Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 257)

BVC #24 – How to Pick A Stock Broker

Every week or two, I get an email from a reader wanting to know who I think is the best stock broker. I usually tell them that when it comes to my retirement, I use Vanguard because I like their mutual funds and because I can invest in those mutual funds for free. For my taxable broker, I use E*Trade and TradeKing. […]

Are Prepaid Legal Plans Worth It?

A few years ago, my former company began offering prepaid legal plans as an employee benefit. I forget the exact terms of the deal but it worked a lot like medical insurance. You pay a set amount each month and you had access to the plan’s pool of lawyers. […]

Two Huge Blog Giveaways

I don’t normally write about blog giveaways but when I’m going to make an exception today because the giveaway prizes are all pretty rich. The first is from Kelly at The Centsible Life – she’s giving away $600 of stuff as part of her site’s one year anniversary. You can win all sorts of gift cards, tax preparation software, and any one of about a half dozen books. […]

Revive the Personal Boycott

When I first watched the Move Your Money video, I was surprised with how much it resonated with me. The Move Your Money movement has really caught on, at least on the web, and it taps into an instinct we’ve taught ourselves to suppress. When it comes to money, we try to suppress emotion as a factor in the decision making process. […]

The S&P500 Dividend Aristocrats

The S&P Dividend Aristocrats are companies in the S&P500 index that have increased their dividends every year for at least 25 consecutive years. […]

Don’t Pay Taxes with American Express Points

American Express announced today that you could pay your tax bill using Membership Reward points. For every 200 points, you could pay $1 in taxes through or You’d be assessed transaction fee but you could pay for that fee with points as well. While it may sound appealing, 200 points for every $1 values each point at half a cent each. […]

NASDAQ Government Relief Index – One Year Later

About a year ago, NASDAQ announced a new index called the NASDAQ OMX Government Relief Index (QGRI) that would track the performances of companies that participated in any government sponsored relief program, such as the Troubled Asset Relief Program (TARP). It wasn’t limited to just TARP participants, it would also include companies that received government investment. […]

How to Optimize Your Computer

The Consumerist did a great job exposing Best Buy’s Optimization services scam last week but the real gem, besides having another reason not to buy computers there, was in the end where they listed free tools you could use to optimize your computer. First, before you download or run any tools, use the ones that come free with Windows – Disk Defragmenter, Disk Cleanup, etc. […]

Your Take: How Do You Evaluate Brokers?

Charles Schwab announced today that they would be charging a flat $8.95 per online equity trade regardless of the customer’s account size or the number of shares traded, down from $12.95. […]

Life Insurance Benefits Aren’t Taxed (Usually)

I was poking around on the internet the other day when I saw one of those morbid life insurance policy ads. You’ve probably seen them before too. They usually have someone kneeling at a grave or a kid wearing all black at a funeral. […]