Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 4)

What Are You Worth?

Calculate your net worth. Step 1: Add what you own. Step 2: Subtract what you owe. $150K retirement accounts + $350K home value + $100K savings account = $600K $600K – $30K credit cards – $230K mortgage – $40K car loans = $300K Knowing your net worth equals financial progress. Check out Bankrate’s net worth calculator! The post What Are You Worth? appeared first on Cashlorette. […]

See how one single woman from Michigan spends her $40K salary

In this recurring series, young women from all over the country are coming clean about how they’re actually managing their money, honey! For one week, the confessor tracks all of her transactions, shedding light on how much she spends and saves. I’m breaking down her budget, helping her find areas where she can improve and giving her props when she makes great money moves. […]

What is an annuity?

Grabbing drinks with the girls after work tonight? Get ready to dazzle them with your on-point knowledge of this big financial product, since you’re a money-savvy millennial. Today, I’m talking (and you’re becoming an expert on) annuities. Need to snag your squad’s attention? Kick-off your annuity convo by telling them that annuities offer GUARANTEED INCOME FOR LIFE. […]

What is an annuity?

Grabbing drinks with the girls after work tonight? Get ready to dazzle them with your on-point knowledge of this big financial product, since you’re a money-savvy millennial. Today, I’m talking (and you’re becoming an expert on) annuities. Need to snag your squad’s attention? Kick-off your annuity convo by telling them that annuities offer GUARANTEED INCOME FOR LIFE. […]

The Savings Game

The Savings Game 1. Which of these ISN’T a type of retirement plan? A. 401(k) B. Annuity C. Roth IRA 2. About how many months of expenses should an emergency fund be able to cover? A. Up to 7 months B. Up to a year C. Up to 3 months D. Up to a year and half 3. What percentage does the average American save from their income? A. 1% B. 5% C. 10% D. 3% 4. […]

The Savings Game

The Savings Game 1. Which of these ISN’T a type of retirement plan? A. 401(k) B. Annuity C. Roth IRA 2. About how many months of expenses should an emergency fund be able to cover? A. Up to 7 months B. Up to a year C. Up to 3 months D. Up to a year and half 3. What percentage does the average American save from their income? A. 1% B. 5% C. 10% D. 3% 4. […]

Click your way to more cash by taking easy online surveys

The following post contains affiliate links for which The Cashlorette may receive compensation when a user clicks on those specific links or makes a purchase after clicking on those links. […]

Click your way to more cash by taking easy online surveys

The following post contains affiliate links for which The Cashlorette may receive compensation when a user clicks on those specific links or makes a purchase after clicking on those links. […]

Your credit report is viewed by more people than you may think

If you’re like me, you probably feel a bit pressured to present the best version of yourself on almost any platform, whether it’s through a perfectly polished resume or an aesthetically on-point Insta. But instead of obsessing over your social feeds (no judgment), take a sec to reflect on your credit report. […]

Great CDs for every long-term saver

Looking for a new spot to stash your cash? Girl, put your records on, and consider investing in a CD. A CD, or a certificate of deposit, is perfect for savers with a little time on their hands. But I promise, that patience will seriously pay off. […]