Consumerism Commentary

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Latest Posts from Consumerism Commentary (page 183)

Traditional and Roth IRA Contribution Limits for 2010

Other than the removal of the income limitation for Roth IRA conversions this year, 2010 is not much different than 2009 in terms of IRA maximums. Like 2009, the maximum you may contribute to your Traditional and Roth IRAs combined is $5,000. If you reach age 50 this year, you may contribute an extra $1,000 for a total of $6,000. […]

Flexo’s Goals and Resolutions for 2010

Although I’ve been tracking my finances publicly on Consumerism Commentary since 2003, this is only the fourth year I’ve outlined specific financial goals for the new year. The next year is a bit of a mystery for me. I feel like some changes are necessary, particularly in my day job. […]

New Year’s Eve on a Budget

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. At midnight people around the world will be celebrating a new year with celebrations, parties, or a quiet evening at home. […]

Evaluating My Progress Against My 2009 Goals

At the beginning of the year, I set a few financial goals and resolutions representing what I would like to accomplish by the end of 2009. Like last year, my progress is mixed. I’ll get to that in a moment. I’m not a big fan of the concept of financial goal setting. Goals or targets evoke the image of an endpoint, the touchdown. If you keep running through the end zone, you will hit a wall. […]

Mostly Clean and Mostly Sober

If I were to tell you that I think I drink too much liquor, you’d likely conjure up some images of alcoholics you’ve seen, maybe picturing some guy falling down, abusing the people he loves, making terrible decisions and driving like an idiot. So I want to be clear right from the start that I am not “a drunk”, nor has anyone accused me of even coming close. […]

Should All Amazon Shoppers Pay Sales Tax?

I almost participated in a boycott of Amazon.com. This was almost a decade ago when Amazon filed for a patent for its 1-Click ordering process. The patent was struck down in 2007 but I didn’t notice. In the face of Amazon’s low prices and, in my state, exemption from sales tax, my convictions didn’t stand a chance. Today, Amazon is still my retailer of choice. […]

Podcast 36: Being Financially Secure in Today’s Economy, Jane Bryant Quinn

Today’s episode of the Consumerism Commentary Podcast features Jany Bryant Quinn, author of Making the Most of Your Money Now: The Classic Bestseller Completely Revised for the New Economy. The book will be released this Tuesday, December 29, 2009 and here is a review. […]

Weekend Reading: Buying in Bulk, Cool Nerds, and Diamond Rings

Happy holidays! If you’re like me, you are probably thankful that the holiday shopping season is coming to a close. Yes, after Christmas there are some sales that can’t be ignored: if you buy Christmas-related items, now is the time to find them for 50% to 90% off their regular prices. […]

12 Last Minute Gift Ideas

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. With only one more day until Christmas you may still be in the market for a few last minute gifts. If you are like me, the idea of driving through traffic and elbowing through crowds to find gifts is not going to bring you any Christmas cheer. […]

Can You Ever Have Enough Money?

This is a guest article by Outlaw, who lives and works in New York’s financial district and writes on the blog Credit Card Outlaw. When I first became fascinated with personal finance strategy, I was in serious credit card debt. I couldn’t find full-time work. I felt like an idiot. Every month, a new credit card statement. Every month, deeper in debt. […]