The Digerati Life

To follow up on her story about dealing with loan modification companies, we bring you this post by Stacey Doyle. After paying our mortgage on time for eight years, we found ourselves three months behind. To try to save our home and finances, we are considering a home loan modification. Unfortunately for us, we are past due on other bills, so our credit rating has plummeted. […]

There have been a lot of developments with Mint.com lately, the biggest of which was their acquisition by Intuit (the makers of Quicken software). Mint is known primarily for their free online budgeting tool, which we’ve enthusiastically recommended here; and if you haven’t had a chance to check them out yet, you may want to give them a try. […]

Should your college student own a credit card? That’s an interesting question that many parents dwell upon. This much is true: applying for and finally receiving that first credit card is a big step for any individual. I believe that it can be helpful for someone to become exposed to using a credit card early (with caveats), depending on how “ready” for this exposure the individual is. […]

When did you start saving for retirement? Think you’ve missed the boat because you didn’t get a chance to invest early? Reality Check For Those Nearing or Approaching Retirement Age Awesome image by Mark Stivers For many of us who are 65 years or older, we live by our social security checks. […]