Consumerism Commentary

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Profile of Consumerism Commentary

Latest Posts from Consumerism Commentary (page 197)

Help a Reader: Move Forward With Mortgage Refinance?

Yesterday I received an email from a Consumerism Commentary reader who has a question about her mortgage refinancing options and is looking for advice. I tend not to offer too much personal advice, but I responded with some thoughts and offered to open up the discussion to other readers. Please read through and see if you have any thoughts for Heather. […]

How to Have $50 Million Covered By FDIC: CDARS

Most of us need only a fraction of what the Federal Deposit Insurance Corporation is willing to protect. For most people, the FDIC covers up to $250,000 per depositor. If you have up to $250,000 in a regular bank account offered by a typical bank that participates in the FDIC program, you’re protected against the bank’s possible failure. […]

Best of Consumerism Commentary, August 2009

Join the community All content on Consumerism Commentary is free. One of the best methods of reading this free content and staying up-to-date with the latest articles and posts is through RSS subscription. By subscribing to the Consumerism Commentary RSS feed with feed-reading software such as Google Reader or aggregators such as My Yahoo, you’ll always be aware of new content here. […]

Hip New Funding Site:

This certainly isn’t the first or only Web site where one can describe a project and ask for donations, but if word of mouth is anything to go by, the new is the hip place to get funding these days. I first heard about it on Twitter when one of my heroes Jesse Thorn linked to his project for people who want to learn to dress better, one might say “more sartorially”, if one were in […]

Visa Signature Concierge: Useless for Immediate Travel

As I’ve mentioned recently, my maternal grandmother passed away a few days ago, my second of two grandmothers to pass away in the past few weeks. A few years ago, she moved out to California to be cared for by my mother and brother who had also moved out to the west coast several years earlier. […]

Interview for Today’s Personal Finance Hour Radio Show

Tune into the Personal Finance Hour radio show, tonight at 6:00 PM ET (3:00 PM PT) for a chance to hear me speak with Jim Wang from Bargaineering and J.D. Roth from Get Rich Slowly. We plan to discuss the trials and tribulations of shifting from an employee to an entrepreneur. […]

Podcast 20: You Need a Budget and PocketSmith

Today’s episode of the Consumerism Commentary Podcast focuses on budgeting. Our first guest is Jesse Mecham, designer of the budgeting software You Need a Budget. […]

Personal Balance Sheet, Net Worth, Income, and Expenses, August 2009

You may have noticed that over the past few days, Consumerism Commentary has been featuring a number of guest authors. A few weeks ago, I wrote about the cost of funerals, inspired by the passing of my paternal grandmother. My maternal grandmother entered hospice care around that same time, and a few days ago, she passed away. […]

The Album’s Last Gasp

For a good thirty years or so, starting in the 1950s, musicians released singles on vinyl discs called “records”. You could also buy a full album of music by one artist, and some were worth it, but you also had the option of buying just that one song that you liked, that you kept hearing on the radio. (You’d also get a second song on the “B-side” of the record. […]

Compound Interest is More Powerful Than You Know

This is a guest article by Jim. Jim writes about personal finance at You can also find him on Twitter (@bargainr) causing a ruckus. Consider two individuals trying to save for the future. John saves a hundred dollars a month into a magical investment that gives him 6% a year. After forty years, he ends up with a nice chunk of change: $199,149. […]