Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 9)

Deals on wheels: Now is a great time to buy a new car

Fall is officially here, and between all those PSL runs and pumpkin patch Instas, we’re also cruising in the fast lane toward a whole new season of discounts, including deep deals on a new set of wheels. One of the best seasons to purchase a new whip? Autumn. This is because new model cars are introduced in early fall, so dealers are ramping up their efforts to get rid of current-year models. […]

The budget breakdown of an Arkansas couple’s $65k combined salary

In this recurring series, young women from all over the country are coming clean about how they’re actually managing their money, honey! For one week, the confessor tracks all of her transactions, shedding light on how much she spends and saves. I’m breaking down her budget, helping her find areas where she can improve, and giving her props when she makes great money moves. […]

The budget breakdown of an Arkansas couple’s $65k combined salary

In this recurring series, young women from all over the country are coming clean about how they’re actually managing their money, honey! For one week, the confessor tracks all of her transactions, shedding light on how much she spends and saves. I’m breaking down her budget, helping her find areas where she can improve, and giving her props when she makes great money moves. […]

These 6 home decor items look luxurious, but cost a lot less

Hilarey here (@HilareyAnn), editor of The Cashlorette, helping Sarah every day to empower readers to live their best lives for less. The following post contains affiliate links for which The Cashlorette may receive compensation when a user clicks on those specific links or makes a purchase after clicking on those links. […]

These 6 home decor items look luxurious, but cost a lot less

Hilarey here (@HilareyAnn), editor of The Cashlorette, helping Sarah every day to empower readers to live their best lives for less. The following post contains affiliate links for which The Cashlorette may receive compensation when a user clicks on those specific links or makes a purchase after clicking on those links. […]

Don’t have money for a down payment? This new mortgage aims to fix that

When it comes to mortgages, there might soon be a new kid on the block. Federal Reserve economists are flirting with an idea of a no-down-payment mortgage, according to Bankrate. This new kind of mortgage would operate as a 30-year, no-down-payment mortgage featuring a fixed monthly payment that is established with your lender. Down with this whole “no down payment” type of deal? […]

Don’t have money for a down payment? This new mortgage aims to fix that

When it comes to mortgages, there might soon be a new kid on the block. Federal Reserve economists are flirting with an idea of a no-down-payment mortgage, according to Bankrate. This new kind of mortgage would operate as a 30-year, no-down-payment mortgage featuring a fixed monthly payment that is established with your lender. Down with this whole “no down payment” type of deal? […]

What’s a mortgage?

So… what IS a mortgage? A mortgage is a loan from a bank or a financial institution to buy a house! How? A mortgage is secured by the home itself, so if the borrower defaults, the bank can sell the house and get their money back. Mortgage payments are usually monthly. […]

What’s a mortgage?

So… what IS a mortgage? A mortgage is a loan from a bank or a financial institution to buy a house! How? A mortgage is secured by the home itself, so if the borrower defaults, the bank can sell the house and get their money back. Mortgage payments are usually monthly. […]

4 financial factors to know before applying for a loan

Getting approved for a loan isn’t as easy as popping in to talk to someone and pinky promising that you’ll pay them back. But, you can do it! Lenders look at a laundry list of factors before letting you sign on the dotted line. Make sure you know these four things about your finances, and you’ll be approved in no time. 1. Your financial history This one’s a biggie. […]