thoughts on how college students can get ahead of their peers by the time graduation day rolls around. This is not textbook theory; I have used these tips myself. […]

How Virtual Office Tools Can Increase Productivity & Save Money

Editor’s Note: I’ve been looking at a lot of office productivity tools lately, like internet faxing, and I knew one of the guys associated with Toktumi, one of the leaders in the home office PBX space. […]

Credit Cards Requiring Minimum Annual Purchases

The recently enacted credit card laws are having some unintended consequences. Just as many places reported, credit card companies are now turning to other “innovative” ways to drum up revenue – one of those silly unintended consequences. It turns out, some are now requiring that you make a minimum amount in purchases a year to avoid an annual fee. […]

How Much Is A Gold Ingot Bar Worth?

I was watching the pilot of Royal Pains, a television show about a doctor who gets fired and, through a bit of luck and opportunism, opens up shop to the rich and famous of the Hamptons. […]