Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 9)

Can you own a pet in a big city without going broke?

Alissa FleckWhen I first adopted my cat one year ago from the rescue group with which I was volunteering in Manhattan, I naively believed, beyond basic necessities, she’d be relatively low-cost. It turns out the “basic necessities” of pet ownership equate to approximately those of raising an actual human child. […]

Good investing habits that make your primitive ape brain hurt

Claes BellBy almost any measure, the average American is pretty terrible at investing. Between 1993 and 2012, individual investors earned an average annual return of 2.3 percent, according to a study by DALBAR, a financial services market research firm. […]

What do rappers invest in? Judging by their lyrics, gold and deposits

Claes BellRap Genius, a one-stop shop for annotated rap lyrics, released a tool that allows you to search their entire archive of rap lyrics for certain words or phrases. Being the type of person who looks to rap for insights on finance, the first thing I did was plug in different types of investments to see [...]What do rappers invest in? […]

Sock-of-the-month club a cool new way to squander money, dignity

Claes BellIf you’ve got a hundo burning a hole in your pocket and are looking for the dumbest possible way to spend it, have I got a deal for you. A sock-of-the-month club is a subscription service for socks, and yes it is a real thing that exists. […]

Asked to donate at the register? Feel free to say ‘bah humbug’

Claes BellEver experience “donation shaming”? It’s a common practice, especially during the holidays, for cashiers at grocery stores and big box retailers to ask you if you want to donate a few dollars to a charity along with your purchase. “I’d like to say no. I spent twenty minutes clipping coupons to save $5 and now [...]Asked to donate at the register? […]

Big banks consider charging for deposits, are probably bluffing

Claes BellWhat if banks gave you a negative interest rate, actually charging for deposits, rather than paying interest? That’s what some banks are contemplating if the Federal Reserve stops paying them .25 percent interest on the gigantic reserves they hold at the central bank. […]

How to make the most of your wedding registry

Miranda MarquitRegistering for wedding gifts can be a lot of fun. I remember the heady feeling that accompanied wielding the scanner gun. Choosing your own wedding presents — what could go wrong? But my husband and I soon found ourselves pointing the barcode reader at increasingly silly items, some of which we actually received. […]

How to get cops to pay attention to your property crime

Claes BellIn 2006 my house was robbed in broad daylight by unknown individuals. They took my Xbox 360, my laptop and some of my wife’s jewelry, in addition to some other less valuable stuff. […]

Work from home? 5 free ways to beat the stir crazy

Kristin WongMake no mistake, I love working from home. The freedom and flexibility are awesome. Maybe that’s why so many people are doing it. According to a 2012 U.S. Census report, 13.4 million Americans work from home, up 41 percent since 1999. But there are days that I find myself having conversations with my cats while [...]Work from home? […]

Sick of your cell phone carrier? Unlock your way to cheap talk

Alissa FleckWhen it comes to cellphone use, one size (or, you know, several) does not fit all. There are a number of reasons you may want to unlock your smartphone. Unlocking your smartphone allows you to continue using the same phone without having to purchase a new one once your contract runs out, and without having [...]Sick of your cell phone carrier? […]