Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 271)

Ally Bank’s No Penalty CD Rate Arbitrage

If you look at Ally Bank’s current rates, there appears to be a discrepancy in the way they’ve structured their rates. I tweeted about this last week and it appears the difference in rates has persisted through a recent rate drop, making it doubly curious. […]

The Certificates of Deposit Zoo

For the longest time I thought a certificate of deposit came in one flavor – vanilla. I deposit some money into a CD, I wait until it matures, and then I decide whether I want to put it back in or do something else. Online banks offer better rates than traditional and you can get fancy by creating a CD ladder, but at the core a CD was a CD was a CD. […]

Liz Pulliam Weston on the Personal Finance Hour

Please join us Monday night (6PM Eastern, 3PM Pacific) on the Personal Finance Hour as JD and I discuss your credit history and credit score with none other than Liz Pulliam Weston! Liz Weston is the most-read personal finance columnist on the Internet according to Nielsen/Netratings and has written several credit and debt related books, so we’re very happy to have her on the program. […]

Your Take: Isakson’s $15,000 Homebuyer’s Credit

If you’re signed up for the Bargaineering newsletter, I included a mention of a potential $15,000 homebuyer credit in the latest Thursday email. The $15,000 homebuyer’s credit was introduced by Senator Johnny Isakson (GA-R) that would increase the current $8,000 first-time homebuyer credit to $15,000 and could be used by anyone who bought a primary residence, not just first-timers. […]

Fortune’s Top 25 Top-Paying Companies (2009)

I always enjoy looking at these lists because they give a little glimpse into some of our nation’s most storied firms. I think these are more for entertainment purposes, much like the top paying undergraduate degrees, because the average total pay isn’t something you’ll get right out of the gate. […]

Beware Broker Transfer Out Fees

My wife’s Roth IRA currently sits at a TD Ameritrade account, where it’s been sitting for the last three or four years. With the majority of it in cash, mostly because we lost track of the account, we want to invest it in our retirement investment of choice, an index fund. Our index fund of choice happens to be the Vanguard 500 Index Fund because most of our retirement funds are with Vanguard. […]

BVC #15: Repair or Replace Rule of Thumb

Don’t you hate it when something breaks before it’s “supposed” to? You spent hours researching the best product for the job, the one with the best features, the longest life, and it has the nerve to break down before it’s supposed to? […]

Don’t Want To Sell Your House? Do These Things

We bought our first and only home four years ago, about a year away from the peak of the market in our area, and we saw some atrocious houses along the way. […]

Credit Report Card

In the past I’ve joked about how your FICO credit score has become the new report card for your life. Instead of letter grades, we now get a three digit grade in the form of a credit score. […]

Beware Charity Fraud

The Federal Trade Commission (FTC) recently sent me some information about some popular charity frauds going around lately. I personally never respond to a solicitation. It could’ve come in the mail, through a phone call, or an email; I ignore them all. It’s not because I’m a heartless person and it’s not because I don’t trust the solicitation, it’s that I prefer to go directly to the charity. […]