Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 276)

How to Review Your Equifax Credit Report

It’s very important that you regularly review your credit history to catch errors and inaccuracies early. Errors can take months to remedy and it’s not something you want to worry about when you are trying to get a mortgage or car loan. […]

Give Local Insurance Agents A Shot

My wife wrote an article last week about how you can save money going local for balloons and flowers, but here’s another reason you might want to go local - superior service. In working for my how to buy term life insurance post yesterday, I emailed my insurance agent, Deborah from State Farm, to get some updated quotes on term life insurance. […]

How to Compare Mortgage Refinance Offers

With mortgages once again at historic lows, I’ve once again considered refinancing our mortgage. A few months ago we weren’t sure how long we’d be living in our current home and so we put off refinancing, despite rates being as low as 4.75% APR. […]

Researching Life Insurance

I’m 28 and I don’t have any life insurance. For many people, they don’t begin thinking about life insurance until they start a family and I’ll be no different. […]

Request & Check Your Specialty Reports Annually

Most people are now aware that they can get a copy of their credit history from each of the three major credit bureaus every twelve months. We can thank the Fair Credit Reporting Act (FCRA) for that right (which you can exercise by going to annualcreditreport.com). What most people aren’t aware of is that the FCRA also gives you the same level access for other “specialty” reports as well. […]

Memorial Day: Remember the Fallen

Thank you to all the brave men and women of the Armed Services who made the greatest sacrifice so that we may enjoy the freedoms and liberties that come with being a citizen of the greatest country in the world. […]

10,001 Ways to Live Large on a Small Budget Review

Earlier this week I gave away three copies of Wise Bread’s new book - 10,001 Ways to Live Large on a Small Budget, while promising a review later in the week. Like Wise Bread, this book is colorful, approachable, and while I haven’t confirmed the actual number of tips, 10,001 doesn’t seem that far off. […]

Review: How Successful People Think by John C. Maxwell

Until I saw this book, I had no idea who John C. Maxwell was and why he was qualified to write a book on how successful people think. Maxwell is a “leadership expert” and a New York Times bestselling author who has sold over 16 million books. He’s also a speaker, having spoken to Fortune 500 companies, government leaders, NFL, UN ambassadors, and many other groups. […]

Your Take: CARD Act Credit Card Legislation

The buzz in the personal finance blogosphere lately has been about the new Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009. The House passed their version last month, the Senate passed their version this week, and they’ve already reconciled it. […]

Don’t Carry Debt To Improve Your Credit Score

One of the biggest misconceptions I hear and read about regarding your credit score is that you need to carry debt to improve your score. Some articles say that you should get a car loan because it’ll boost your credit score. Others will recommend that you leave a little balance on your credit card rather than pay it off in full each month. […]