Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 11)

6 Ways to Bounce Back from a Business Failure

Losing your job, for any reason, is an immensely stressful experience. Whether it comes due to the collapse of your employer, or if you’re being forced to wind down an enterprise of your own, the pressure can certainly pile up. But business failure isn’t an unusual scenario, particularly with the global economic volatility we have become accustomed to over the past decade. […]

Take a Hard Look at Your Financial Habits — Are They Sustainable?

Sustainability has become a key concept in environmental and resource management circles. Of course, it’s also a good goal for your own financial practices. I’m sure it once seemed as if the world contained an endless reservoir of oil. By the end of the 20th century, though, it was clear that we were wrong. […]

How to Save Money on Healthcare

With Obamacare on the chopping block and the Republicans’ new healthcare plan under debate, many Americans are unsure of what their health insurance may look like in 2018. Regardless of what happens to the exchange or the individual mandate, though, there are some pretty basic tips for keeping your health insurance costs low. What steps can you take to decrease your health insurance costs? […]

The Best Budgeting Tools Out There

Are you struggling to stay on your budget? Maybe it’s because you don’t have one in place yet. Or maybe, it’s because keeping track of expenses is just plain tough. No matter the reason, there are plenty of amazing budgeting tools available these days, which can make the entire process easy to implement (and stick with). […]

Should You Be a Full-Time Employee or a Freelancer?

According to the Bureau of Labor Statistics (BLS), the rise of the gig economy is the industrial revolution of our time — and we are only at the beginning of the journey. Some one in three Americans already freelance in some capacity, in fact. […]

Building an Emergency Fund

I’m sure that you’ve heard this before, but it bears repeating: when you’re getting your financial house in order, your first step should be to build up an emergency fund. An emergency fund helps you get through financial rough patches in your life — broken washing machines, unexpected medical bills, and the like — without derailing the rest of your financial plan. […]

How Being Unhealthy Can Impact Your Finances

You may not think about it, but your health can affect your finances… sometimes in ways you wouldn’t expect. There’s the immediate cost of unhealthy behaviors, such as buying cigarettes or fast food. Then there are the long-term expenses, such as medical care for preventable diseases. […]

What Does TaxAct Have to Offer for 2017?

Tax season is upon as, and many are in the market for a preparation software to file their own tax returns. You may have heard of TaxAct before, as you filed in past years. […]

Everything You Need to Know About Renter’s Insurance

If you rent your home, you may be wondering what protection you have in the event of vandalism or a natural disaster. Renter’s insurance is designed to provide financial coverage for renters, since homeowner’s insurance and landlord’s insurance typically don’t cover things like a tenant’s personal property. Despite this, only 37% of renters currently have renter’s insurance. […]

Things to Consider When Applying for a Credit Card

Whether you’re applying for your first credit card or your tenth, there are key factors you should always consider. These include things like your credit score, income, and what you want out of a credit card. Your Creditworthiness The first thing to consider when applying for a credit card is your creditworthiness. […]