Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 258)

The Richest Man in Town by W. Randall Jones

The Richest Man in Town by W. Randall Jones bills itself as containing the “inside secrets of America’s self-made millionaires.” In it, Jones talks about the Twelve Commandments of Wealth, illustrating each with quotes and stories from the richest men and women from a variety of cities across the United States. W. […]

Your Take: Your Favorite Personal Finance Book

Every year, hundreds of personal finance books are published. Every year, personal finance bloggers, experts, and columnists always refer back to a handful of books that have stood the test of time. […]

NAPFA Consumer Education Series

Every year, National Association of Personal Finance Advisors (NAPFA) and Kiplinger’s Personal Finance get together for their Jump-Start Your Retirement Plan Days, where you can talk to a fee-only advisors from NAPFA. […]

How to Live Like a Broke College Student

Remember the good ol’ days of ramen noodles and $5 cases of beer? Or how about those midnight cramming sessions where the only things you cared about was acing a test and that gallon of coffee next to you? Most of us have moved on from those glory days (well, except for that gallon of coffee still next to us), but if there was one thing I learned from it all it was was this: I survived! […]

Go Direct To Credit Bureaus for Credit Score

Whether it’s driving on the highway or surfing on the information superhighway, I’ve been seeing a lot of ads for credit reports and credit scores. With the economy weak, people are looking to play defense and advertising are looking to capitalize. Like I’ve said in the past, checking your credit report annually is one of the best financial things you can do for yourself. […]

Canceling A Credit Card

Breaking up is hard to do, but canceling a credit card is easy. Call the company, tell them it’s just not working out, then cut up the credit card! Easy right? What’s a little harder? […]

Make Your Own Windshield Wiper Fluid

A few nights ago, on our drive home, I remarked about the dirtiness of my wife’s windshield. That’s when she told me she’d been driving without windshield wiper fluid for a few weeks! At first I was a little surprised, then I realized it was the summer. […]

What Are Refundable Tax Credits vs. Non-Refundable Tax Credits?

Last year, I wrote about the difference between a tax credit and a tax deduction. Like marginal tax rates, it’s a tax topic that is often misunderstood because, well, our tax code is confusing! Today, I want to talk about refundable tax credits vs. non-refundable tax credits, because it’s been in the news a lot lately after the big stimulus bill was passed. […]

Where To Invest $1,000

Every once and a while I get an email from a reader that asks where he or she should invest $1,000. My answer? An online savings account or a certificate of deposit. Unfortunately, $1,000 just simply isn’t enough for you to invest in the stock market. […]

Current State of Reward Checking Accounts

Almost six months ago, I wrote about high interest reward checking accounts. Back then, the economy was weak and banking was in turmoil, yet these small regional banks were offering exceptional rates on a normally pedestrian checking account. We learned about their business model and the accounts made sense, unlike the 5% APY CDs that Washington Mutual was offering before they collapsed. […]