Consumerism Commentary

This informative group blog was honored by Kiplinger as a “must-read” blog and named as one of Yahoo!’s “Ten Money Blogs Everyone Should Read.”

Profile of Consumerism Commentary

Latest Posts from Consumerism Commentary (page 192)

Overdraft Fees: Some Banks Let You Opt Out

Overdraft fees are nothing to sneeze at. Having not always been a model bank customer, I know how it feels like an unfair punishment to have roughly $30 taken away when my account is already negative. […]

A Report Card for Financial Rules of Thumb

I’m not a big fan of “rules of thumb.” These are bite-sized nuggets of wisdom masquerading as advice, designed to apply to a mass audience. At best, they cant point someone in the right direction, but at worst, rules of thumb can erroneously send people on the wrong path or can mistakenly instill a false sense of security. […]

2010 Federal Income Tax Brackets and Marginal Rates

The IRS has not formally announced the federal income tax brackets for 2010 yet. In fact, the 2009 tax brackets are still the numbers I — or more accurately, my accountant — will be focusing on in the near future. […]

One Person’s Successful Debtor’s Revolt

Frequent readers know all about how a depressed economy and new laws are serving as convenient excuses for banks to be raising interest rates and otherwise penalizing clients, even those who pose no risk. Ann Minch was presented with multiple notices of an interest rate hike. […]

America’s Total Net Worth is Up. Is Yours?

The total net worth among Americans has risen to $53 trillion, the highest this measure has been since the end of 2007. At that point, Americans were worth $65 trillion. The increase this past quarter of $2 trillion was the first increase in this measure since 2007. I am taking this as a good sign for the economy. In addition to this increase, overall personal debt is not increasing. […]

Podcast 22: Mint’s Acquisition by Intuit and Roth IRA Conversions

CEO and founder of Mint, Aaron Patzer, joins Consumerism Commentary again to discuss his company’s recent acquisition by Intuit and possible changes to personal finance software. Also on today’s poscast, Tom Dziubek speaks with Bryan Olson from Charles Schwab about the new rules for Roth IRA conversion that will be in effect next year. To listen, use the player above (Adobe Flash required), downl […]

Real-time Traffic GPS for the iPhone

Soon. As in, October-soon. It looks like the first iPhone app to bring us real-time traffic alerts, and that comes with offline maps, will be the Navigon MobileNavigator (Earlier CNET review. iTunes Store link.) The AT&T Navigator (CNET review) also has live traffic data, but takes more time to download maps as you go, and while initially free, has a $10 monthly fee. […]

Congress Plans to Extend the First-Time Home Buyers’ Tax Credit

The $8,000 tax credit for first-time home buyers is set to expire at the end of November, but lawmakers don’t want this benefit to end. While there have been some positive signs in the real estate market, the current credit hasn’t done much to stimulate house prices or the economy overall. […]