Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 9)

Asked to donate at the register? Feel free to say ‘bah humbug’

Claes BellEver experience “donation shaming”? It’s a common practice, especially during the holidays, for cashiers at grocery stores and big box retailers to ask you if you want to donate a few dollars to a charity along with your purchase. “I’d like to say no. I spent twenty minutes clipping coupons to save $5 and now [...]Asked to donate at the register? […]

Big banks consider charging for deposits, are probably bluffing

Claes BellWhat if banks gave you a negative interest rate, actually charging for deposits, rather than paying interest? That’s what some banks are contemplating if the Federal Reserve stops paying them .25 percent interest on the gigantic reserves they hold at the central bank. […]

How to make the most of your wedding registry

Miranda MarquitRegistering for wedding gifts can be a lot of fun. I remember the heady feeling that accompanied wielding the scanner gun. Choosing your own wedding presents — what could go wrong? But my husband and I soon found ourselves pointing the barcode reader at increasingly silly items, some of which we actually received. […]

How to get cops to pay attention to your property crime

Claes BellIn 2006 my house was robbed in broad daylight by unknown individuals. They took my Xbox 360, my laptop and some of my wife’s jewelry, in addition to some other less valuable stuff. […]

Work from home? 5 free ways to beat the stir crazy

Kristin WongMake no mistake, I love working from home. The freedom and flexibility are awesome. Maybe that’s why so many people are doing it. According to a 2012 U.S. Census report, 13.4 million Americans work from home, up 41 percent since 1999. But there are days that I find myself having conversations with my cats while [...]Work from home? […]

Sick of your cell phone carrier? Unlock your way to cheap talk

Alissa FleckWhen it comes to cellphone use, one size (or, you know, several) does not fit all. There are a number of reasons you may want to unlock your smartphone. Unlocking your smartphone allows you to continue using the same phone without having to purchase a new one once your contract runs out, and without having [...]Sick of your cell phone carrier? […]

Discounts at many stores are 1 part real price cutting, 3 parts BS

Claes BellThere’s something deeply satisfying about getting a good deal that goes beyond the actual amount of money you saved. Walking out of a department store having saved 60 percent thanks to coupons and a big sale may make people happy, but most of it is B.S. Don’t believe me? […]

Comments of the week, game console flipping edition

Claes BellAnother week, another set of thought-provoking comments from readers. Readers weren’t too keen on Black Friday. […]

Your take: Do you Black Friday?

Claes BellIt’s been years since I actually went shopping for Black Friday, but I picture it looking kind of like the illustration above. According to a report by the National Retail Federation, today 140 million Americans will besiege their local big-box stores and malls like a marauding army, but they’ll be out for deals rather than [...]Your take: Do you Black Friday? […]

5 ways we waste money on the holidays

Kristin WongBetween gifts, food, travel and parties, we spend hundreds of dollars on the holidays each year. The most recent Gallup holiday poll estimates the average American consumer plans to spend $704 this year. […]