Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 133)

Credit Cards are Safest Online Payment Medium

Do online purchases make you nervous? I’m all about shopping (and banking/investing) online, but there are still people out there — especially amongst the older set (Hi Mom! Hi Dad!) — who aren’t very comfortable with e-commerce. Well, according to a recent article in the NY Times, if you do venture online, credit cards are the safest payment medium. […]

Credit Card Offers: Chase Bank Credit Cards

Today marks the second installment of the weekly Saturday look at current credit card offers from major issuers. […]

Lending Club and Taxes

After spending the last two evenings pulling our tax paperwork together, I wanted to share a little tidbit on documenting your Lending Club earnings. […]

Money Management Made Easy

While sitting at my computer last night, Son #2 wandered over and started chatting me up. He recently received some cash gifts for his 10th birthday, and had money on his mind. He’s always been good with money and often amazes me with his wisdom. Once again, he didn’t disappoint: “You shouldn’t spend more money than you have or you’ll go into debt. […]

Graduate School Loans – Should You Avoid Education Debt?

Should you go into debt to pay for graduate school? A reader named Shana recently wrote in with the following question about taking on student loans to further her education and set up a future career in counseling: I recently graduated from college with a B.S. in Psychology. I have no student loans. I have $4,600 in credit card debt. […]

Do Kids Have to Pay Taxes? All About the Kiddie Tax

Last night I tackled the ugly task of pulling all our tax paperwork together. As much as I’d love to keep our tax records organized throughout the year, that never seems to happen. […]

Improve Cash Flow by Paying Off Long-Term Debts

Increasing your monthly your cash flow can be financially empowering. So many people are burdened by high interest credit card debts that represent a big chunk of their monthly expenses. […]

Link Roundup – Running Man Edition

Last week, I decided to bite the bullet and start running. I’ve recently gotten into a pretty good groove in terms of exercise, and have decided to take it to the next level, so I’ve decided to tackle the Couch-to-5K running program. If this sounds intriguing, I invite you to join in. If not, you can still follow along. Either cheer me on to victory, or mock my failure. It’s a win-win! […]

Inside the Patient Protection and Affordable Care Act: What Healthcare Reform Entails

In case you haven’t heard, the House of Representatives passed the healthcare reform bill (H.R. 3590) yesterday in a divisive vote that saw every single Republican vote against the bill while 219 of 253 of Democrats voted for it. President Obama is expected to sign the bill into law on Tuesday. This is a large and complex bill whose effects will be phased in over the next six years. […]

Alternative Approaches for Investing With Lending Club

A reader named BC recently wrote in to share his experience investing via Lending Club even though he lives in an ineligible state. For those that are unaware, residents of 22 states are ineligible to invest directly in Lending Club notes*. In most cases, however, there is a workaround, as you can still invest in Lending Club notes via their trading platform. […]