Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 259)

Credit Cards Requiring Minimum Annual Purchases

The recently enacted credit card laws are having some unintended consequences. Just as many places reported, credit card companies are now turning to other “innovative” ways to drum up revenue – one of those silly unintended consequences. It turns out, some are now requiring that you make a minimum amount in purchases a year to avoid an annual fee. […]

How Much Is A Gold Ingot Bar Worth?

I was watching the pilot of Royal Pains, a television show about a doctor who gets fired and, through a bit of luck and opportunism, opens up shop to the rich and famous of the Hamptons. […]

How Debt Management Programs Work

A few weeks ago, I discussed How Debt Settlement Works, and today I wanted to talk about another debt related topic – debt management programs or debt management plans. A debt management program is similar to debt settlement in that you pay a third party who will, after taking their fee, pay your creditors. […]

Review: The 1-2-3 Money Plan by Gregory Karp

The 1-2-3 Money Plan by Gregory Karp is a book that seeks to provide practical and specific financial advice that anyone can use – it says so on the back! Published by Finantial Times Press, this book seeks to help you establish a structure to your personal finances and give you a process you can follow to get you on track. About Gregory Karp First, who is Gregory Karp? […]

Your Take: Your Favorite Vacation?

We’ve all shared our dream vacations, but what is your favorite vacation? What’s a place you absolutely love going to? For me, my favorite vacation has to be to Hawaii (one of the reasons I’m a huge fan of my friend Sheila’s GoVisitHawaii.com blog, it’s an almost daily reminder of how beautiful and awesome the 50th state is). My wife and I went there for our honeymoon a year and a half ago. […]

FICO Risk Factor Reason Codes

When you apply for a loan or a credit card, the lender will run a credit report check on you to determine your credit worthiness. […]

How to Enjoy a Tax Free Vacation

One of the reasons I am called the “Wandering” Tax Pro is because once the tax filing season ends I enjoy travel via all methods – car, bus, plane, ship and train (not necessarily in that order). In the days before my uncle went to his final audit, I would pack my bags and we would embark on a transatlantic crossing, often on the QE2. […]

Chinese Brown Sauce & White Sauce Recipes

If you’ve ever eaten at any Chinese restaurant or take out joint, chances are you’ve ordered something that’s been in a brown sauce or a white sauce. Chicken with broccoli? That’s a brown sauce. Seafood with vegetables? That’s a white sauce. If you enjoy those types of flavors, might I recommend giving them a try at home? They’re really easy and really tasty. […]

How to Get Ripped for Free Without a Gym

Editor’s Note: I met one of the guys behind GymJunkies.com out at a conference earlier this year. I thought it would be great if they were able to put together a guest post where they explained how you could get a good workout without spending much, or any, money at all. […]