Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 271)

Wise Bread’s 10,001 Ways to Live Large on a Small Budget Giveaway

10,001 Ways to Live Large on a Small Budget is a compilation of over ten thousand tips and tricks to help you make the most of the cash you have. I’ll have a review of the book itself later on this week but I wanted to announce two special giveaways and contest they’re holding. Win one of five Flip Mino Camcorders if you buy the book today (May 18th). […]

How To Create A Strong Password You Can Remember

Everyone wants to be able to create ultra-powerful passwords, especially for their most sensitive accounts. It’s common knowledge that a strong password can go a long way to preventing identity theft. However, no one wants to struggle to remember their most used passwords. […]

Save Money By Going Local for Flowers, Balloons

This past week one of my best friends had the unfortunate experience of her mother needing emergency care. I spoke with Jim and we wanted to send her some “Get Well Wishes” in the form of a Mylar balloon bouquet. She is a wonderful woman and we hope that they will bring a bit of cheer during the remainder of her hospital stay! […]

When Childhood Hobbies Meet Adult Allowances

As a kid, I never collected baseball cards, but I collected all sorts of other things. I collected comic books, I collected comic book cards, I collected Magic: The Gathering cards, and all of these things are sitting in my basement right now, slowly appreciating in value. I saw The Baseball Card Movie at Kottke.org and invested ten minutes watching the whole thing, it was great. […]

Who Can Invest at Lending Club?

In the comments of the $100 Lending Club giveaway, Reader Barry said it would’ve been nice if I had notified you all about the restriction on Lending Club investors. Well Barry, you asked and thus you shall receive! There are two parts to Lending Club. […]

Your Take: What Are You Worried About Now?

I think it’s safe to say that we’re knee deep into a Recession. In February, I had the great fortune of being on American Public Media’s Marketplace Money with Tess Vigeland, Lynnae of BeingFrugal.net and Steve at BripBlap.com. Back then, we didn’t know if we were going to be in a recession but everyone pretty much believed we were well on our way. Here’s what I said: JIM: It’s been crazy. […]

Win $100 from Lending Club

Lending Club is doing it again, they’re giving away a hundred bucks to one lucky Bargaineering.com reader! How can you beat that? (two hundred bucks? hint hint!) For those that aren’t familiar with Lending Club, they’re a social lending network. Investors can join and invest in 3-year loans, with Lending Club handling all the interest payments, at interest rates far superior to what banks offer. […]

Comparing Fixed Annuities & Certificates of Deposit

When I first opened up my Vanguard account a few years ago, I requested all sorts of fancy investment brochures. I had just started Bargaineering and had a voracious appetite for financial information and fancy words like annuities, in all their flavors, really intrigued me because I had never heard of them. […]

How To Make Smart Tax-Advantaged Investment Decisions

You can avoid costly mistakes if you understand the difference between tax-advantaged investments and tax-advantaged accounts. What are tax-advantaged investments? Investments that people make specifically because of the tax advantages they provide are referred to as tax-advantaged investments. In fact, if not for the tax advantages, most people would not buy those particular investments. […]

FICO Credit Score Range

If you ask anyone who knows much about credit scores, there’s one thing that most people know - the FICO credit score range goes from 300 to 850. The lowest possible FICO score you can get is a 300 and a perfect, albeit unrealistic and unnecessary, score is 850. However, knowing the range alone doesn’t really tell you much. You need to understand the “texture” of that range. […]