Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 133)

ING Direct Offering 1% Cash Back on Debit Purchases

This is just a quick note to let you know that ING Direct is offering 1% cash back on Electric Orange debit card transactions. […]

Selling Investments in 2010 to Reset Your Cost Basis

A reader named Andrew recently wrote in with the following question about resetting your investment cost basis: There is a chance the capital gains tax can increase to 20% next year, so I was wondering if I could sell my stock at a gain to book my gains at 15% tax for this year and reset the cost basis for next year. I read IRS pub 550 and the wash sale definition only talks about selling at a los […]

Car Dealership Tricks to Avoid

Buying a new car is one of the most stressful financial situations that you’re likely to encounter. There are many reasons for this. After, this is one of the biggest purchases (aside from a house) that you’ll make, and you want to get a good deal. […]

Why You Need Title Insurance

If you’ve ever bought a house, you’ve probably wondered if title insurance is really necessary. I mean, sure, it protects you in the event of a dispute over the ownership of your property, but how often does that really happen? This issue has been brought into sharper focus by recent developments in the ongoing foreclosure crisis. […]

Depositing Checks With the PayPal iPhone App

Earlier this week, PayPal updated their iPhone app. While there were a number of minor improvements, there was one major change that really stood out. They added the ability to capture and deposit checks into your account. This sort of remote deposit has been around for awhile, though it’s been limited to a relatively small number of banks and credit unions. […]

Link Roundup: Spambot Edition

Late last week, I discovered that one of our anti-spam plugins was being a bit overzealous, and turning away many commenters as potential spambots. I’m not sure exactly how long this has been a problem, but I apologize if you were affected. I have since disabled the offending plugin, so the problem should (hopefully!) be solved. […]

How Much Do You Owe Your Children?

I have to admit… I don’t have a definite answer for this one. My wife and I have different views on this. Generally, my wife thinks we owe the kids everything we can possibly provide for them. She came from a family that didn’t have much and had to struggle. She wants to make sure our kids don’t go through what she endured. I grew up in a similar financial situation. […]

Vanguard Slashes Minimum Balance Requirements for Admiral Shares

According to a press release that just, well, released… Vanguard is reducing the account minimums required for access to their ultra-low-cost Admiral Shares. Account balance minimums to qualify have been lowered for most retail clients to $10,000 (from $100,000) for Vanguard’s broad market stock and bond index funds, and to $50,000 (from $100,000) for most of Vanguard’s actively managed stock and […]

Save Money on Car Rentals

A bit over a year ago, I wrote about how to get cheap car rentals through Priceline and/or Hotwire. Today I want to revisit the issue with some additional info that might help you score a great deal. I’m writing this on Tuesday night. By the time you read it on Wednesday morning, I’ll be a single dad. No, my wife didn’t leave me. […]

IRS Not Mailing Forms This Year

In case you haven’t heard, the IRS has decided not to automatically mail out forms for paper returns this year. […]