Consumerism Commentary

This informative group blog was honored by Kiplinger as a “must-read” blog and named as one of Yahoo!’s “Ten Money Blogs Everyone Should Read.”

Profile of Consumerism Commentary

Latest Posts from Consumerism Commentary (page 213)

Congress Passes Credit CARD Act of 2009, Now What?

Yesterday, the House of Representatives voted on and passed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009, the Senate’s alternative to the Credit Cardholders’ Bill of Rights. Here are some of the provisions, taking effect in February 2010: Credit card companies must give 45 days notice before raising interest rates. […]

Digital Television Transition Approaching

June 12, 2009 is the final day that full-power television stations will broadcast in an analog over-the-air signal. […]

GMAC Bank is Now Ally Bank, FNBO Direct Lowers Interest Rate

In an effort to distance itself from the General Motors brand, GMAC Bank is now known as Ally Bank. Ally is continuing to offer the 2.25% APY online savings account (as of May 19, 2009) and is also currently offering 2.8% APY for a one-year certificate of deposit account. […]

Senate Passes Credit CARD Act

In a sweeping vote of 90 to 5, the Senate passed the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, including the sole unrelated amendment to restore weapon carrying rights in National Paks. The bill differs from the Credit Cardholders’ Bill of Rights Act of 2009, passed earlier by the House of Representatives. […]

How Will You Divide Your Wealth Among Your Heirs?

We spend our life in modern society accumulating Things and possibly accumulating money. When you take a step back and look at life on the larger scale, money is not a goal in isolation. We strive to accumulate wealth not to die with our names in various banks’ computers associated with high numbers. […]

Revisiting FICO 08 Piggybacking

Your money is important, and so I want to make sure I’m telling you the truth in every instance. […]

Annoying Calls From Extended Car Warranty Dealers

Several times a week, I get a phone call from a number I don’t recognize. The caller never leaves a voicemail message, so I always perform a quick Google search to see if I can find any information about the caller before answering or returning the call. In almost all cases, the unknown number has attracted numerous complaints online. […]

Podcast 4: Financial Advisory Website Thrive

In today’s podcast, Tom Dziubek and I talk with Avi Karnani, founder, and Matt Wallaert, Lead Scientist, from Thrive about the services offered by this financial services website and about frugality. To listen, use the player above (Adobe Flash required), download the podcast here, subscribe to the podcast RSS feed, or use the iTunes link. […]

President Obama’s Financial Disclosure

In a move should sound familiar to readers who have been with Consumerism Commentary since 2003 and to those who have noticed my monthly personal financial reporting, the President and Vice President have used the White House blog to provide updates on the financial condition about each of the Executive Branch families. President Obama and his wife Michelle seem to prefer investing in the Vanguard […]