Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 271)

Stock Market Investing Advice for College Graduates

My best investing advice for someone just entering the workforce is to put in an index fund and focus on turning in a stellar performance at your job, day in and day out. Don’t spend time analyzing the market, don’t read about esoteric investments, don’t scrutinize financial statements, don’t listen in on earnings calls, and don’t research SEC filings. […]

Poor Man’s Guide to Rain Barrels

For those who have been following our exploits in gardening, you may recall that we put our plants in pots and leave them on our deck. This ensures they get the maximum amount of sun. There is a downside to our strategy, the spigot for the hose that sits on our deck is on the ground floor. […]

Achieving Your Goals Is About You

If you talked to me three or four years ago and asked me about my approach to personal finance, I would’ve told you that you should always pick the mathematically optimal path and try to adhere to it as much as possible. I was fortunate enough to have the discipline, a credit to my parents, to almost always be able to follow what I believed was the optimal path. […]

Smart Money 2009 Best Online Brokers

Another year, another Smart Money broker survey! We’ve been reviewing SmartMoney’s best broker series for several years now (here’s 2008) and it’s always valuable to see how the different brokers fare from year to year. […]

How the Fair Debt Collection Practices Act Protects Debtors

The Fair Debt Collection Practices Act has been around in different forms for several decades, but is rarely well-known by the average consumer. […]

Understanding the FTC Cooling-Off Rule

There you are, minding your own business watching TV, when there’s a knock at the door. You open the door and discover it’s some kid selling magazine subscriptions, or a person selling the latest product fad (Sham Wow? Snuggies?), and they go into the hard sell pitch trying to get you to buy one. […]

Top 10 Most Reliable Cars (2009)

The Chrysler bankruptcy, and the poor (and insulting) way in which the corporate office notified dealerships that were to be shuttered, has put many Chrysler dealerships in a pinch. In a few short days, those dealerships will no longer be able to sell any cars. It will, in fact, be illegal for them to sell any cars. To make matters worse, Chrysler won’t take back any unsold vehicles! […]

Your Take: What’s Your FICO Credit Score?

This week’s Your Take will be a little different, it’s going to be a poll (though you are still welcome to leave comments!). A few weeks ago I talked about the FICO score credit range. In that post, I referenced a statistic published by FICO that said 58% of all FICO credit scores were above 750. […]

5 Easy Ways to Save Money Going Green

Going green can seem like a mammoth chore when the reality of life includes an already eventful schedule. For many of us, making huge changes to turn EVERYTHING green can seem overwhelming and quite frankly impractical. The best way to advance towards living a lifestyle that is a brighter shade of green is by taking baby steps. […]

Credit Reports 101 on ABC News’ Money Matters

This week I had the great pleasure of being on ABC News’ Money Matter television program. For nearly seven minutes of LIVE television, I discussed credit reports with host Tanya Rivero. […]