Consumerism Commentary

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Profile of Consumerism Commentary

Latest Posts from Consumerism Commentary (page 193)

Receiving the First Time Homebuyer Credit Takes About Six Weeks

For those of you who have filed or are planning to file an amended income tax return (form 1040X) to receive the (up to) $8,000 first time homebuyer tax credit this year rather than waiting for next year, there is some good news. Although the IRS is more than likely overwhelmed, the refunds are currently taking about eight weeks to receive. […]

Answering Mail: Using Debit Cards as Credit Cards

Every so often I address questions and comments I receive via email or Twitter. If you have a question, please contact me using the form on this page. I try to respond to everyone, but it might take a while before I read every email I receive. From A. […]

Financial To Do Lists

There are so many different ways to organize, prioritize and classify-ize your tasks and responsibilities these days that you’d probably need a couple years just to sort through all of them on your own. […]

OCC Requiring Credit Cards to Report all Interest Rate Increases in 2009

The Office of the Comptroller of the Currency (OCC), a governmental regulatory organization feeling the pressure with the White House proposing replacing many of their duties with a new consumer-oriented regulatory body, has sent out a warning to the CEOs of all national banks. […]

Donations to Rural Classrooms Worth Twice as Much

A few years ago, the personal finance blogging community came together to create the pfblogs.org Financial Literacy Challenge through DonorsChoose.org, a charity that facilitates funding for classroom projects needing money. […]

Best of Consumerism Commentary, July 2009

Monthly subscription reminder One of the best methods of reading Consumerism Commentary and staying up-to-date with the latest articles and posts is through RSS subscription. By subscribing to the Consumerism Commentary RSS feed with feed-reading software such as Google Reader or aggregators such as My Yahoo, you’ll always be aware of new content here. […]

10 Percent of U.S. Post Offices Under Evaluation, 700 to Be Closed

The U.S. Postal Service has not been a thriving business for a while, and the recession has worsened its condition. In order to save $7 billion, the government is evaluating about 3,200 offices out of the total of 32,741, and 700 of these are currently marked for closure. Personally, I am a fan of the U.S. Postal Service. […]

Mac Bundle Box 2009

I’m a previous customer of the Mac Bundle Box, and I’m always curious to see what’s on the offering block when it reappears. If you’re unfamiliar with the program, it’s one of the best ways you can save money on Mac software. Not only can you get $460 worth of software for $50, but 10% of each sale goes toward charity. […]

Personal Balance Sheet, Net Worth, Income, and Expenses, July 2009

This year is passing by too quickly. It is time again for my monthly financial reports, originally designed to keep myself accountable for my financial (usually, spending) decisions. This was a technique that has worked well for about nine years, the last six of which have included this monthly public review. July was a strong month due to two important factors. […]

Podcast 15: Results of the Credit CARD Act and Tips for Dealing With Layoffs

Today’s guest on the Consumerism Commentary Podcast is Dr. Robert Manning, author of Credit Card Nation: The Consequences of America’s Addiction to Credit, and founder and CEO of Responsible Debt Relief. Tom Dziubek and Dr. […]