Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 271)

Adjust Your W-4 Withholdings

Over two years ago, one of the first Devil’s Advocate posts I wrote was that you shouldn’t adjust with your payroll deductions. Back then, as it is now, conventional personal finance advice told you to adjust your withholding so that you don’t have too much tax withheld from your paycheck. How do you adjust your withholdings? […]

What to Expect in Traffic Court

I had the great pleasure of going to traffic court this morning. Yay! I was there to contest a ticket I received for making an improper left turn through a red light. The ticket was for $90 and I’m unsure how many points it would’ve been, but an improper turn costs 1 point and failure to stop at a red is 2 points. Do I get both? Or just the worse of the two? […]

A Simple Guide to Surviving Unemployment

You just lost your job; now what? The instinctive path is to hit the newspapers and job boards, flooding resumes out to potential employers who might give you a chance. You might follow that activity by contacting recruiting firms to enlist them in your search. […]

What is the Average Credit Score?

Have you ever been curious what the average credit score is? We know that the FICO credit score range goes from 300 to 850 with a good credit score being up above 750, but what is the average credit score? […]

No-Penalty CD (Certificates of Deposit) Rates

Ally Bank was the first online bank to offer a no-penalty certificate of deposit and now it appears that the idea is catching on. Discover Bank will announce tomorrow that they are making their 12 month CD a no-penalty CD, where you can withdraw your funds should you involuntarily lose your job. […]

Best Options Broker Review

As you may have read in my review of The Options Playbook, I’ve started to get interested in trading stock options. As has been the case with everything I try, I do a lot of research first and then I dive right in. As my dad always said, you learn in the classroom or you learn on the street. Learning on the street is always more expensive. I prefer the classroom. […]

Buying A Prius Is An Emotional Decision

Have you seen all the Toyota Prius commercials lately? The ones with the people dressed up as foliage and climbing on top of one another? It was to highlight how “green” the vehicles are and announce that Prius was launching another generation of the hugely popular hybrid-electric. At first, my wife didn’t even realize they were people and I, to this day, think it’s just a little bit creepy. […]

Credit Karma Review

I can’t believe I’ve been using Credit Karma all these months and never wrote up a quick review of the service! I’ve written reviews about their credit score report card, but never about the entire service. […]

Easy Budgeting for Non-Budgeters

Budgeting isn’t fun. Very few people look forward to tracking all of their purchases, cutting back when they’ve overspent, and adjusting their budget from month to month to meet changing conditions. However, it’s a necessary chore, like cleaning your house or apartment, that you should do because it’s good for your financial health. […]

Your Take: What Is Your Dream Job?

With the economy pretty much sucking, despite “green shoots”, I thought it would be fun to completely ignore it and turn towards the fanciful. I want to know – what is your dream job? If nothing were off the table, what would you, beyond all other things, like to be doing? Is it finding a cure for a currently incurable disease? […]