Consumerism Commentary

This informative group blog was honored by Kiplinger as a “must-read” blog and named as one of Yahoo!’s “Ten Money Blogs Everyone Should Read.”

Profile of Consumerism Commentary

Latest Posts from Consumerism Commentary (page 181)

The Pareto Principle: When to Apply, When to Ignore

In the late nineteenth century, an economist named Vilfredo Pareto noticed that 80% of the land in Italy was owned by 20% of the population. […]

Podcast 24: Unconventional Path to Becoming a Millionaire

Our guest on today’s podcast is Jen Smith, the “Millionaire Mommy Next Door.” By age 40, Jen had become a self-made millionaire and she and her husband are now financially independent, stay-at-home parents. […]

Flexo’s Investment Portfolio, 3Q 2009

Earlier this year, I added my investment portfolio to the group of reports I publish on Consumerism Commentary on a regular basis. Every three months, I share my investment balances and performances. […]

Personal Balance Sheet, September 2009

Now that I am working with an accountant, I have been making some changes to the way I track my finances. By the end of the year, I hope to have all of my business-related finances in QuickBooks. Although I am not quite at that point, I am working to separate my personal finances from by business finances. […]

Facial Recognition and Billboards

I have a fascinated/disgusted relationship with targeted advertisements. On one hand, I’ve seen enough Playtex commercials in my lifetime that I could probably draw you their logo from memory, and I’ve never been in the position to decide, “should I buy the Playtex version, or a different brand?” All those ads in my face have been a complete waste of my time, and the advertiser’s dollars. […]

Is It Possible to Save Too Much Money?

For most humans, life is much shorter than we would like, and for many of us saving even ten percent of our income will never result in a state of wealth within our lifetime. There are too many forces working against this endeavor: a lack of sufficient opportunity, inflation, and unplanned events to name a few. […]

Changes in Estate Tax Law Affect When People Die

Between March 1917 and January 1984, there have been thirteen major changes in the rules for the estate tax, a tax paid by heirs for wealth inherited. Of these thirteen changes, eight were tax increases and five were tax decreases. […]

Be Financially Proactive

Before I got married, I was never really vocal about problems I had with companies. If the food I ordered at a restaurant was the wrong order, I usually wouldn’t say anything. If I had extra fees in my checking account at the end of the month, I’d chalk it up to coincidence and think it wouldn’t happen again. […]

Credit Report Cards: Credit.com vs. Credit Karma

For a few years, Credit Karma has been offering a product that lets consumers see what lenders and employers see when they look at the consumers’ credit reports. After securely and privately providing your personal information, Credit Karma retrieves your credit report from one of the credit reporting bureaus, either Experian, Equifax, or TransUnion. […]

QuickBooks 2010 Now Available, Discounts for Readers

My accountant has strongly suggested I move my business-related financial accounting out of my personal Quicken file and into QuickBooks. It has been a slow process so far, and I have determined that I have not done a great job of separating my business finances from my personal finances. QuickBooks 2010 was released yesterday. […]