Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 256)

Homemade Apple Pie Recipe

My wife told me that when she was a child, her mom would make her homemade apple pie on the first day of school. Now I, being the awesomest husband in the world, remembered this and decided I’d surprise her after her first day of grad school. I thought it was going to be harder but it turns out making homemade apple pie is remarkably simple. […]

Roth IRA Account Explained

This Foundation post is dedicated to what I consider the best retirement weapon available – the Roth IRA account. The Roth IRA was championed by Senator William Roth of Delaware and created with the Taxpayer Relief Act of 1997, signed by President Clinton. The primary tax benefit of the Roth IRA, at least the one most lauded, is that your account’s appreciation and earnings are tax free. […]

Every Penny Counts Video

Josh Chan, a student at Stanford University, sent me a video he submitted to Stanford FCU’s video scholarship contest. It’s a superbly done stop-motion video that explains how saving a penny a day can yield you hundreds of dollars after only a short while. […]

Netflix Good Customer Service Experience Story

As a fairly frugal person, it wasn’t until recently that I opened an account at Netflix. Maybe it was the monthly fees or the fact that I saw stacks of the same movies week after week on my friends’ coffeetables, but I never really got why people loved Netflix so much. However, when I learned about their Instant Queue and that it was integrated with the Xbox 360, I was sold. […]

Cheap Stock Trades at Discount Stock Brokers

I’m not sure how much it costs to execute a stock trade but it doesn’t appear to be all that much. When I first opened up my first brokerage account, it was with Vanguard. Vanguard has two main types of investor accounts, one where you invest in their family of mutual funds and one where you can invest in stocks, bonds, ETFs, etc. […]

How Being A Pessimist Saves You Money

I’m not a pessimist but I know enough of them to know that being a pessimist can save you a lot of money. A pessimist is someone who sees a glass filled halfway with water as being half empty. In a beautiful blue sky, they see the clouds in the distance and ready their umbrella. They see insurance not as a protection against the unknown but as an investment in the future. […]

There Is Always A Deal

I bet you work hard for the dollars in your wallet, I know I do. You don’t spend hours away from your family or your favorite pursuits because you like work more than them, you do it because works pays you money so that you can support yourself and yours and do the things you want to do with your free time. I’m the same way. […]

Happiest Credit Cards

Liz Pulliam Weston recently published an article summarizing and analyzing J.D. Power and Associates 2008 survey of credit card user happiness. […]

Cash for Clunkers Tax Rules

If you took advantage of the Cash for Clunkers program to buy yourself a brand new vehicle, you might be wondering about how you deal with the taxes involved in getting that $3,500 or $4,500 voucher. The IRS isn’t in the business of letting you get something for nothing! Federal Taxes You might be surprised to learn that there are no federal tax consequences. […]

Best Cash Back Credit Cards

A few years ago, cash back credit cards were everywhere. Today, the offers are harder to find as company hunker down and deal with the financial crisis we’re facing. Despite the economic climate, cash back credits are still out there and you can still get a little cash back on your purchases. How do cash back credit cards work? […]