Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 2)

Can You Take Time Off to Raise a Family Without Ruining Your Career?

In an ideal world, you would really be able to “have it all.” You know, the perfect parent with a model career, which fits neatly alongside family life. The reality is, though, parents often feel like they’re under pressure from all directions. Naturally, you want to do the best for your children and support your family unit. […]

Can You Take Time Off to Raise a Family Without Ruining Your Career?

In an ideal world, you would really be able to “have it all.” You know, the perfect parent with a model career, which fits neatly alongside family life. The reality is, though, that parents often feel like they’re under pressure from all directions. Naturally, you want to do the best for your children and support your family unit. […]

How to Invest in Yourself (Without Spending a Lot of Money)

No matter your current stage of life, there are always opportunities to spend money on bettering yourself. These include things like continued education, vocational qualifications, or professional certifications. […]

Tax Day is Here! Now, What Should You Do With That Money?

Well, April 18 has finally arrived, which means that we should all have our taxes filed, signed, and sealed by midnight tonight (unless, of course, you’ve filed for an extension). Whew! […]

Get a Better Mortgage Rate Without Refinancing

For several years before 2017, mortgage interest rates just kept falling. Just when you thought they couldn’t go any lower, they did. But with the Fed’s recent announcement of an increased benchmark rate, banks are bumping up their prime lending rates. Even still, rates are quite low. […]

How to Request an IRS Income Tax Extension

It’s that time of year again… taxes are due in two weeks! So if you haven’t finished your returns yet, it’s time to get cracking. But what if you realize that you’re not going to make it in time? Well, I have good news and bad news for you. The good news is that you can request a six month extension, which is automatically granted. The bad news? […]

How to Motivate Yourself to Reduce Debt

Today is Friday the 31st. We are just around the corner from a brand new week and a brand new month. It’s a new opportunity to “start fresh,” especially with your finances. So, with that said, I have just one goal today: to motivate you to attack and reduce your debts. Debt really sucks! For some of us, this simple statement is all the encouragement we need. […]

7 Illegal Questions Potential Employers Often Ask In an Interview

It’s worth being educated about your rights if you’re looking for a new job. With luck, you won’t need to worry; if you’re asked a question in an interview that makes you feel uncomfortable, though, it can be helpful to know whether your potential new boss just overstepped the mark. […]

6 Ways to Bounce Back from a Business Failure

Losing your job, for any reason, is an immensely stressful experience. Whether it comes due to the collapse of your employer, or if you’re being forced to wind down an enterprise of your own, the pressure can certainly pile up. But business failure isn’t an unusual scenario, particularly with the global economic volatility we have become accustomed to over the past decade. […]

Take a Hard Look at Your Financial Habits — Are They Sustainable?

Sustainability has become a key concept in environmental and resource management circles. Of course, it’s also a good goal for your own financial practices. I’m sure it once seemed as if the world contained an endless reservoir of oil. By the end of the 20th century, though, it was clear that we were wrong. […]