Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 137)

Our House is Worth a Ton of Money – No, Really, It Is!

This is a guest post from Christian of Money Obedience. If you like what you see here, please consider subscribing to his RSS feed. Mortgage rates hit bottom again at the end of last year, which is when we started the process of refinancing our mortgage – finally. (Note: Mortgage rates are currently at the lowest point of 2010). […]

Lending Club Update – April 2010 Performance

I’m a bit late with this update, but I wanted to get it out there because I’m closing in on one year of lending money through Lending Club and will be doing a big, year-end post sometime soon. As April came to a close, my “net annualized return” (NAR) was 10.65% — not too shabby. […]

Financial Reform: What’s in It for Me?

The House of Representative passed their Wall Street reform bill back in December, and the Senate just passed their own version last week. All that remains now is to reconcile the differences between the two bills. […]

Recasting or Shortening Your Mortgage – Pros and Cons

What would you do if you had a little windfall come your way? Would you spend it all, or would you look for ways to improve your finances, such as paying off some of your debt? […]

The Worst Banks in America

Do you like your bank? A lot of people don’t. In fact, according to the JD Power & Associates Retail Banking Satisfaction Study, average customer satisfaction with retail banks has dropped for the fourth straight year in 2010. Would bad service make you want to find a better bank? […]

Traditional vs. Roth: What’s Your Preference?

I recently wrote about the advantages of tax-deferred (traditional) vs. Roth retirement contributions. That post sparked an interesting discussion about the value of Roth vs. traditional accounts in the long run. Each approach has its advantages, and the optimal strategy may vary based on your circumstances. […]

Tips for Success Working From Home

“The work-at-home lifestyle can be incredibly satisfying and an effective way to be closer to your family.” -Mitch Thrower Working from home is a dream that many of us tend to put up on a pedestal as an ideal scenario. I’ve heard many people say they’d be happy if they could just work from home… But would working from home really solve their problems and bring them happiness? […]

Take Advantage of Lifestyle Deflation

Lifestyle inflation refers to the incessant upward creep in your spending as your income gradually increases. […]

How to Choose the Right Credit Card

Everyone has different views on credit cards. Some bloggers and finance gurus see them a money trap. Others view credit cards as a tool for making some extra money from rewards on purchases that they’ll already make. […]