Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 13)

2014: Another good year?

Twenty-thirteen is the year the Haves and the Have Nots came to prominence, dressed up as a new TV series which opened on the Oprah Winfrey Network (OWN). The title of the show alludes, of course, to the notion that there is a distinction between those with high incomes and/or a high net worth, and, well, the rest of us. […]

The world as we know it

I have a brother who is a history teacher, and a son who is on his way to becoming one. For me, history was one of my least favorite subjects in school, but now it represents a major portion of my reading. Studying financial history early in my career may have been the turning point. […]

Bank Review: Discover Bank

Discover Bank is an online bank that is part of Discover Financial Services, Inc., a Riverwoods, Ill.-based company with a widely diverse array of financial tools. Discover Financial Group traces its history back to the mid-1980s and Sears’ launch of the Discover Card, where it was a unit of Sears’ Dean Witter group. […]

How to complain effectively and get results

As soon as we signed the contract to buy our first home, I started dreaming about furnishing it. After years of drooling over pretty furniture catalogs, I finally had a place to decorate. I have also been saving money specifically to furnish our house and, as a part of that fund, I have been collecting furniture store gift cards. […]

Was 2013 a turning point (and what should you do about it)?

Sometimes history is obvious at the time; other times, key turning points become clear only in retrospect. The better people are able to recognize when such a change has occurred, the more sound their financial decisions they will be. […]

Buying the Right Snow Blower

This post comes from Aaron Brandt at our partner site It’s time to face facts. It is now December. It is going to snow. And you need to be prepared to dig your way out of whatever icy mayhem this winter offers. Sure, you can toil away in the elements with a shovel, or you can upgrade to a snow blower and handle feet upon feet of snow with ease. […]

5 Shrewd Ways to Adjust Your Portfolio As You Near Retirement

Mike Lewis is a financial writer who discusses retirement planning, investment options, smart money management, and insurance. Life was good at the end of 2007 for Bill and Mary. Bill, at age 60, had enjoyed a successful career with Walgreens, one of the largest retail companies in America. […]

How To Win The Next Lottery, Guaranteed

The odds are astounding, really. Someone won the big Megamillions lottery jackpot of over $600 million last week. Millions of tickets were bought — No, make that hundreds of millions. Did you buy one? Why? Why would you, or any other rational person, buy a lottery ticket? The odds of winning are incomprehensibly small. And that’s really the key, isn’t it? […]

How sustainable are your financial habits?

Sustainability has become a key concept in environmental and resource-management circles. It’s also a good goal for your personal financial practices. I’m sure it once seemed as if the world contained an endless reservoir of oil; but by the end of the 20th century it was clear that when people draw on a resource faster than it can be replenished, eventually shortages will occur. […]

Five apps to protect your identity this holiday season

This post comes from Anthony Fontana at our partner site It wasn’t too long ago that shopping actually required people to get off the couch and fight through crowds at the mall. That isn’t the case anymore. In fact, online shopping is easier than ever. Just last week I bought two pairs of jeans and a couple shirts, all within a matter of minutes, by using my smartphone. […]