Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 9)

Is renters insurance worth it?

Kristin WongLots of insurance is mandatory these days: Homeowners insurance is required for anyone who doesn’t own their home free and clear, drivers in most states have to have some form of car insurance and pretty soon we’ll all have to carry some kind of health insurance or pay a fine because of the Affordable Care [...]Is renters insurance worth it? […]

How to use up Flexible Spending Account money by the end of the year

Kristin WongIf you have a Flexible Spending Account (FSA), you’re probably familiar with the dreaded “use it or lose it” rule. If unused by the end of the year, any money that remains in your account could be forfeited. […]

Rent-to-own sucks and you should never, ever do it

Claes BellThere’s no disputing the appeal of buy now, pay later. I myself can attest to the temptation to get the latest and greatest without having to bother with figuring out where the money will come from. Nowhere is that kind of thinking more dangerous than with rent-to-own. […]

When do you need a financial adviser?

Kristin WongNot everyone needs a financial adviser or planner, but there have been a couple of times during my financial journey when a guide would’ve been nice. So when do you need a financial adviser necessary? I wasn’t sure, so I asked one. “Everyone is different, so I can’t say yes or no to everyone having [...]When do you need a financial adviser? […]

3 ways veterans get screwed financially, and how to fight back

Claes BellOn Veterans Day, when we think of the sacrifices made by those who serve in the armed services, we often think of the physical and psychological trauma associated with war. […]

Who needs a will? Pretty much everyone

Kristin WongIt’s obvious why wills are necessary for married people who have children and valuable assets, but for those of us who don’t have kids or large estates, a will is still important. “Most people over the age of 18 need a will,” says Shari-Lynn Cuomo Shore, an attorney in Hamden, Conn. “Single individuals often need [...]Who needs a will? […]

Comments of the week, baby boomer angst edition

Claes BellWe had a great week for comments, with lots of people weighing in on a post I wrote pushing back against boomers’ frequent public critiques of the millennial generation. Some readers thought I was being too hard on the boomers, who have also suffered as a result of the financial crisis. […]

Your take: Is investing in IPOs smart, or strictly for muppets?

Claes BellLots of people lined up yesterday to buy shares of brand-spanking new Twitter stock. Initially priced at $26 a share, Twitter stock was going for $45.10 when trading began, and at one point was up near $50. […]

This is why you’re broke, luxury water edition

Guest ContributorAs part of our new #WhyImBroke series, J. Money reminisces about one of the strangest, most face-palming money mistakes we’ve heard so far. […]

Do e-gift cards sent on social media make good holiday gifts? Not always

Miranda MarquitOver the last couple of decades, gift cards have become the gift of choice for many. It’s not hard to see why: They are convenient to give, and recipients often enjoy them more than a gift you’d pick out for them, since it allows them to get what they want. Gift giving is even easier [...]Do e-gift cards sent on social media make good holiday gifts? […]