Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 261)

Make Your Own Windshield Wiper Fluid

A few nights ago, on our drive home, I remarked about the dirtiness of my wife’s windshield. That’s when she told me she’d been driving without windshield wiper fluid for a few weeks! At first I was a little surprised, then I realized it was the summer. […]

What Are Refundable Tax Credits vs. Non-Refundable Tax Credits?

Last year, I wrote about the difference between a tax credit and a tax deduction. Like marginal tax rates, it’s a tax topic that is often misunderstood because, well, our tax code is confusing! Today, I want to talk about refundable tax credits vs. non-refundable tax credits, because it’s been in the news a lot lately after the big stimulus bill was passed. […]

Where To Invest $1,000

Every once and a while I get an email from a reader that asks where he or she should invest $1,000. My answer? An online savings account or a certificate of deposit. Unfortunately, $1,000 just simply isn’t enough for you to invest in the stock market. […]

Current State of Reward Checking Accounts

Almost six months ago, I wrote about high interest reward checking accounts. Back then, the economy was weak and banking was in turmoil, yet these small regional banks were offering exceptional rates on a normally pedestrian checking account. We learned about their business model and the accounts made sense, unlike the 5% APY CDs that Washington Mutual was offering before they collapsed. […]

Ten Great Summer Date Ideas

I love the summer. Some people like the winter, where you can snuggle up under a blanket by the fire or build a snow fort and toss snowballs. Me? I like the summer where you can watch movies outside or go on a hike, just breathe in that fresh summer air. […]

Mortgage Options for Military Veterans

The beginning of July marked a new chapter in the ongoing Iraq war, as the U.S. withdrew combat troops from the war-torn nation’s cities. The withdrawal is part of a multi-step drawdown of U.S. forces that is expected to culminate in 2011 with the exodus of all American soldiers from Iraq. In the months ahead, scores of U.S. soldiers will prepare to return home and reestablish their lives. […]

Your Take: What Is Your Total Credit Limit?

I thought it would be fun to add up all the credit limits of every credit card and line of credit we had to see what that amount was. My total? […]

BVC #17: The Luhn Algorithm

Today’s video is about the Luhn Algorithm, a simple mathematical algorithm that you can use to verify the correctness of ID numbers that conform to it. Credit cards are the most common example and that’s what I talk about today. Sorry about the shadow, I started using some new lights and I’ll have to work on the shadows in the future. But there’s more light right? […]

Supermarket Psychology (and a few insider tricks)

The Economist is known for its deep analysis and heavy topics, but I found this article about supermarkets and the science of shopping . The first time I heard about supermarket psychology was when someone explained to me that the most appealing products were always shown at eye level. When the product is placed at eye level, you are more prone to picking it up and subsequently buying it. […]

Cheapest Cars to Insure

When you buy a car, the biggest number you see is the price. The sticker price, the invoice price, and the price you paid to get that car onto your driveway or into your garage. […]