Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 137)

Vanguard Reduces Brokerage Commissions

Late last week, I received an e-mail from a reader who had grown tired of Vanguard’s high brokerage commissions and was looking for an alternative. Then, just days later, Vanguard announced that they’ve re-worked their commission structure for brokerage transactions. They’ve implemented two major changes. […]

How to Help Nashville Flood Victims

If you’ve been wondering how you can help victims of the recent flooding in Nashville, I recently ran across a site with a great list of options. […]

How Long Does the FDIC Have to Pay You Back?

Over the past couple of years, several readers have asserted that you need to be extra careful in choosing a bank because the FDIC actually has 99 years to pay you back if your bank fails. Sounds scary, but is it true? Not at all. Under Federal law, the FDIC is required to restore funds “as soon as possible.” Don’t believe me? See 12 USC 1821(f) for details. […]

Tracking and Managing Your Cash Flow

Cash flow is a product of the relationship between your income and your expenses. There are many people out there who are earning healthy salaries, but whose expenses eat much of that up. […]

Series I Savings Bond Rates – May 2010

This is just a quick note to say that the Treasury has posted the new Series I Savings Bond rates. As I noted previously, the variable portion of the rate dropped from 3.06% to 1.54% as a result of lower inflation. At that time, however, the fixed portion of the rate was still unknown. Well… TreasuryDirect updated their website with the new fixed rate within the past hour, and guess what? […]

Money, Happiness, and (Extreme) Giving

We’ve previously talked about the relationship between money and happiness (here and here), and we’ve also tackled the issue of “how much is enough.” With those discussions as a backdrop… I recently ran across an interesting article about an Austrian millionaire that’s giving away his entire fortune. He’s selling his homes, cars, the business that made his fortune, etc. […]

$100 Checking Account Signup Bonuses

If you’re in the market for a new checking account, I’ve listed below four recent signup bonuses that I’ve run across. In each case, I’ve included a summary of the offer details. Full details are available by clicking through to the application pages. […]

Reset Your Investment Cost Basis With Charitable Donations

Today, I want to share a tip that will help you avoid future taxes on the taxable portion of your investment portfolio. […]

Roll Over IRA Into 401(k)?

Last week, I wrote about rolling over your 401(k) into an IRA. Shortly thereafter, a reader named Nelly wrote in to ask about the possibility of doing the opposite — rolling an IRA into a 401(k). Here’s her question: I have a small traditional IRA that I’m tired of dealing with. […]